LED Side Light Bulb's

[briggie]

Nah

if you havent actually told your insurance company ..... how do you know it wont affect your insurance ?

 

[glanrichbex]

But then, if you were to be taken to court, the insurance companies would have to prove beyond reasonable doubt, that the accident wouldn't have happened if the lights were standard. As they can't actually prove a negative they will eventually give up.

They don't need to prove anything .....

The vehicle is not to the specification as listed in the manufacturers protocal or specifications therefore we decline your claim on the basis that you have made an unauthorised modification to the vehicle. The underwriters of the policy initially made a risk assessment based on the information you have supplied and catagorised the risk accordingly. The underwiters were not advised of the changes you have made to the vehicle and therefore reserve the right to witdraw on the basis of " breach of contract "

 

[glanrichbex]

LEDs consume a very small current in comparison to filaments.

The contact ratings of the stalk or relays being controlled by the stalks are calculated by the load they drive.
These contacts stay clean because they arc slightly when the load is disconnected - this is a design feature to prevent the contacts oxidising and in time failing.

If you suddenly reduce the load by using LEDs ...... is this going to cause long term contact failure?

 

[96terrano]

if you havent actually told your insurance company ..... how do you know it wont affect your insurance ?

Because its a stupidly minor upgrade, but after a large chat on facebook regarding insurance, I'm not so sure:doh

 

[makeitfit]

If you suddenly reduce the load by using LEDs ...... is this going to cause long term contact failure?

To be fair I think this doesn't apply anymore as most replacment LED bulb fittings include a ballast resistor. So the relays etc still see the original load. esp important on modern car electrics.

Many of these mods may not effect your policy but once declared you're safe and ins. co. have no room to wriggle out if things go pear shaped :thumbs

 

[arcascomp]

To be fair I think this doesn't apply anymore as most replacment LED bulb fittings include a ballast resistor. So the relays etc still see the original load. esp important on modern car electrics.

Many of these mods may not effect your policy but once declared you're safe and ins. co. have no room to wriggle out if things go pear shaped :thumbs

Indeed, I wasn't advocating not informing the insurance people, just commenting on the amount of chancers that get away with stuff by being ballsie and taking it all the way with legal action.

While brushing on the fringes of insurance, I'm currently covered by Aviva, anyone else here got them for cover and know if they load the policy for snorkel/body lifts? I know I can call them and ask, but I'm lazy!

Adrian Flux couldn't get close to 'normal' quotes on the truck standard and wanted over £100 more for the two mods, needless to say, I went with the cheaper option!

 

[Fez_uk]

Adrian Flux couldn't get close to 'normal' quotes on the truck standard and wanted over £100 more for the two mods, needless to say, I went with the cheaper option!

Call their bluff, They gave me the same price modded I was getting for as standard on sites like confused.com.

I just said they are cheaper on confused.com etc

 

[arcascomp]

I think they were struggling as I'm an old bugger with clean history and relatively low mileage - wasn't going to mention the lowest quote as it'll make Ryan sick, but hey, I could've had the old girl legal on TPF&T for £135. Settled for a bit higher to cover the glass and cover me driving other vehicles on fully comp.

Aviva weren't the cheapest but when combined with the Octy and a helpful friends and family extra discount they came up trumps, bit over £400 for both cars fully comp, protected no claims even after the missus had a claim in November on the Octy.

I fancy the two mods, as they'll not cost much, but the extra year on year insurance is a concern. Have been thinking about a removable snorkel with some sort of quick release mechanism on the original air intake allowing normal standard breathing while on road and deep water capability while off road. Being me, it'll take many years to go anywhere if at all!

 

[96terrano]

wasn't going to mention the lowest quote as it'll make Ryan sick/QUOTE]

It's ok:lol even though my terrano is modded, I'll get insurance

 

[arcascomp]

Aye, but not for 135 sheets!

 

[glanrichbex]

To be fair I think this doesn't apply anymore as most replacment LED bulb fittings include a ballast resistor. So the relays etc still see the original load. esp important on modern car electrics.

A resistor placed in series with the LED is to prevent it drawing too much current and running into thermal runaway and destroying itself , the whole point of changing to LED is that the power consumption / LUX of the LED is far less than the original bulb. If you place the original load on the circuit than there is no point in using LEDs - the purpose of the technological advance has gone down the toilet :doh

 

[makeitfit]

Ah , thank you , I stand corrected and continually confused :nenau
Cheers :thumbs

 

[glanrichbex]

I only raised the question because in the old days we had to replace relays as the contacts became burnt and pitted due to thousands of cycles of arcing whilst switching modest currents.
We are finding now relays failing as the switching currents are not high enough to keep their contacts clean. If a relay is over rated, its contacts can become oxidised and tarnished - it is being underworked.