fitting a towbar

[96terrano]

Going to fit a towbar to my Hyundai since a can't get a bigger car:doh can tow upto 700KG with it, not much but enough for a small box trailer with tents/camping gear in, then the bikes on the roof. Cheap and practical to do:thumb2

 

[makeitfit]

IF you were to get a license one day :augie would you actually be allowed to tow anything ? :nenau
It can also devalue the car if you were still thinking of selling it to fund the next project
Also puts the insurance UP :doh

 

[larson]

there are restrictions on what new drivers can tow... i cant tow anything but i can tow up to 3.5 ton vehical and trailor weight combined

i dont think i can even drive a motor home :lol

 

[rustic]

Ryan, you are the only person I know who is planning to own a fleet of cars, without being able to legally drive any of them:doh

You are over 17, so when is your test?
Or have you failed already:augie

Have you done the theory bit yet?
Quite easy, must be when you see some of the idiots on the road.
I assume you have a provisional licence:nenau

So come on dates please...

Personally I think you will make a good driver, because you care about your vehicles and wouldn't want to damage them, especially after all the hard work you have put into them.

When parents buy their 17 year old a new(ish) car, it's easy come easy go... they don't understand the cost involvement, and often drive recklessly.
I would think that these drivers are the ones that push your premiums up.

Best regards,

Rustic

 

[96terrano]

you were to get a license one day :augie would you actually be allowed to tow anything ? :nenau
It can also devalue the car if you were still thinking of selling it to fund the next project
Also puts the insurance UP :doh

Trying to get a license as dad will not let me do it the cheap way, he wants me the expensive fully comp insurance and not 3rd party, £100 more problem is, he's taken all the papers for my car and won't tell me where they are so can't do anything

I can tow a 700kg weight load as its under my limit without a trailer licence

 

[96terrano]

Ryan, you are the only person I know who is planning to own a fleet of cars, without being able to legally drive any of them:doh

You are over 17, so when is your test?
Or have you failed already:augie

Have you done the theory bit yet?
Quite easy, must be when you see some of the idiots on the road.
I assume you have a provisional licence:nenau

So come on dates please...

Personally I think you will make a good driver, because you care about your vehicles and wouldn't want to damage them, especially after all the hard work you have put into them.

When parents buy their 17 year old a new(ish) car, it's easy come easy go... they don't understand the cost involvement, and often drive recklessly.
I would think that these drivers are the ones that push your premiums up.

Best regards,

Rustic

Cheers but I'm sure you know me well enough to know I want to be out their driving, just dad wants it done his way, the expensive way, read above comment

 

[rustic]

Trying to get a license as dad will not let me do it the cheap way, he wants me the expensive fully comp insurance and not 3rd party, £100 more ...

The benefit of fully comp insurance over third party insurance is that they will give you the book value of your car IF you cause the accident. less your excess etc.

Basically I can't see any benefit for fully comp for an old vehicle for a youngster.
If you dent a wing say on the Terrano and you have fully comp, they will write it off, you will loose your excess, and any no claims you have earnt, so instead you would source a second hand one, do the work yourself and don't mention it to the insurance.

So if you were third party, you would do this anyway...:doh and save some money on the insurance.
No brainer in my opinion.


Rustic

 

[96terrano]

The benefit of fully comp insurance over third party insurance is that they will give you the book value of your car IF you cause the accident. less your excess etc.

Basically I can't see any benefit for fully comp for an old vehicle for a youngster.
If you dent a wing say on the Terrano and you have fully comp, they will write it off, you will loose your excess, and any no claims you have earnt, so instead you would source a second hand one, do the work yourself and don't mention it to the insurance.

So if you were third party, you would do this anyway...:doh and save some money on the insurance.
No brainer in my opinion.


Rustic

So go for 3rd party then? I'm a novice when it comes to insurance, dads not as he used to be a insurance agent, so I need the facts to fight how with :lol I just want to be on the road but he's stopping me yet again,

 

[Nav230]

I don't quite understand. How does your dad making you have fully comp insurance stop you doing your theory and practical ?

Why not just go to a driving school and get your licence ? With your experience you will prob only need a few lessons. Money well spent instead of buying tow bars etc.

Alternatively just admit that you are not going to get your licence any time soon because for the many reasons that we all understand you prefer just messing about with motors for now.

 

[96terrano]

I don't quite understand. How does your dad making you have fully comp insurance stop you doing your theory and practical ?

Why not just go to a driving school and get your licence ? With your experience you will prob only need a few lessons. Money well spent instead of buying tow bars etc.

