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Old 22-10-2009, 19:36   #1
zippy
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Default bloody halifax - the bank not the town!

Just a note for any of you who bank with the halifax. They have changed the terms and conditions of their current accounts which means that if you go into an authorised overdraft, you will be charged £1 per day. This means that if you go into the red by £5 for 5 days a month you will pay them back with a staggering 1200% apr. If you go into an unauthorised overdraft the amount will be 6000%!

So we bail the gits out and WE will be paying for their mistakes for a generation but they have the gall to do a Dick Turpin on their loyal customers.

It is now cheaper to use their credit card than an authorised overdraft.

Voting with my feet - going to join nationwide on Monday.

Lee
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Old 22-10-2009, 20:31   #2
BigBlack
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Halifax have always taken the p*ss...
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Old 22-10-2009, 20:40   #3
zippy
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i have three accounts and a credit card with them, along with a mortgage. I am so angry i am pulling the lot, regardless of whether or not it is wise.

p!$$heads.

Just noted that they are on watchdog at the moment.
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Old 22-10-2009, 20:45   #4
jims-terrano
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All banks seem to have a license to print money out of us.

but "there is another way"

Good luck changing banks tho

Jim
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Old 22-10-2009, 20:50   #5
Adz
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Talking

I've been with NATIONWIDE since i left High School & cant fault them

Beat Lloyds / Barclays & Natwest

Good luck mate
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Old 22-10-2009, 22:18   #6
zippy
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Thanks. My mate works for the halifax and he says that work has told him that all the banks are going down this road.

If this is the case then I will just keep swapping banks until there is no more.
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Old 22-10-2009, 22:21   #7
Paul
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Got our sodding letter the other day!!!
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