Insurance

Rarche2002 · 04-02-2019, 23:00

Just wondering who people use for insurance any recommendations will be much appreciated.

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Davey Boy · 04-02-2019, 23:43

My insurance is up for renewal and I'm jumping from my broker for the last ten years to going direct with Churchill.
They sorted my house insurance at a good price and handled my wife's recent vehicle change at a good price and without a hitch.
Ultimately it's a postcode lottery on the price you end up paying. It's where you live that makes a difference to your premiums.
My renewal quote is £226.
Davey

solarman216 · 05-02-2019, 00:02

My ins is up soon £324 for the year, for my Patrol includes carrying work kit, The Mrs was £302 in November, Rick

macabethiel · 05-02-2019, 03:27

As has been said prices are all over the shop. I have our 4x4s with NFU good cover but not cheap and not online you ring local office.

Have used Direct Line & LV in the past, interestingly you can often get a better quote when you search in the last few days of the month rather than early on - something to do with screen scraping if you use the likes of GoCompare & Compare the Market.

When I had an import (r3mR) Adrian Flux Brokers were ok for a couple of years then moved to NFU as they gave the wife some extra NCB for reasons I can't remember.

Rarche2002 · 05-02-2019, 09:53

Well I’m struggling with the fact I’ve already got a car and I want to use this just at weekend to get away in basically so all my ncb are on my daily so haven’t got any to put on and apparently not many insurance companies mirror ncb any more I may try Adrian flux I used to use them for my skyline years ago.

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Banshee · 05-02-2019, 10:35

Quote:

Originally Posted by Rarche2002

Well I’m struggling with the fact I’ve already got a car and I want to use this just at weekend to get away in basically so all my ncb are on my daily so haven’t got any to put on and apparently not many insurance companies mirror ncb any more I may try Adrian flux I used to use them for my skyline years ago.

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If you call them up and ask for Dan who is a member on this forum, I've asked for him before and they've advised that they can give a bit of forum discount as we've name dropped Dan

macabethiel · 05-02-2019, 11:32

Quote:

Originally Posted by Rarche2002

Well I’m struggling with the fact I’ve already got a car and I want to use this just at weekend to get away in basically so all my ncb are on my daily so haven’t got any to put on and apparently not many insurance companies mirror ncb any more I may try Adrian flux I used to use them for my skyline years ago.

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Some companies give you a 20% NCB if you drive a Company Vehicle or for a Spouse who has been driving the other Spouses.

Davey Boy · 05-02-2019, 12:43

Quote:

Originally Posted by Rarche2002

Well I’m struggling with the fact I’ve already got a car and I want to use this just at weekend to get away in basically so all my ncb are on my daily so haven’t got any to put on and apparently not many insurance companies mirror ncb any more I may try Adrian flux I used to use them for my skyline years ago.

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Try asking for the option of limited mileage use.
It's saved me money in the past.

Davey Boy · 05-02-2019, 12:46

Update...

Approached Churchill for my Patrol insurance....

Listed my mods with them, and they wont insure vehicles with Snorkels (Raised Air Intake).

Might try Flux now.

Rarche2002 · 05-02-2019, 20:22

Yea I might have to go back with flux.
I’m insured with direct line with multi car for me and the wife got quoted over £1000 to insure my Nissan terrano.
Bearing in mind I have a 2008 Audi A4 that only costs £500 a year to insure

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don simon · 05-02-2019, 22:54

I was with Octagon, and while expensive seemed decent when needed, until this year's charge of nearly £900. It was going up with each year's worth of NCB, I couldn't work it out either... So now with Tesco for £350.

Davey Boy · 06-02-2019, 20:34

Oddly, my premiums have reduced year on year.
Beware of Direct Line!
Non performance when it comes to supporting you in a claim.
I could go into detail, but the length of this post would reach epic proportions.
D

Rarche2002 · 06-02-2019, 23:08

Right update went with flux I used them when I had my skyline so they had all my details so that was a bonus.
Insured for £445 with the misses on too that bumped it up a little. Winner I’m happy with that

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Davey Boy · 06-02-2019, 23:21

Wheelie · 07-02-2019, 19:56

I'm guessing mine will be expensive this year as I've had 2 claims in the works truck, only 1 was my fault but they will hammer me I'm sure

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04-02-2019, 23:00	#1
Rarche2002 Senior Member Join Date: Jan 2019 Location: Lancashire Vehicle: Nissan patrol y61 Posts: 309	Insurance Just wondering who people use for insurance any recommendations will be much appreciated. Sent from my iPhone using Tapatalk Pro

05-02-2019, 00:02	#3
solarman216 Off road maniac Join Date: Dec 2009 Location: Bexhill on Sea Vehicle: Y60 Patrol Me, 3 ltr Mrs Posts: 17,428	My ins is up soon £324 for the year, for my Patrol includes carrying work kit, The Mrs was £302 in November, Rick __________________ Ex banger racer now off road maniac Lokka on the front with manual hubs Diff lock on rear 3 inch SS straight through exhaust Manly winch bumper with 13000 lb winch 10 spike ground anchor, with multiple straps and blocks Super strong body cills capped with scaffold pole 20% stronger springs all round aggressive off road tyres on wheels so just swap. Aim to get stuck and be completely self sufficient in extraction, love getting muddy, 2ft deep is good but rare.

