new insurance law

[kbekl]

If you let your insurance lapse, you have to send back your tax disc and sorn your car or you will be fined.

http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696

If you are keeping your vehicle off the road, make sure that you have submitted a SORN declaration to DVLA. If the vehicle is taxed you need to return the disc (including nil value discs) to DVLA using a V14 form. You can make a SORN declaration at the same time as returning the disc on the V14.

 

[(RIP) PLANK]

that's bizzare, what about fleet cars and 'driver' poilcies and trade policies? wher individual cars are not insured.

it just gets worse :doh

 

[lacroupade]

Makes my blood boil.....!!

I couldn't give a toss about the lawbreakers, thats what ANPR and policemen are for FFS.....so now I can't simply mind my own business and park my car up off the road and let insurance and tax lapse without informing Big Brother...

Mark my words, we'll all have in-car trackers before too long and you'll have no privacy whatsoever - who the **** does this government think they are????

Any half-decent crim doesn't bother registering his car does he! (BTW, anyone want to buy a Clio registered to some turkish bloke who's long since gone home?? LOL).

MIND YOUR OWN FECKING BUSINESS DVLA!!

 

[kbekl]

that's bizzare, what about fleet cars and 'driver' poilcies and trade policies? wher individual cars are not insured.

it just gets worse :doh

hasnt it changed here now tho that the car has to be on the docs or it is not insured :nenau

 

[briggie]

anything that gets uninsured drivers off the road has to be a good thing .... did you know you are 6 times more likely to be hit by a uninsured driver in bradford than anywhere else in the country ...... so why arent there more anpr cameras in bradford and why arent they doing something about it ? :nenau

 

[lacroupade]

but its the same old argument that Dave has already lost thumb2:lol)

Theres already an MID so what bloody difference does it make whether you've SORN'd it or cancelled your insurance without telling anyone....either way it still shows up on ANPR as uninsured.:doh

 

[kbekl]

ah but now with this you can have the car taxed and moted but if unisured you will get a £100 fine even if its in the garden

if you dont pay they come and get it lol

 

[lacroupade]

ah but now with this you can have the car taxed and moted but if unisured you will get a £100 fine even if its in the garden

if you dont pay they come and get it lol

oh the joys of a democracy.....

funny how I don't remember voting for such shite?????????

Wait til Rick gets here! :lol

 

[(RIP) PLANK]

hasnt it changed here now tho that the car has to be on the docs or it is not insured :nenau

no, only for private owners, think about motor traders and repair garages etc. Alos fleet cars an hire cars etc. We had a mamber who got pulled by the police in the same way, while driving a perfectly legal car on a trade policy!

I agree with Lacroupade, I want them to get the bad guys (and girls) I just don't see the need to make life anymore difficult (or to be any more invasive into their lives) of the 99.99% of the popluation who are just going about their own buisness.

 

[briggie]

Plans to tighten the law on driving without insurance, making it an offence to be the registered keeper of an uninsured vehicle regardless of whether it is being used, are expected to be confirmed by transport ministers today.

Failure to comply could result in a £1,000 fine and the seizure of the car.

Currently it is only an offence to drive without insurance, but under a scheme announced in January drivers must ensure that their cars are covered at all times unless they are unused and kept off the road, in which case they must register them as such to the DVLA.

Motoring organisations have welcomed the move against uninsured drivers, but said they feared that law-abiding motorists could be penalised for innocent mistakes, such as allowing their insurance to lapse while they are on holiday.

 

[rayf3262]

"Latest public estimates are that around 1.5 million of all UK motorists drive uninsured. These drivers cost the UK about £500 million annually, which adds up to an average cost of an extra £30 per car insurance policy."

So, on the bright side, this time next year I will be able to treat myself to 30 quid's worth of diesel, or maybe a curry....?

 

[(RIP) PLANK]

"Latest public estimates are that around 1.5 million of all UK motorists drive uninsured. These drivers cost the UK about £500 million annually, which adds up to an average cost of an extra £30 per car insurance policy."

So, on the bright side, this time next year I will be able to treat myself to 30 quid's worth of diesel, or maybe a curry....?

very good, i have 3 policies so i will have £90 to play with, not, they will find another reason to put it up again!

but how do these uninsuerd drivers cost the UK £500 million? to be honest i have no idea at all! do they also evade paying tax? or is the £500 million the lost tax revenue on 1.5 million policies? and if they are unregistered and uninsured how does anyone knnow how many there are, or how much they cost? :nenau

 

[stevecrm]

They should put the price of tax and insurance on at the fuel pumps, that way everyone is taxed and insured for the miles they do :thumb2

steve's Fuel price £132.99 a litre


Hmmmm, ok forget that idea :doh

Although I reckon if the cost of car tax was put on fuel then everyone would pay the correct tax for the mileage they do :thumb2

 

[(RIP) PLANK]

They should put the price of tax and insurance on at the fuel pumps, that way everyone is taxed and insured for the miles they do :thumb2

steve's Fuel price £132.99 a litre


Hmmmm, ok forget that idea :doh

Although I reckon if the cost of car tax was put on fuel then everyone would pay the correct tax for the mileage they do :thumb2

we get tax on a disc and on the fuel allready :doh the tax we pay on fuel we shouldn't have to pay any road tax at all, they don't spend it on the roads anyway! So maybe a nominal £20 a year for a disc to prove your documents are up to date would be enough.

