tell me why

slimlfc68 · 07-02-2011, 12:33

i dont like mondays or the fukn wind got up this mornin and the wind has decided to blow the tiles of the roof and land them on in through the windscreen of my fukn MISTRAL!!!!

£60 excess

. so the cash i won yesterday in one hand and out the other gutted.

briggie · 07-02-2011, 12:57

Quote:

Originally Posted by slimlfc68

i dont like mondays or the fukn wind got up this mornin and the wind has decided to blow the tiles of the roof and land them on in through the windscreen of my fukn MISTRAL!!!!

£60 excess

. so the cash i won yesterday in one hand and out the other gutted.

you are really lucky , my windscreen excess is £75

rustic · 07-02-2011, 12:58

Quote:

Originally Posted by slimlfc68

i dont like mondays or the fukn wind got up this mornin and the wind has decided to blow the tiles of the roof and land them on in through the windscreen of my fukn MISTRAL!!!!

£60 excess

. so the cash i won yesterday in one hand and out the other gutted.

What bad luck that is, can't you claim off the house insurance together with the roof repair? Just a thought.

Mistral definition :-
A strong cold dry wind that blows south through France to the Mediterranean.

Today is called sick Monday, as it is one of those days when most people take off sick...

briggie · 07-02-2011, 13:01

Quote:

Originally Posted by rustic

What bad luck that is, can't you claim off the house insurance together with the roof repair? Just a thought.

Mistral definition :-
A strong cold dry wind that blows south through France to the Mediterranean.

Today is called sick Monday, as it is one of those days when most people take off sick...

thats a good idea rustic

, something worth looking into slimlfc , about claiming on the house insurance

slimlfc68 · 07-02-2011, 13:05

[QUOTE=rustic;133219]What bad luck that is, can't you claim off the house insurance together with the roof repair? Just a thought.

Mistral definition :-
A strong cold dry wind that blows south through France to the Mediterranean.

Today is called sick Monday, as it is one of those days when most people take off sick...[/QUOTE
council house they look after the outside mate so dont have to claim thats why i aint ranting too much

rustic · 07-02-2011, 13:14

Council house they look after the outside mate so dont have to claim thats why i aint ranting too much

[/QUOTE]

Roof tiles are outside, can't get more outside than that can you.

Even better, they will have "Landlord insurance" they have failed to maintain the house in a suitable safe condition, and as such they are responsible for third party damage.

Contact them, also any bodywork scratches etc....

slimlfc68 · 07-02-2011, 13:42

will give them a ring then mate nothin ventured an all that

clivvy · 07-02-2011, 14:09

bad luck mate.

lacroupade · 07-02-2011, 15:34

Quote:

Originally Posted by rustic

Council house they look after the outside mate so dont have to claim thats why i aint ranting too much

Roof tiles are outside, can't get more outside than that can you.

Even better, they will have "Landlord insurance" they have failed to maintain the house in a suitable safe condition, and as such they are responsible for third party damage.

Contact them, also any bodywork scratches etc....[/QUOTE]

Doesn't work that way sadly, they will always refer you to the motor insurer. The third party liability on house insurance is for personal injury.

(RIP) PLANK · 07-02-2011, 15:50

Quote:

Originally Posted by rustic

Council house they look after the outside mate so dont have to claim thats why i aint ranting too much

Roof tiles are outside, can't get more outside than that can you.

Even better, they will have "Landlord insurance" they have failed to maintain the house in a suitable safe condition, and as such they are responsible for third party damage.

