emergency fund - Page 2

kbekl · 28-09-2010, 21:05

has cncfabs not got a cylinder head ? keeping it on the site and all that

briggie · 28-09-2010, 21:06

Quote:

Originally Posted by kbekl

has cncfabs not got a cylinder head ? keeping it on the site and all that

dunno , good point

Adz · 28-09-2010, 21:08

engine already purchased

larson · 28-09-2010, 21:08

Quote:

Originally Posted by briggie

no disrespect to jim , but i think harlow mavericks need for a cylinder head is greater

if there was a fund how would you decide who gets the coin? if its limited and im sure it will be somebody will always be left out....

nice idea but i dont think its a goer.

Adz · 28-09-2010, 21:09

Quote:

Originally Posted by larson

if there was a fund how would you decide who gets the coin? if its limited and im sure it will be somebody will always be left out....

nice idea but i dont think its a goer.

You decide yourself if you want to donate

Doesn't make you a good or bad person

Plus they have to accept it

d6dph · 28-09-2010, 21:24

It's a great and very generous idea, and I like the way it's been set up with donations as and when it's needed. This way people don't have to donate each time and if they feel the cause is not right.

Nice gesture Gents.

jims-terrano · 28-09-2010, 21:25

Quote:

Originally Posted by briggie

no disrespect to jim , but i think harlow mavericks need for a cylinder head is greater

Agreed

Jim

PS None taken Pete

patbhoy · 28-09-2010, 21:32

sounds like a good idea but has pit falls.
Fare enough having a fund, but perhaps the monies from the fund should be in the form of a loan for emergency repairs and have to be repaid in full with agreed weekly payments hence keeping the pot full for others.

briggie · 28-09-2010, 21:37

Quote:

Originally Posted by patbhoy

sounds like a good idea but has pit falls.
Fare enough having a fund, but perhaps the monies from the fund should be in the form of a loan for emergency repairs and have to be repaid in full with agreed weekly payments hence keeping the pot full for others.

thanks for your input patbhoy , its a good idea , still in the pipeline at the mo , scratching around for opinions and suggestions ( clean please

)

larson · 28-09-2010, 21:39

Quote:

Originally Posted by patbhoy

sounds like a good idea but has pit falls.
Fare enough having a fund, but perhaps the monies from the fund should be in the form of a loan for emergency repairs and have to be repaid in full with agreed weekly payments hence keeping the pot full for others.

i think thats a cracking idea, but what if they dont pay? i know theres some on here you could bet your left nacker on to pay moneys back... then theres me

i meen new chaps who will take and run...

Deleted account DD · 28-09-2010, 22:09

Personally I think its a crap idea to have a permanent charity slush fund.

Administering any kind of fund is a nightmare. You will end up with a disproportionate number of dissatisfied folk.

We all get caught out now and then and have to resort to raiding the building society , flexing the plastic or grovelling to the bank manager. Been there, done that.

However I'm sorry to be blunt but if you cant afford to run and fix the motor you buy you shouldn't have it.

A good mate in the trade told me years back look at the most expensive uninsured bit on your car that might conk out. If you cant afford to fix it or just walk away (even if doing either causes pain) don't run that type car. Personal circumstances may change that for some so each case should each be dealt with on its own merits.

Look at what this club is, its primarily a friendly advice and social set up, its not Disasters Emergency Committee.

Deleted account DD · 28-09-2010, 22:13

The loans are a good idea in principal too but I think you'll have great difficulty enforcing any repayments on defaulters unless you go for mutual society status or similar. Thats a can of worms on its own.

(RIP) PLANK · 28-09-2010, 22:15

Quote:

Originally Posted by daved

Personally I think its a crap idea to have a permanent charity slush fund.

Administering any kind of fund is a nightmare. You will end up with a disproportionate number of dissatisfied folk.

We all get caught out now and then and have to resort to raiding the building society , flexing the plastic or grovelling to the bank manager. Been there, done that.

However I'm sorry to be blunt but if you cant afford to run and fix the motor you buy you shouldn't have it.

A good mate in the trade told me years back look at the most expensive uninsured bit on your car that might conk out. If you cant afford to fix it or just walk away (even if doing either causes pain) don't run that type car. Personal circumstances may change that for some so each case should each be dealt with on its own merits.

Look at what this club is, its primarily a friendly advice and social set up, its not Disasters Emergency Committee.

it might sound a bit harsh but you have to admit it, that man is bang on!

briggie · 28-09-2010, 22:16

Quote:

Originally Posted by PLANK

it might sound a bit harsh but you have to admit it, that man is bang on!

it was a idea to debate , and discuss , its great to have so much input , thanks everyone

(RIP) PLANK · 28-09-2010, 22:22

briggie, another quality thread, keep them coming mate

28-09-2010, 21:05	#16
kbekl Senior Member Join Date: Aug 2010 Location: Manchester Vehicle: Ford Maverick 2.7 LWB GLX Posts: 1,519	has cncfabs not got a cylinder head ? keeping it on the site and all that

28-09-2010, 21:08	#18
Adz Senior Member Join Date: May 2009 Location: Roaming Nomad Vehicle: 1995 SWB Terrano Posts: 5,370	engine already purchased

28-09-2010, 21:24	#21
d6dph Member Join Date: Sep 2010 Location: Essex Posts: 49	It's a great and very generous idea, and I like the way it's been set up with donations as and when it's needed. This way people don't have to donate each time and if they feel the cause is not right. Nice gesture Gents.

28-09-2010, 21:32	#23
patbhoy Senior Member Join Date: Jan 2010 Location: Bridge of Weir, Scotland Vehicle: Nissan Patrol GR SE 2.8TD Posts: 526	sounds like a good idea but has pit falls. Fare enough having a fund, but perhaps the monies from the fund should be in the form of a loan for emergency repairs and have to be repaid in full with agreed weekly payments hence keeping the pot full for others.

28-09-2010, 22:09	#26
Deleted account DD Senior Member Join Date: Sep 2008 Posts: 4,705	Personally I think its a crap idea to have a permanent charity slush fund. Administering any kind of fund is a nightmare. You will end up with a disproportionate number of dissatisfied folk. We all get caught out now and then and have to resort to raiding the building society , flexing the plastic or grovelling to the bank manager. Been there, done that. However I'm sorry to be blunt but if you cant afford to run and fix the motor you buy you shouldn't have it. A good mate in the trade told me years back look at the most expensive uninsured bit on your car that might conk out. If you cant afford to fix it or just walk away (even if doing either causes pain) don't run that type car. Personal circumstances may change that for some so each case should each be dealt with on its own merits. Look at what this club is, its primarily a friendly advice and social set up, its not Disasters Emergency Committee.

28-09-2010, 22:13	#27
Deleted account DD Senior Member Join Date: Sep 2008 Posts: 4,705	The loans are a good idea in principal too but I think you'll have great difficulty enforcing any repayments on defaulters unless you go for mutual society status or similar. Thats a can of worms on its own.

28-09-2010, 22:22	#30
(RIP) PLANK Senior Member Join Date: Mar 2006 Location: Central England, in the Heart of the Black Country Vehicle: T2 2004 TDI SE LWB Posts: 7,740	briggie, another quality thread, keep them coming mate