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£244 with quotemehappy.com sdp commuting and business use fully comp.

48 plus wife named and 9 years NCB in Staffs. But NO OFF ROAD COVER :(
 
It's all about post code. We are unlucky with our post code, the code area is huge and has some not nice areas in it.

By the way we slipped up when we started using NFU, they don't use or keep a record of your NCB so when you come to leave them and the new company asks for your NCB you can't prove it.
 
Remember that a green lane IS a road . "off road" as in pay n play or competition is different.
 

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