My heart goes out to you, the most important part is people, and as long as they are ok
However as much as metal can be replaced, it still hurts inside, I would be gutted if anything happened to my Mav, it's now part of the family. 16 + years.
I would certainly be stressed, and no money replaces what you have known for so long.
I drive mine with the knowledge that even a dented door or wing would write it off, the trade value would not replace it with a vehicle in the same pristine condition as mine.
To get a car that was as reliable as mine I would probably have to spend £10,000 +
I know you have spent a lot of time and stress on Sally, just when you get it right "this" happens ( "This" is an anagram of Sh*t)....
If the damage is small, it might be possible to buy it off the insurance and get the parts replaced by spares that are easily available from members on this site..
best wishes,
Rustic.