05-02-2019, 03:27	#4
macabethiel Senior Member Join Date: Aug 2008 Location: Derby Vehicle: Freelander & Jeep GC 3.0 Posts: 4,416	Insurance Prices As has been said prices are all over the shop. I have our 4x4s with NFU good cover but not cheap and not online you ring local office. Have used Direct Line & LV in the past, interestingly you can often get a better quote when you search in the last few days of the month rather than early on - something to do with screen scraping if you use the likes of GoCompare & Compare the Market. When I had an import (r3mR) Adrian Flux Brokers were ok for a couple of years then moved to NFU as they gave the wife some extra NCB for reasons I can't remember.

04-02-2019, 23:43	#2
Davey Boy Senior Member Join Date: Dec 2015 Location: Dartmoor Vehicle: Patrol ZD30 SVE Posts: 960	My insurance is up for renewal and I'm jumping from my broker for the last ten years to going direct with Churchill. They sorted my house insurance at a good price and handled my wife's recent vehicle change at a good price and without a hitch. Ultimately it's a postcode lottery on the price you end up paying. It's where you live that makes a difference to your premiums. My renewal quote is £226. Davey

05-02-2019, 09:53	#5
Rarche2002 Senior Member Join Date: Jan 2019 Location: Lancashire Vehicle: Nissan patrol y61 Posts: 309	Well I’m struggling with the fact I’ve already got a car and I want to use this just at weekend to get away in basically so all my ncb are on my daily so haven’t got any to put on and apparently not many insurance companies mirror ncb any more I may try Adrian flux I used to use them for my skyline years ago. Sent from my iPhone using Tapatalk Pro

05-02-2019, 12:46	#9
Davey Boy Senior Member Join Date: Dec 2015 Location: Dartmoor Vehicle: Patrol ZD30 SVE Posts: 960	Update... Approached Churchill for my Patrol insurance.... Listed my mods with them, and they wont insure vehicles with Snorkels (Raised Air Intake). Might try Flux now.

05-02-2019, 20:22	#10
Rarche2002 Senior Member Join Date: Jan 2019 Location: Lancashire Vehicle: Nissan patrol y61 Posts: 309	Yea I might have to go back with flux. I’m insured with direct line with multi car for me and the wife got quoted over £1000 to insure my Nissan terrano. Bearing in mind I have a 2008 Audi A4 that only costs £500 a year to insure Sent from my iPhone using Tapatalk Pro

05-02-2019, 22:54	#11
don simon Senior Member Join Date: Oct 2014 Location: Gone. Vehicle: Terrano ii Posts: 2,215	I was with Octagon, and while expensive seemed decent when needed, until this year's charge of nearly £900. It was going up with each year's worth of NCB, I couldn't work it out either... So now with Tesco for £350.

06-02-2019, 20:34	#12
Davey Boy Senior Member Join Date: Dec 2015 Location: Dartmoor Vehicle: Patrol ZD30 SVE Posts: 960	Oddly, my premiums have reduced year on year. Beware of Direct Line! Non performance when it comes to supporting you in a claim. I could go into detail, but the length of this post would reach epic proportions. D

06-02-2019, 23:08	#13
Rarche2002 Senior Member Join Date: Jan 2019 Location: Lancashire Vehicle: Nissan patrol y61 Posts: 309	Right update went with flux I used them when I had my skyline so they had all my details so that was a bonus. Insured for £445 with the misses on too that bumped it up a little. Winner I’m happy with that Sent from my iPhone using Tapatalk Pro

06-02-2019, 23:21	#14
Davey Boy Senior Member Join Date: Dec 2015 Location: Dartmoor Vehicle: Patrol ZD30 SVE Posts: 960

07-02-2019, 19:56	#15
Wheelie Senior Member Join Date: Sep 2016 Location: Portsmouth Hampshire Vehicle: Nissan patrol 3.0 DI Posts: 638	I'm guessing mine will be expensive this year as I've had 2 claims in the works truck, only 1 was my fault but they will hammer me I'm sure Sent from my SM-A520F using Tapatalk