 

[Fez_uk]

DVLA are useless.

 

[lacroupade]

"Latest public estimates are that around 1.5 million of all UK motorists drive uninsured. These drivers cost the UK about £500 million annually, which adds up to an average cost of an extra £30 per car insurance policy."

So, on the bright side, this time next year I will be able to treat myself to 30 quid's worth of diesel, or maybe a curry....?

no what costs extra is all those premium car drivers who are now being served by ambulance chasing car hire companies that rent them an expensive replacement ride then claim it back from the insurance.:doh

I've seen wan*ers on BMW sites bragging about how they had four/five grands worth of car hire while their motor was being fixed.....sort that ya ba5tard5!!

and anyway, since the vast majority of insurance claims these days are 'knock for knock' how is anyone that much out of pocket FFS?

 

[Deleted account DD]

but its the same old argument that Dave has already lost thumb2:lol)

No idea what youre on about :nenau

I do actually think this one is a bit silly because the data is already readily available for which cars on the road are individually insured and which ones are not. If theyre going to use that same database to try and enforce the sorn/vel bussiness theyll come badly unstuck because of the nuances of insurance policies as already pointed out.

However the VEL/SORN system is a different beastie because it directly indicates which cars are allowed on the road and which ones are not.

No vel pinging up means almost certainly an offence no insurance shown means worth having a chat with the driver. The effort DVLA will have to put into this one is , i would suggest disproportionate to the benefits.

Far more precise, very useful , highly practical and dead easy to comply with serving every law abiding car owner..............when you want to understand it :augie:augie

We've been pulled on a job using a hire vectra by another areas anpr team for no insurance because thats what it shows as by default


This sites turning into a softie red ken whingers parlour :naughty:naughty

 

[lacroupade]

no idea what youre on about :nenau

bullshit :thumb2:thumb2:thumb2:thumb2:thumb2

no vel pinging up means almost certainly an offence no insurance shown means worth having a chat with the driver. Explain the difference? Not clear why one is different to the other or are you saying the MID Is not as accurate as the dvla VED database?


This sites turning into a softie red ken whingers parlour :naughty:naughty who else is gonna sort this goddam mess out??? :lol:lol

see above

 

[Deleted account DD]

see above

No i genuinely have no idea what youre on about "losing" :nenau

I worded the phrase you have highlighted VERY carefully

The fact its been highlighted demonstrates that the various systems , the data thats recorded and how its used/prioritised are not properly understood :thumbs Not a criticism, an observation.

What is the "MID" ? Do you mean "NID" ? as in the ins database?

Barring ins bureau and dvla cock ups...................

A car can regularly show as no insurance held when it is covered elsewhere hence far from assured of an offence when stopping the vehicle, decent quetioning is needed..

Sorn'd or shown as untaxed shows a problem if it drives past you, more accurate not by error but by nature.

Therefore on the basis of productivity 2 pings, identical looking motors, go for the sorn/tax first, you can only pull one car at a time.

All the data collated by DVLA, the NIM and other agencies provides the basis for the anpr databases amongst other things. They provide some FANTASTIC results. The cheesey phrase is denying criminals the use of the road, however its right :thumb2 i worked on these with 2 different heads on. First was traffic intelligence unit and later a general crime intelligence unit. I couldn't believe how easily it helped us catch some pretty heavy duty offenders. I used to maintain several of the databases various levels of crime. Dont forget murderers forget to tax their cars too or use them on a sorn

Im sure the dvla measures linking vel & ins are well intentioned from that point of view of productivity I reckon its borlocks and not necessary in any context.

However I still maintain if your car is taxed, mot'd (no ones had a rant about that yet :augie) and insured youve got nothing at all to worry about.

All this big brothers watching crap comes from a generation who object to being told to wait at the pelican crossing (yes those caused problems when they first came in I'm told) the next generation of motorists (who have nothing to hide) will just see sorn declarations as part of the process because they wont know any different.

On one final note, covert anpr cameras are now permanently all over the place. All of you will have driven past them hundreds of times. How many of you have been hassled because of them checking your vrm almost instantaneously against dozens of databases)? few if any I'll wager and probably fewer than the number of offences they help to detect each week :thumb2:thumb2

 

[clivvy]

this doesnt seem that big a deal to me. if you are not taxed, then sorn it. if you have no insurance, but tax left on the car, claim your tax back, and sorn it. thats what ive always done.:nenau