Insurance - Page 2

cncfabs · 28-09-2013, 21:07

Quote:

Originally Posted by clivvy

do you have no claims on that? for me, its a new policy, despite me already having a car with them (multidiscount applied but doesnt seem to affect it much), im going to ring them Monday to see what they can do.

Goes upto £260 as new policy with 0 no claims so not much different.Im trying to decide wether to use the terrano and sell my much loved fourtrak,use them both or sell the terrano tough choice

clivvy · 07-10-2013, 18:57

ok chaps, finally sorted my insurance. MakeItFit suggested "splitting" my no claims, but I found that my current insurer wont do that. Then I found there is such a thing as "mirroring" the No Claims Discount. Turns out, quite a few insurers will do this so I did some quick research and read that Sky Insurance do it. I contacted then and they confirmed they had the "facility". Spoke to them tonight, got a fully comp quote with 9 years NCD for £420. Not the best I have read people have on here, but way better than the quotes I have been getting.

I still need to read all the fine print etc which Is on its way in the post - no idea how the NCD is affected come a claim etc, but we will see.

Banshee · 07-10-2013, 19:16

Lol you guys moaning about those prices!!!! I'd kill for prices like that!!!

I'm 22 with 4 years no claims paying £900 a year fully comp with off road cover via Adrian Flux and I thought that was good!!!!

walshie · 07-10-2013, 19:18

Quote:

Originally Posted by clivvy

ok chaps, finally sorted my insurance. MakeItFit suggested "splitting" my no claims, but I found that my current insurer wont do that. Then I found there is such a thing as "mirroring" the No Claims Discount. Turns out, quite a few insurers will do this so I did some quick research and read that Sky Insurance do it. I contacted then and they confirmed they had the "facility". Spoke to them tonight, got a fully comp quote with 9 years NCD for £420. Not the best I have read people have on here, but way better than the quotes I have been getting.

I still need to read all the fine print etc which Is on its way in the post - no idea how the NCD is affected come a claim etc, but we will see.

Yes admiral multicar do this as well, when we bought our Alfa before selling my wife's car they mirrored my 7yrs NCD onto the new car and we insured the 3 cars until we sold the other one, was really impressed they did this because quotes with 0yrs NCD are frightening!!

The Patrolman · 07-10-2013, 19:24

Quote:

Originally Posted by Banshee

Lol you guys moaning about those prices!!!! I'd kill for prices like that!!!

I'm 22 with 4 years no claims paying £900 a year fully comp with off road cover via Adrian Flux and I thought that was good!!!!

I remember when I was 22 ( nearly 22 years ago

) I insured a 3.0s capri for £222 fully comp LOL

Fez_uk · 07-10-2013, 19:29

Quote:

Originally Posted by Banshee

Lol you guys moaning about those prices!!!! I'd kill for prices like that!!!

I'm 22 with 4 years no claims paying £900 a year fully comp with off road cover via Adrian Flux and I thought that was good!!!!

That is good, even AF are not insuring some under 25s on modded cover.

clivvy · 07-10-2013, 19:38

Quote:

Originally Posted by Banshee

Lol you guys moaning about those prices!!!! I'd kill for prices like that!!!

I'm 22 with 4 years no claims paying £900 a year fully comp with off road cover via Adrian Flux and I thought that was good!!!!

at my age, Banshee, im allowed to moan!

I did consider Admiral but went for Sky first purely on recommendations in the past.

MR RUSS · 07-10-2013, 21:20

Heres a strange one , had the maverick insured no probs , rang them up on friday to change to the terrano , fully expecting it to go up as per , then got told they wouldnt insure me because it was a VAN !
Rang the brokers up that we use for work they also said it was showing up as a van and gave me a quote of £1700 ...... non of that so gets home on the pc , meerkats didnt recognise the reg , near panic is starting to set in ,lets try confused ....bingo jobs a good un and fully insured .

Even more bizzare the company that insured the mav were 3rd on the list , work that lot out

Sweety · 07-10-2013, 21:42

Paying £580 fully comp with protected no claims (12 years) & covered for green laning but I do live in a bad post code my parents live a mile up the road & if I insured it as living there the price would drop £100-200

now this makes me

can insure an Escort Cosworth for £450 fully comp now the cossy is a hell of a lot faster & more likely to get nicked

makeitfit · 07-10-2013, 23:11

I've got a mk3 cortina with heavily customised body work and a V6 cossie lump. Fully comp and ltd MPA to 9000
Quotes so far all around £200

Go figure

So chaps, please please, DO NOT APPLY LOGIC to insurance companies

Peasgood1 · 07-10-2013, 23:45

I have a very nice Mk1 Escort with modified everything that is just about capable of warp factor 8.
£150 fully comp

Sweety · 08-10-2013, 01:14

It's crazy, to insure the 2.2 Astra Coupe I had it cost £20 a year to insure more than a 1.2 Clio

no wonder I bought the Coupe

so old Ford's are cheap to insure then

loved my modded Capri (Terrano handles the same

) when it comes to 4x4's it's a case of they think of a number & double it sure they think we're made of money

zippy656 · 08-10-2013, 06:18

Peasgood1 and makeitfit.
we need pics!

makeitfit · 08-10-2013, 08:58

Bit hard at the mo as it's deep deep under cover in my mate's workshop

Here's a link for the work so far. It's basically a MK4 four door est. that we're making into a MK3 two door van kinda thing

http://s667.photobucket.com/user/dau...ibrary/Cortina

zippy656 · 08-10-2013, 19:47

Have i seen them doors before?