Alternatively just admit that you are not going to get your licence any time soon because for the many reasons that we all understand you prefer just messing about with motors for now.

I have been doing a few lessons here and their, but need s car to practice in between lessons, that's even what the instructor said:thumb2

 

[Nav230]

I have been doing a few lessons here and their, but need s car to practice in between lessons, that's even what the instructor said:thumb2

Learning to drive is like many things, it takes regular practice. Your driving instructor probably only said that in the absence of you being able to have regular lessons. I doubt that your instructor would recommend that otherwise.

Maybe you should consider saving up a lump sum and setting your stall out to have regular lessons and get your licence rather than getting distracted, especially as you have those insurance issues. That £100 extra insurance money would get you a few regular lessons and they might be enough to get you ready for your test.

Try to avoid the negative distractions and plan to get the lessons and stick to it.

By the way, just to show what can be done if you set your mind to it, I got my Pilots licence in 17 days from start to finish.

 

[melissachels]

Trying to get a license as dad will not let me do it the cheap way, he wants me the expensive fully comp insurance and not 3rd party, £100 more problem is, he's taken all the papers for my car and won't tell me where they are so can't do anything

I can tow a 700kg weight load as its under my limit without a trailer licence

They're out the house so go look just put things back like you found them! :thumb2

 

[makeitfit]

Oh ffs what a load of burp :doh If your dad's hidden the papers so what ? Just apply for a new V5 it is your car isn't it ? You don't need any of the papers anyway to insure it or tax it as you can do that on line .
Anyway, as far as fully comp is concerned he's in a fookin' dream world
Just do yourself a quote or three online via confused or the meerkat one and see what you get for the Hairdrier on TPF&T and Fully Comp. IF you can get fully comp for 100 quid extra I'll be absolutely flippin' stunned.
THEN ask his hollyness to tell you how much he can get you insured for.
As without it you can't practice inbetween lessons can you
It'll take you 10 mins or so.
Come on tell us the figures , I'll hang around

 

[96terrano]

They're out the house so go look just put things back like you found them! :thumb2

i dunno where he's put em', i'll get them as the car is now in my name, and so it the terrano, transferred that yesterday

 

[96terrano]

Oh ffs what a load of burp :doh If your dad's hidden the papers so what ? Just apply for a new V5 it is your car isn't it ? You don't need any of the papers anyway to insure it or tax it as you can do that on line .
Anyway, as far as fully comp is concerned he's in a fookin' dream world
Just do yourself a quote or three online via confused or the meerkat one and see what you get for the Hairdrier on TPF&T and Fully Comp. IF you can get fully comp for 100 quid extra I'll be absolutely flippin' stunned.
THEN ask his hollyness to tell you how much he can get you insured for.
As without it you can't practice inbetween lessons can you
It'll take you 10 mins or so.
Come on tell us the figures , I'll hang around

well i could get it 3rdP-F&T for about £500 as a prov, the insurance as ive passed my test was about £675 and fully comp 'what dad wants is £900 with the company he's with....think he's with tower-gate, and i got my quotes from Churchill, he wants me to be on his insurance dunno if it's so he can use my car or just so i'm with the same insurer as him

 

[makeitfit]

So that's 225 more :doh
Still makes no sense to me, if you can get it for 500 quid , just get it. Pay monthly and pass your test in 12 months time.
Then next year you'll have 1 years NCD

 

[melissachels]

you won't build up any no claims if its not in your name. AND THE WHOLE POINT OF GOING TO LOOK IT TO LOOK!

 

[96terrano]

So that's 225 more :doh
Still makes no sense to me, if you can get it for 500 quid , just get it. Pay monthly and pass your test in 12 months time.
Then next year you'll have 1 years NCD

Aye, Feck it, I'm going to get this insured regardless of what dad said and get it moted, and drive, getting board of dad being stubborn as usual:hmh

 

[jims-terrano]

So who's going to sit in with you whilst you practice? to be honest Ryan I would have regular lessons with a good instructor. An instructor will teach you to pass your test without bad habits. Anyone else will teach you to drive the way they do bad habits and all.

Get your test passed with an instructor and then learn to drive in the little car.

 

[96terrano]

So who's going to sit in with you whilst you practice? to be honest Ryan I would have regular lessons with a good instructor. An instructor will teach you to pass your test without bad habits. Anyone else will teach you to drive the way they do bad habits and all.

Get your test passed with an instructor and then learn to drive in the little car.

My mum will sit with me, but as she said, she won't say anything, she'll just let my drive as the instructor said:thumb2