Insurance Question

[andrewk]

it all seesm a bit odd to me, surely it is a case of , if you are not using your vehicle for any kind of 'event' and you ar not causing damage by reckless behaviour or negligence, then surely you are covered?

I agree. I think they've just made a mistake. I reckon you should be covered for 3rd party risks in any public place - including offroad public places, such as Sainsbury's Carpark.

Cheers
Andrew

 

[andrewk]

It looks like my reckoning was a bit suspect. I have received another email from Iggy Pop as follows:

Dear Mr Kay,

Thank you for your e-mail.

We apologise for the delay in our response, we are unfortunately receiving a higher volume of e-mails than usual and are currently attempting to clear this backlog.

As Swiftcover are a low risk insurer we would not cover greenlaning. I have passed your feedback to our Underwriting department who will look in to this matter and review our Terms and Conditions.


Kind Regards
Jennifer

Swift Help Team
Swiftcover.com


Swiftcover look like one to avoid - even though they are the cheapest I've seen so far. :nenau

Cheers
Andrew

 

[bensonsnuts]

I wonder how many of the other big insurers would actually honour their policy if you tried to make a claim for green laning damage ?

 

[tezzer]

none proberly, when you phone them and explain what happened, they are more likely ask what green laning is, i would imagine the insurers that advertise is land rover owner magazine would be the best to ask for a qoute.:nenau





tezzer

 

[Terranosaurus]

Just renewed with NFU - £456 but thats well over £100 less than sureterm etc. I suppose its the mods but its also the business use etc and that fully comp for Alison or I to drive so not bad really and unlimited mileage. Sureterm was SDP onoy and 5K miles so NFU better by far.

Andrew I know its too late for this year but have you tried a different NFU office? I@ve gone through the Skipton office cos a number of members of 4x4 response are insured there and they no what we're talking about, yet other NFU offices have tolf members they won't cover response work - worth a try next time you renew.

 

[andrewk]

Andrew I know its too late for this year but have you tried a different NFU office? I@ve gone through the Skipton office cos a number of members of 4x4 response are insured there and they no what we're talking about, yet other NFU offices have tolf members they won't cover response work - worth a try next time you renew.

I'll try that, thanks.

Cheers
Andrew

 

[BigBlack]

I'm insured with Sureterm4x4... cheapest by far for me! - even with three named drivers on the policy!

As far as I am aware covered for everything??? Ask you insurance how you would stand if you are in a field hitching up a cattle trailer or horse box? My motor daily goes 'of road' as far as down private farm tracks and into fields? :nenau

As for transfering NCD's, I had a claim in 2005 - allowed 1 more claim in 3yrs, but changed insurance companies each year without no probs. Did disclose the claim... only one company asked for proof of my full NCD though!