bloody halifax - the bank not the town!

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zippy

Well-known member
Joined
Feb 17, 2009
Messages
210
Just a note for any of you who bank with the halifax. They have changed the terms and conditions of their current accounts which means that if you go into an authorised overdraft, you will be charged £1 per day. This means that if you go into the red by £5 for 5 days a month you will pay them back with a staggering 1200% apr:eek::(. If you go into an unauthorised overdraft the amount will be 6000%!

So we bail the gits out and WE will be paying for their mistakes for a generation but they have the gall to do a Dick Turpin on their loyal customers.

It is now cheaper to use their credit card than an authorised overdraft.

Voting with my feet - going to join nationwide on Monday.:clap

Lee
 
i have three accounts and a credit card with them, along with a mortgage. I am so angry i am pulling the lot, regardless of whether or not it is wise.

p!$$heads.

Just noted that they are on watchdog at the moment.
 
All banks seem to have a license to print money out of us.

but "there is another way":lol

Good luck changing banks tho

Jim
 
I've been with :D NATIONWIDE :D since i left High School & cant fault them :thumbs

Beat Lloyds / Barclays & Natwest :augie

Good luck mate :thumbs
 
Thanks. My mate works for the halifax and he says that work has told him that all the banks are going down this road.

If this is the case then I will just keep swapping banks until there is no more.
 
Got our sodding letter the other day!!! :doh :doh
 

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