What are you doing to beat the crunch?

[Muzz]

Things are tight for all of us but what are you doing to beat the crunch.

I use this site a lot and it's helped me save some pennies.
http://www.moneysavingexpert.com/

I've tried with the home grown vedgie's last year and had some success. Today I've decided to quadruple the vedge patch ready for this years crop.

Still got some way to go and me backs killing me.

We have cut down on the shoping switched to Tesco and now collect the points.

We switched to an online account with the gas and electric and can now monitor use monthly. It's helped a great deal and were now paying less than last year.

Lets share some tips and help each other out.

 

[floyd500b]

Muzz - the website you mentioned - Martin Lewis is quite a guy, sign up for the weekly e-mail (i'm sure you already have), there are always freebies going.

I haven't personally seen too much happening up here with the credit crunch, apart from Woolies but that was bad management.

It was suggested that Scotland may not get hit too bad or will it just be delayed by a couple of months.

That said I'm a tight arsed Scot thumb2:sly) and frugality is in the genes:lol

Cheers

Graham

 

[Muzz]

How about this one.

http://www.tescovouchercodes.blogspot.com/

BTW PMSL at your comment.

 

[wanaron]

Hi Muzz,
good on you for having a go at home grown veggies. got a large allotment myself and grow a large variety of veg. If i can be of any help with tips or advice, be happy to help.
All the best Wayne

 

[willow]

yes been doing home grown veg and chickens and turkeys and ducks for the last 3 years:thumbs
Spent 2 whole days on getting the utilities sorted and saved a great amount.
Stuck on the phone computer bundle thing dont know what to do some look good but is the service good:nenau:nenau
Any advice

 

[tezzer]

hi willow, im with virgin media, and when i phoned them i followed instructions to terminate my contract and when you speak to someone i explained that i had been with them for years and new customers get free periods ie 3months free, i/we old customers get nothing, she said hang on,( music ) for 2minutes then she said we can lower your contract charge from £58.00 to £38.00 per months, with no loss of service. so it does pay to ask, old chinese proverb says "dont ask dont get" very true, hope this might help you.:thumb2




tezzer

 

[willow]

Thanks Tezzer
Ill give it a go:thumbs Like you say if you don't ask you don't get I have nothing to lose

 

[zippy656]

Thanks Tezzer
Ill give it a go:thumbs Like you say if you don't ask you don't get I have nothing to lose

you wont lose anything, but you could save a lot


also look at talktalk thats who we are with

 

[willow]

Thanks Zippy

Already saved on the electric and insurance Trying to bundle the phone and internet but not sure if it is a good idea Having another look at it today:thumbs

 

[poppypiesdad]

Shopping at lidl instead of tesco's just getting fed up with the prices of stuff .In cupar there is only tesco lidl and a small co-op
And noticing the price difference
still need to buy somethings out of tescos but trying to use anyone else but tesco.

Servicing all my vehicles myself
Patrol
Vito van
Polo
and a old Zetor tractor (£300 for parts or £1500 to get it fitted )
Internet shopping for big things (New washing machine just before crimbo)

 

[Thomas-the-Terrano2]

hi willow, im with virgin media, and when i phoned them i followed instructions to terminate my contract and when you speak to someone i explained that i had been with them for years and new customers get free periods ie 3months free, i/we old customers get nothing, she said hang on,( music ) for 2minutes then she said we can lower your contract charge from £58.00 to £38.00 per months, with no loss of service. so it does pay to ask, old chinese proverb says "dont ask dont get" very true, hope this might help you.:thumb2




tezzer

with out wishing too sound too nosey, what does £38/58 get you then?

cos I get free bt line broad band thru having my mobiles with orange,
though could also get free bb with may talktalk tarriff which includes
the land line and unlimited uk all day calls upto 70 minutes and could
have free bb with tt! typically £20 a month +/- charged non geographical
numbers.

paying sky about £25 a month for sky+ on family package, no movies
or sports. did have multiroom which switched service off and still works
as free sat/view in bedroom as hardly used anyway.

the orange mobiles btw are long term numbers 28 day contracts minimum
doplhin/racoon or whatever they call it this week, about £30 for the pair
including 300min+150 texts each there abouts.

 

[willow]

Well I have got it down to £30.85 a month so far broadband with tiscali still at £14.85 for medium use and with bt more talk unlimited phone calls all day and reduced charge to mobiles .including the line rental and vat. Saving about £10.00 by adjusting a bit:thumbs so far. I hardly use my mobile only have it for when I am out and about on my own so pay as you go there.
:thumbs

 

[makeitfit]

Following the sky virgin etc bin them and download what you want from the web:sly You can get virtually anything thats on sky and stream it or save it to your pc. then watch it on your telly,easy and free:clap Just make sure you've got an unlimited bb package. Mine's with orange so I get landline and free evening and w/end calls and my mobile and bb for £19 something
Check out MARTIN LEWIS money web site he has all you'll ever need to switch suppliers etc and he's free. DO IT you'll be amazed at what and how you can save:thumbs
I've also been using up the delivery pallets on the fire mmm nice and toasty
Kitchen offcuts have been getting in there too lately.
Changed the car to LPG easy job and 55p a litre. My friend has just got a transfer pump so he is now using red bottle lpg at silly cheap domestic rates about 30p I think

 

[zippy656]

we pay £25 for phone a month, BB free.
with talktalk..

 

[makeitfit]

we pay £25 for phone a month, BB free.
with talktalk..

Tiscali home phone and unlimited bb £14.99 a month,so there:thumbs

 

[willow]

Tiscali home phone and unlimited bb £14.99 a month,so there:thumbs

Does that include line rental vat and unlimited day time and evening calls and reduced rate to mobiles:lol:thumbs

 

[Muzz]

Shopping at lidl instead of tesco's just getting fed up with the prices of stuff .In cupar there is only tesco lidl and a small co-op
And noticing the price difference
still need to buy somethings out of tescos but trying to use anyone else but tesco.

Servicing all my vehicles myself
Patrol
Vito van
Polo
and a old Zetor tractor (£300 for parts or £1500 to get it fitted )
Internet shopping for big things (New washing machine just before crimbo)

We have tried lidl as its next to our Tesco but don't find them as good as they used to be years ago. And not much in price difference.

The clubcard points at Tesco are good if you use them for holidays as every £1 transfers to £4.

For example I only need to get £50 in clubcard points to get my £200 eurotunnel for my 2010 holiday if that makes sence. Only been shoping there a couple of months and the point add up fast.

 

[Muzz]

hi willow, im with virgin media, and when i phoned them i followed instructions to terminate my contract and when you speak to someone i explained that i had been with them for years and new customers get free periods ie 3months free, i/we old customers get nothing, she said hang on,( music ) for 2minutes then she said we can lower your contract charge from £58.00 to £38.00 per months, with no loss of service. so it does pay to ask, old chinese proverb says "dont ask dont get" very true, hope this might help you.:thumb2




tezzer

I did that every couple of months for about two years every time I rang to cancel they gave me a better deal. I only changed when I finally got a better deal from BT

Have used the same tactics with other companies and it work to a greater or lesser extent.

 

[makeitfit]

Does that include line rental vat and unlimited day time and evening calls and reduced rate to mobiles:lol:thumbs

Includes vat and line rental and evening and weekend calls but dont know about reduced to mobiles:nenau
But checkout Martins Money Tips, cause there are different ways to sign up to stuff too. EG pay via a cash back site and money off there too.:clap
Also you can always use skype for free while on line

 

[Muzz]

Skype is