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Old 21-08-2010, 13:25   #1
Yakkerman
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Default NFU mutual recommended !

Got 3 quotes yesterday for fully comp protected insurance with full breakdown recovery for my 1998 import Mistral 2.7tdi ... i have maximum no claims discount.

1: My existing insurers wouldnt insure it ..

2: Adrian Flux = £473.86 inc breakdown with local garages network.

3: NFU Mutual = £472.50 inc Full breakdown and recovery with RAC.

As its my first 4x4 and an import prices were pretty steep so needed to pay deposit and pay rest monthly direct debit over 11 months

Adrian Flux wanted £65 deposit up front and 11 monthly payments £56 = total of £681 so £207.14 added for admin fees and paying monthly etc ..

NFU Mutual wanted £44 first payment payable on 18th Sept then 11 months at £40.44 ... total £488.84 ... so £16.34 added for admin etc ..

So as you can see i went with the NFU !
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Old 21-08-2010, 17:48   #2
4wheel
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Default NFU

I am with them as well.Check prices every year and they are always very competitive so stay with them.Other thing is they are down the road (6 miles) and I always speak to the same local person with a pronouncable name. Suits me sir !
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Old 21-08-2010, 19:22   #3
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Default NFU Mutual insurance

The other thing worth noting is that the more you insure with them the more annual discount you get - they now do both our 4x4's, house, business, dog and each year I save a lotadosh in comparison to what I used to pay - they are also sensible by insuring both 4x4's on a combined policy !! magic
ATB Patroljock
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Old 21-08-2010, 22:26   #4
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Quote:
Originally Posted by 4wheel View Post
...Other thing is they are down the road (6 miles) and I always speak to the same local person with a pronouncable name.
This was a big deciding factor for me too.

The NFU were not the cheapest but, the quality of service is superb
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Old 21-08-2010, 22:31   #5
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I have to say whenever I've contacted NFU theyve been helpful and friendly, not at all pushy but their prices have been way out

When I last insured the T2 I cant remeber exact figures but somewhere around £250 ish maybe a little less. NFU were over £400. They were up there with axa and direct line cost wise.

ALWAYS worth shopping around
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Old 21-08-2010, 22:43   #6
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the problem is that wherever one goes with an Imported vehicle the cover prices will be much higher ...

Its quite reassuring though that the NFU dont seem to want to charge much if anything at all in the way of admin fees etc while other insurance companies like Adrian Flux who i rang just to want to milk you dry with extra charges !
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Old 21-08-2010, 22:53   #7
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So long as you get top cover for minimum bucks it doesnt really matter who's name is on the policy doc thats my philosophy anyway.

Over the last two years Ive been with Bell and Elephant. I'm now with Admiral.

Each time I move I save money, quite a lot this time around..............but they're all the same company working out of the same office with access to the same computers

Work that one out
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Old 21-08-2010, 23:04   #8
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IM INSURED WITH DIRECT LINE , and yes they know its a imported mistral , ok i get loaded a lot because of my medical condition , but i have a full no claims bonus
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Old 21-08-2010, 23:41   #9
macabethiel
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Exclamation glass excess

NFU mutual should have lower excess and £50 excess for glass cover, adrian flux were £90 excess for glass cover and higher accident excess.
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Old 21-08-2010, 23:42   #10
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NFU mutual should have lower excess and £50 excess for glass cover, adrian flux were £90 excess for glass cover and higher accident excess.
£75 my windscreen excess
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Old 22-08-2010, 00:23   #11
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NFU will do whatever excess you want. Lower the excess and the higher the premiums are. Mine was £100 as that's what i wanted.
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Old 22-08-2010, 01:23   #12
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I'm with NFU - A1
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Old 22-08-2010, 08:25   #13
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NFU will do whatever excess you want. Lower the excess and the higher the premiums are.
Most do that if yo u go on somewhere like confused.com theres a little slider button on the results page where you can alter the excess and see the premium change.
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Old 22-08-2010, 08:50   #14
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I'm with NFU, changed from DL last year. They were only about 20 quid cheaper but I liked their telephone manner if you know what I mean.

On the down side I've no idea why I can't get a premium below 400 quid fully comp, me and mrs both in our 40's and have full no claims. We don't live in a bad area and motor is kept off street

Only downer I had with NFU was when they asked about mods I mentioned I was thinking about having a second battery fitted to supply power for camping and such things. They basically said no way?


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Old 24-08-2010, 00:59   #15
4wheel
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I left Direct Line when we moved house one block away and the vehicle was off the street and in a locked garage. They wanted to charge me an extra £50 even though the car was now safer overnight ! They simply said the post code was different and that was it. The fact that the car had been vandalised at the previous address made no difference at all and the faceless voice on the phone was just not interested..
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