07-10-2013, 19:16	#18
Banshee Moderator Join Date: Jul 2012 Location: West Midlands Vehicle: 04 2.7 SWB Terrano II Van Posts: 13,526	Lol you guys moaning about those prices!!!! I'd kill for prices like that!!! I'm 22 with 4 years no claims paying £900 a year fully comp with off road cover via Adrian Flux and I thought that was good!!!! __________________ Moderator 04' Terrano II SE 2.7 TDi SWB Commercial in Silver - Project Thread Toyo Open Country M/T 33's on 10J Steels, Super Strong Steering Job Navara D22 Snorkel, Front LOKKA, Maunal Hubs, EGR Blank TunitII ECU Chip, 3" Body Lift, 2" Suss Lift, Heat Exchanger Black Interior, 3.0 Borg&Beck Clutch, Eckes Heated Fuel Filter 99' Y61 Patrol GR SE 2.8 TD6 LWB in Blue/Silver - Project Thread Engine Transplant - In Progress!!!

08-10-2013, 01:14	#27
Sweety Senior Member Join Date: May 2013 Location: Northumberland Vehicle: Terrano 2.7TDI SE LWB Posts: 3,604	It's crazy, to insure the 2.2 Astra Coupe I had it cost £20 a year to insure more than a 1.2 Clio no wonder I bought the Coupe so old Ford's are cheap to insure then loved my modded Capri (Terrano handles the same) when it comes to 4x4's it's a case of they think of a number & double it sure they think we're made of money

07-10-2013, 18:57	#17
clivvy Senior Member Join Date: Mar 2009 Location: Huddersfield Vehicle: Terrano 03 LWB Posts: 6,947	ok chaps, finally sorted my insurance. MakeItFit suggested "splitting" my no claims, but I found that my current insurer wont do that. Then I found there is such a thing as "mirroring" the No Claims Discount. Turns out, quite a few insurers will do this so I did some quick research and read that Sky Insurance do it. I contacted then and they confirmed they had the "facility". Spoke to them tonight, got a fully comp quote with 9 years NCD for £420. Not the best I have read people have on here, but way better than the quotes I have been getting. I still need to read all the fine print etc which Is on its way in the post - no idea how the NCD is affected come a claim etc, but we will see.

07-10-2013, 21:20	#23
MR RUSS Member Join Date: Jul 2013 Location: north derbyshire Vehicle: Terrano '53 Posts: 31	Heres a strange one , had the maverick insured no probs , rang them up on friday to change to the terrano , fully expecting it to go up as per , then got told they wouldnt insure me because it was a VAN ! Rang the brokers up that we use for work they also said it was showing up as a van and gave me a quote of £1700 ...... non of that so gets home on the pc , meerkats didnt recognise the reg , near panic is starting to set in ,lets try confused ....bingo jobs a good un and fully insured . Even more bizzare the company that insured the mav were 3rd on the list , work that lot out

07-10-2013, 21:42	#24
Sweety Senior Member Join Date: May 2013 Location: Northumberland Vehicle: Terrano 2.7TDI SE LWB Posts: 3,604	Paying £580 fully comp with protected no claims (12 years) & covered for green laning but I do live in a bad post code my parents live a mile up the road & if I insured it as living there the price would drop £100-200 now this makes me can insure an Escort Cosworth for £450 fully comp now the cossy is a hell of a lot faster & more likely to get nicked

07-10-2013, 23:11	#25
makeitfit Senior Member Join Date: Apr 2008 Location: on the beach WEST WALES Vehicle: Maverick TDi BLACK mmm Posts: 15,136	I've got a mk3 cortina with heavily customised body work and a V6 cossie lump. Fully comp and ltd MPA to 9000 Quotes so far all around £200 Go figure So chaps, please please, DO NOT APPLY LOGIC to insurance companies

07-10-2013, 23:45	#26
Peasgood1 Senior Member Join Date: Aug 2013 Location: Cheshire Vehicle: '94 swb Terrano Posts: 198	I have a very nice Mk1 Escort with modified everything that is just about capable of warp factor 8. £150 fully comp

08-10-2013, 06:18	#28
zippy656 Senior Member Join Date: Aug 2008 Location: Devizes Wiltshire Vehicle: Nissan Note Ntec 1.5 Posts: 14,137	Peasgood1 and makeitfit. we need pics!

08-10-2013, 08:58	#29
makeitfit Senior Member Join Date: Apr 2008 Location: on the beach WEST WALES Vehicle: Maverick TDi BLACK mmm Posts: 15,136	Bit hard at the mo as it's deep deep under cover in my mate's workshop Here's a link for the work so far. It's basically a MK4 four door est. that we're making into a MK3 two door van kinda thing http://s667.photobucket.com/user/dau...ibrary/Cortina

08-10-2013, 19:47	#30
zippy656 Senior Member Join Date: Aug 2008 Location: Devizes Wiltshire Vehicle: Nissan Note Ntec 1.5 Posts: 14,137	Have i seen them doors before?