Contact them, also any bodywork scratches etc....[/QUOTE]

most local authorities don't carry insurance for such events at all!

what they have is a little man (or woman) employed to argue with you and try to make your claim as small as possible. He will have the authority to pay, but will first try and make you claim off your car insurance - be persistent

slimlfc68 · 07-02-2011, 19:40

yep thats what i was told if my ins co think they can they will claim it of the council and give me it back

(RIP) PLANK · 08-02-2011, 00:38

keep the bits of tile that did the damage as evidence, just in case

Might also be worth taking pics of the spot it was parked and looking at met office wind speeds and directions for the area, I once had to deal with a very similar claim - scaffolding boards blowing onto a caravan roof!

lacroupade · 08-02-2011, 00:45

Quote:

Originally Posted by PLANK

keep the bits of tile that did the damage as evidence, just in case

Might also be worth taking pics of the spot it was parked and looking at met office wind speeds and directions for the area, I once had to deal with a very similar claim - scaffolding boards blowing onto a caravan roof!

But that would have been against the builder surely?

(RIP) PLANK · 08-02-2011, 00:50

Quote:

Originally Posted by lacroupade

But that would have been against the builder surely?

complicated, in this case the scaffolding co were putting up the scaffolding for the council, who were doing the work. So the customer/supplier relationship was with the council not the scaffold company.

I never miss my life as a local authority officer - honest

lacroupade · 08-02-2011, 00:53

Quote:

Originally Posted by PLANK

complicated, in this case the scaffolding co were putting up the scaffolding for the council, who were doing the work. So the customer/supplier relationship was with the council not the scaffold company.

I never miss my life as a local authority officer - honest

Never mind, just think of that big fat final salary pension eh?

07-02-2011, 12:33	#1
slimlfc68 Senior Member Join Date: Oct 2010 Location: liverpool Vehicle: nissan mistral Posts: 186	tell me why i dont like mondays or the fukn wind got up this mornin and the wind has decided to blow the tiles of the roof and land them on in through the windscreen of my fukn MISTRAL!!!! £60 excess . so the cash i won yesterday in one hand and out the other gutted.

07-02-2011, 13:14	#6
rustic Senior Member Join Date: Feb 2007 Location: Staffordshire Vehicle: Maverick Mk I 2.7 TD LWB Posts: 7,825	Council house they look after the outside mate so dont have to claim thats why i aint ranting too much [/QUOTE] Roof tiles are outside, can't get more outside than that can you. Even better, they will have "Landlord insurance" they have failed to maintain the house in a suitable safe condition, and as such they are responsible for third party damage. Contact them, also any bodywork scratches etc.... __________________ Ford Maverick GLX 1995 2.7TD LWB in illusion silver, 98k miles. Owned since new, for 22 years. Best car I have ever owned. Just wish I could drive it more.

07-02-2011, 13:05	#5
slimlfc68 Senior Member Join Date: Oct 2010 Location: liverpool Vehicle: nissan mistral Posts: 186	[QUOTE=rustic;133219]What bad luck that is, can't you claim off the house insurance together with the roof repair? Just a thought. Mistral definition :- A strong cold dry wind that blows south through France to the Mediterranean. Today is called sick Monday, as it is one of those days when most people take off sick...[/QUOTE council house they look after the outside mate so dont have to claim thats why i aint ranting too much

07-02-2011, 13:42	#7
slimlfc68 Senior Member Join Date: Oct 2010 Location: liverpool Vehicle: nissan mistral Posts: 186	will give them a ring then mate nothin ventured an all that

07-02-2011, 14:09	#8
clivvy Senior Member Join Date: Mar 2009 Location: Huddersfield Vehicle: Terrano 03 LWB Posts: 6,947	bad luck mate.

07-02-2011, 19:40	#11
slimlfc68 Senior Member Join Date: Oct 2010 Location: liverpool Vehicle: nissan mistral Posts: 186	yep thats what i was told if my ins co think they can they will claim it of the council and give me it back

08-02-2011, 00:38	#12
(RIP) PLANK Senior Member Join Date: Mar 2006 Location: Central England, in the Heart of the Black Country Vehicle: T2 2004 TDI SE LWB Posts: 7,740	keep the bits of tile that did the damage as evidence, just in case Might also be worth taking pics of the spot it was parked and looking at met office wind speeds and directions for the area, I once had to deal with a very similar claim - scaffolding boards blowing onto a caravan roof!