Advice Please - is my motor written off?

[jims-terrano]

Hi Guy's, well here goes. My other Car a Reno Scenic was shunted yesterday. Here's a list of damage, what's peoples opinions about if this is a write off or not. Cars approx value according to Parkers is £1200 to £1500.

Rear Bumper and Moulding smashed
Boot floor with spare wheel well is broken appart (it's plastic)
The metal rear panel is pushed into the boot area trapping the spare wheel in place.
Tailgate moulding
The tailgate does not stay shut, tailgate may be pushed in or bent but I can't tell.
The tailgate striker on the rear panel is psuhed well over to one side.

Car is undriveable and also insure as it wont lock. There is a constant warning and bleep about the tailgate being open.

Insurance are picking it up possibly tomorrow and a hire car tomorrow too. The accident happened in front of two PCSO's so they make perfect witness's. Our vehicle was stationary in a traffic queue and car behind just didn't stop. Any advice on whether it may be written off would be appreciated. I personally think it will be a write off.

 

[baker1988]

Hi Guy's, well here goes. My other Car a Reno Scenic was shunted yesterday. Here's a list of damage, what's peoples opinions about if this is a write off or not. Cars approx value according to Parkers is £1200 to £1500.

Rear Bumper and Moulding smashed
Boot floor with spare wheel well is broken appart (it's plastic)
The metal rear panel is pushed into the boot area trapping the spare wheel in place.
Tailgate moulding
The tailgate does not stay shut, tailgate may be pushed in or bent but I can't tell.
The tailgate striker on the rear panel is psuhed well over to one side.

Car is undriveable and also insure as it wont lock. There is a constant warning and bleep about the tailgate being open.

Insurance are picking it up possibly tomorrow and a hire car tomorrow too. The accident happened in front of two PCSO's so they make perfect witness's. Our vehicle was stationary in a traffic queue and car behind just didn't stop. Any advice on whether it may be written off would be appreciated. I personally think it will be a write off.

I would say it was a write off yes similar happened to me aa while back alot less damage on a car that was valued at £1800 and insurer wrote it off but I got the better deal out of it with 1600 back off insurance and a whiplash clain of £1200 (genuine whiplash before anyone says anything :lol)

 

[stinka]

Yes mate

 

[solarman216]

I would say with a Parkers price of £1500 it will be written off, Rick

 

[clivvy]

write off mate, no doubt. As Baker says you may end up better off, one or two whiplash claims and the car value may pay for you a decent newer car?

 

[trophymick]

I would say right off as well.

Unfortunately it is has come to the point were it is cheaper to total loss a vehicle, rather than repair it.

Greed, rising costs and new techniques (water based paints etc) have us over a barrel when it comes to repairs.:nenau

Hope it works out OK for you, but with insurance company's,.........who knows. Expect the worse scenario, it's all a bonus after that!:naughty


Mick

 

[briggie]

wrote off jim unfortunately ........ unless of course you are with direct line , and they take it you accident assist place my mistral went to , in which case you will have it back next week :augie

 

[96terrano]

yeah, probably a wright off, got a pic?

 

[jims-terrano]

Well this appears conclusive doesn't it, what a shame because it's actually quite a tidy car. Can't really say a lot more now until insurance have picked it up and looked at it.
Fortunately Pete it's another company but their repairer is in Rotherham!!! which is miles away.
They have started the ball rolling for an uninsured loss claim too so if it is written off we want to claim repair/maintenance bills for last six months and see what happens.
Our photo's don't seem to do it justice at all otherwise I'd post a couple.

 

[briggie]

jim mate , cars can be replaced ..... you and your family cant , whilst its sad to perhaps lose your car ( which it is only perhaps at this stage ) , the most important thing is you and your family are ok .:thumb2

if you need a hand gimme a ring / call ..... not sure what I can do , but I will do my best

 

[jims-terrano]

jim mate , cars can be replaced ..... you and your family cant , whilst its sad to perhaps lose your car ( which it is only perhaps at this stage ) , the most important thing is you and your family are ok .:thumb2

if you need a hand gimme a ring / call ..... not sure what I can do , but I will do my best

Cheers Pete and you are 100% right of course.

 

[jims-terrano]

Well just a quick update. The car has now been taken to the insurance companies repairer for assessment. We'll wait and see the out come just hope they let us know soon.
Doctor has officially said I'm suffering Whip Lash, insurance company have jumped at this news. I've always detested the compo culture we seem to be a part of, this makes me feel bad as am I as bad as the culture I detest?

 

[clivvy]

Well just a quick update. The car has now been taken to the insurance companies repairer for assessment. We'll wait and see the out come just hope they let us know soon.
Doctor has officially said I'm suffering Whip Lash, insurance company have jumped at this news. I've always detested the compo culture we seem to be a part of, this makes me feel bad as am I as bad as the culture I detest?

NO! Jim, what you detest, is the culture of false claims!! the insurance is now doing what it was originally designed to do-protect you.

 

[rustic]

NO! Jim, what you detest, is the culture of false claims!! the insurance is now doing what it was originally designed to do-protect you.

Well said Clivvy, after all we have been paying for insurance for all these years which includes events like these.

The people who should feel guilty are those hangers on who exaggerate their injuries and make a career out of it.

Rustic

 

[jims-terrano]

Heard from the repairer today. They told her in doors that the cost of repairs is between £1200 to £1400, he reckoned it was borderline but thought the insurance company may call it a total loss but it is up to the insurance company not him.

 

[briggie]

Heard from the repairer today. They told her in doors that the cost of repairs is between £1200 to £1400, he reckoned it was borderline but thought the insurance company may call it a total loss but it is up to the insurance company not him.

gutted for ya mate , but like I keep saying , you and your family are far more important .

 

[jims-terrano]

Oh bugger!!! the insurance have decided to repair it:nenau

It makes more financial sense for me as I'll not have to find some money to go towards buying a replacement. However we had both come round to the idea that it would be written off and had been looking around for Golf's!!!!

Just hope it's a good repair job.

 

[vince]

never mind, as long as they pull their fingers out in getting it back on the road, just as an afterthought, my dad was rearended in a mondeo a few years ago, 3 weeks after his insurance renewel so after the claim his insurance cover was terminated and when he tried to renew the car was deemed as worth less because it had already been paid out on!!! so it cost him about £600 for 3weeks insurance(he had my 17yo sister as a named driver with a provisional)he was not a happy bunny

 

[jims-terrano]

You aint gonna believe this, they'd decided to repair the car which ok I'd built my hopes up but in fairness it'll be better financially and easier not to have to look for another car.

Wife gets a call this morning from repairer saying there will be a colour mismatch due to a previous repair but car will be ready later this week.

So I've phoned them and the bloke explained this to me. So I've said but that's not right, it was OK before the accident and a colour mismatch will devalue the car through no fault of my own. So I've told him that perhaps the panel that doesn't match or their panel work needs to be sprayed. I told him that I won't accept it back looking a mess and that I'll be contacting the insurance company. He's now contacting the insurance company and will call me back.

Am I correct in my attitude here?

 

[Fez_uk]

I'd of done the same