Modded 4x4 insurance only

[kbekl]

well on my search i have come across an insurance comapny that will only insure moded 4x4's but not imports

seems to be coming in cheap i mean really cheap like £94 for the year

adrian flux qouted £350 and these qouted £175 for a modded land rover

http://www.frankpickles.co.uk/4x4-off-road-insurance.asp

could always get a qoute (i cant as mine is an import):thumb2

 

[lacroupade]

well on my search i have come across an insurance comapny that will only insure moded 4x4's but not imports

seems to be coming in cheap i mean really cheap like £94 for the year

adrian flux qouted £350 and these qouted £175 for a modded land rover

http://www.frankpickles.co.uk/4x4-off-road-insurance.asp

could always get a qoute (i cant as mine is an import):thumb2

£94 is seriously too cheap for ANY car mate, I don't believe it. Its probably 50 miles a year or Sundays only LMAO:thumbs

 

[tezzer]

could it be for off road cover only???:nenau:thumbs

paul, i pay £70 a year for my cortina, lol

 

[lacroupade]

could it be for off road cover only???:nenau:thumbs

quite possibly Tel but even then, can you imagine all those expensive mods covered for so little?? not convinced

 

[makeitfit]

I've just sent them my details for a quote:lol
They seem quite picky on endorsements and mileage:augie
We'll see shortly I guess:thumbs

 

[Muckypup]

Pickles are good... but that sounds too cheap even for them!
I also expect that if its a modded vehicle policy, it may be similar to rally car cover... your only covered to drive to and from events or for very limited mileage.
I'd check it out in great detail, ensure you have full road cover and read all of the small print very very carefully! After that if it still appears good, snap their hands off!

It does seem far too cheap for a 7 seater...

 

[lacroupade]

could it be for off road cover only???:nenau:thumbs

paul, i pay £70 a year for my cortina, lol

yeah but you're 137 years old mate......:augie

 

[Muckypup]

quite possibly Tel but even then, can you imagine all those expensive mods covered for so little?? not convinced

Well they wouldnt be would they...

The car will still be classed as being market value, if not lowered value because of mods & off-road use...

Way I see it, slightest claim for the smallest scratch - INSTANT WRITE OFF :augie

 

[makeitfit]

Well they wouldn't even give me a quote:doh
All I wanted was a decent anual mileage and be able to go to work in it
So I'll stay with the Flux miesters:thumbs

 

[Muckypup]

I suspected limited use... so they wouldnt allow it as a daily driver for you?

 

[makeitfit]

Nope
Quick response though:augie
Adrian flux cover me for work and 12000 miles and offroad proper, not just green lanes.
Like for like replacement:naughty
Replacement truck of similar spec if mine's broken :lol
Easy to add extra mods

 

[tezzer]

yeah but you're 137 years old mate......:augie

i thought you were older than me paul ,:lol, it's on classic and limited miles, oh and free tax, love it, one up on the government for a change. :thumbs

 

[tezzer]

Nope
Quick response though:augie
Adrian flux cover me for work and 12000 miles and offroad proper, not just green lanes.
Like for like replacement:naughty
Replacement truck of similar spec if mine's broken :lol
Easy to add extra mods

did you claim pete when you bent the old girl??? :nenau

 

[makeitfit]

did you claim pete when you bent the old girl??? :nenau

Oh yes :thumbs

 

[tezzer]

Oh yes :thumbs

good man, get some of your money back off the robbing insurers. :naughty

 

[makeitfit]

I was a bit slow on that one till I realised I was actually covered for offroad use:sly
So I had a little man round to have a look
He got out of his car and wrote it off in 5mins:lol
Got 1250 for it and bought it back for 250 :naughty
Job done:thumbs

 

[Muckypup]

I did that once with the mrs's Corsa GSI :thumb2

The other party's insurer wrote it off because it needed a front bumper... quite rare for the GSI. There was no way I was letting it go to the scrappy just for that!
Think they call it "cash in lieu of repairs"

 

[Fez_uk]

won't your insurance premiums go up?

 

[makeitfit]

Yeh but not much, PNCB :sly
Adrian Flux all in everything declared 340 quid ish

 

[Deleted account DD]

Yeh but not much, PNCB :sly
Adrian Flux all in everything declared 340 quid ish

Irrespective of protected ncb you may be unpleasantly suprised at renewal if theyre anything like Admiral group or have you already got away with it ?