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The Clubs Virtual Pub For general chat, so come on in and pull up a chair. |
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11-01-2011, 20:30 | #16 |
Senior Member
Join Date: Jun 2009
Location: Harlow, Essex
Vehicle: Nissan Terrano 3.0 tdi 03
Posts: 962
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Nfu refused to insure me!
All because of what i do for a living.
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11-01-2011, 20:31 | #17 | |
Senior Member
Join Date: Sep 2008
Posts: 4,705
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Quote:
Without getting into the debate off the other thread the insurance database is a cracker. The amount of bullshit and pain in the backside errors it has cut out for everyone is incredible. I would sum it up by saying that at one time, as you are obliged to be insured, it was up to the driver to demonstrate that. Now the vast and I mean vast proportion of cars come back on the system with "insurance held" so no need to inconvenience anyone with the old style process (remember producers?) |
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11-01-2011, 20:35 | #18 |
Senior Member
Join Date: Sep 2008
Posts: 4,705
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11-01-2011, 20:38 | #19 |
Senior Member
Join Date: Sep 2008
Location: WALES
Posts: 6,295
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national farmers union was awesome, they never charged admin and changed cars prob 12 times in a year. never asked dumb assed questions either.
very old skool type of insurance all done at the local branch thats who i'll be going back to next |
11-01-2011, 20:41 | #20 | |
Senior Member
Join Date: Sep 2008
Location: WALES
Posts: 6,295
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Quote:
i remember the 7 day to get it fixed as well .... proper policing ... im sure makeitfit would agree |
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11-01-2011, 20:43 | #21 |
Senior Member
Join Date: Jul 2010
Location: North West
Vehicle: Terrano
Posts: 228
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I have had a couple since the database was up and running. I'm sure they did it just to piss me off. Even more pissed off because they have closed all the police stations within a 10 mile radius.
One of them was "Pulled for looking like a gypsy" I was only going to the post office. |
11-01-2011, 20:43 | #22 |
Senior Member
Join Date: Sep 2008
Posts: 4,705
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11-01-2011, 20:47 | #23 | |
Senior Member
Join Date: Sep 2008
Location: WALES
Posts: 6,295
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Quote:
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11-01-2011, 20:55 | #24 |
Senior Member
Join Date: Dec 2010
Location: East Midlands
Vehicle: Maverick 4x4 2.7 TDI 97
Posts: 1,211
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In my defence, i did not know that the motorbike insurance had anything to do with the car insurance, they have not said they are going to refuse it as such but it may be void as they did not have the full details, they may ask for more money.
I was knocked off my bike in a hit and run, so the claim (Even though i did nothing wrong) went against me but it is classed as a no fault claim, so my broker said they may be ok with it, but knowing my luck, im not going to have a truck on the road this time tomorrow. 10 years full no claims i have with them on my other car and i had 5 years on the bike till some twat hit me, so even if you play by the rules, you still get shafted. |
11-01-2011, 20:57 | #25 |
Senior Member
Join Date: Nov 2008
Location: basildon essex
Vehicle: transit camper van 1987
Posts: 2,829
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i know a guy who drove an ambulance, but he got flashed at traffic lights in his own car, because of his job he didn't tell his insurance about the fine and points, but they did find out and reimbursed his insurance premium and refused to insure him, he then went on to have problems with his works insurance, to cut a long storey short, he had to pay £700 out of his own pocket to keep his job,(access for ambulance) his car insurance when he eventually got cover went form £240 to £1900.
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11-01-2011, 22:31 | #26 |
Senior Member
Join Date: Nov 2009
Location: Redcar, Teesside
Vehicle: Y60 Patrol 4.2 PeTroll
Posts: 2,122
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I must be honest I cant believe how tight theyve become. At one time if you modded your car within reason (I used to replace shockers and springs on my saloon cars with a handling kit when the old ones needed replacing) they used to just say no prob thanks for telling us, now they bill you the minimum of an "admin charge" [/QUOTE]
I rember when the man from the insurance came round to the house! My mate actually got a reduction for fitting Cooper S discs and wide wheels to his Mini traveller as it was seen as a safety improvement giving better grip and breaking Oh the good times |
11-01-2011, 23:27 | #27 | |
Senior Member
Join Date: Sep 2008
Location: WALES
Posts: 6,295
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Quote:
My mate actually got a reduction for fitting Cooper S discs and wide wheels to his Mini traveller as it was seen as a safety improvement giving better grip and breaking Oh the good times[/quote] they were the good times too, and why did they make all the changes. cos its just making loads of young people not be able to get work and stuff especially in wales because the kids cant afford insurance |
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12-01-2011, 00:19 | #28 |
Senior Member
Join Date: Apr 2008
Location: on the beach WEST WALES
Vehicle: Maverick TDi BLACK mmm
Posts: 15,136
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Proper rip off insurance companies
My boy's 17 and we've been bashing every ins co avail to get him a quote we can manage Two weeks into it we've got ti down to £1060 on a bloody 1.1 fiesta ffs! He's had quotes at over £10,000, serious |
12-01-2011, 00:23 | #29 |
Senior Member
Join Date: Sep 2010
Location: Mid-Wales
Vehicle: Maverick 2.7 - Patrol 4.2
Posts: 5,645
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I was paying like £1300 on my 1.6 vitara when I first started. I was 19/20.
It's a joke, But I had to bite the bullet. Luckily I was in work so I could afford monthly. Now after just 2 years the maverick was the same sort of price as the vit... |
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