What classifies a Terrano as a commercial?

AlexD333 · 19-10-2014, 20:33

So just reading up on the tax cut a commercial receives, what is needed for me to do this to my lwb?

I take it I cant just send the papers off

Sweety · 19-10-2014, 20:54

You would prob have to take out all of the rear seats & seatbelts for a start & poss have to black out the rear windows which I know is done to the disco 2 & shogun commercial's

Yes road tax is cheaper but IIRC you pay more to use toll roads etc

jims-terrano · 19-10-2014, 20:57

And I reckon your insurance company would also take their cut too.

AlexD333 · 19-10-2014, 21:15

Right not a simple swap over then. Wondered if it was an "anyone can apply" jobbie

61jason61 · 19-10-2014, 21:30

yeah, rear windows would have to be paneled up, and seats belts totally removed.

as far as insurance, prob not a lot of difference, except for the fact it would have been an after market conversion, which would probably make a huge difference. so all in all best to buy a commercial factory made if thats what your're after.

Sweety · 19-10-2014, 21:34

TBH the road tax isn't that bad really for the T2 my astra coupe was only £10 a year cheaper

AlexD333 · 19-10-2014, 22:07

Quote:

Originally Posted by Sweety

TBH the road tax isn't that bad really for the T2 my astra coupe was only £10 a year cheaper

Yeh very true, I was wondering how little could be done to save £80 but sounds like it's far from worth it

terrano bob · 19-10-2014, 23:13

Quote:

Originally Posted by AlexD333

Yeh very true, I was wondering how little could be done to save £80 but sounds like it's far from worth it

sell it

kitchenman · 20-10-2014, 01:02

If you have not had commercial insurance before you will start with ZERO

NCB
When I told my insurers I had taken the rear seats out they wanted to class me as commercial, NCB was not a problem for me until recently I had a van too. BUT the premium would go up
I took a while to persuadethem is would only take an hour or two to put it back as a 7 seater

Banshee · 20-10-2014, 03:13

Quote:

Originally Posted by AlexD333

So just reading up on the tax cut a commercial receives, what is needed for me to do this to my lwb?

I take it I cant just send the papers off

When I did the Maverick they wanted a massive list of things and then a test at a VOSA testing station

then another fee on top of that to get the V5 changed and the tax band changed, it wasn't really worth the saving

Some of the main jobs you'd need to do would be;

Remove Rear Seats and any other additional benches
Remove all seat belts and anchor points
Tint/Panel up rear side windows (rear window optional)

My Terrano which was a commercial from the factory under the "Body" section now displays as "Light 4x4 Utility" whereas my SWB Maverick just displayed "Estate"

AlexD333 · 20-10-2014, 06:19

Euch... Massive hassle. Judge thought id investigate, was hoping for an easy saving

DAN@ADRIAN FLUX · 23-10-2014, 20:11

Hi,
If you need any assistance with insurance at all for this type of vehicle then please feel free to drop me a line.
Regards,
Dan.

Banshee · 23-10-2014, 20:16

Quote:

Originally Posted by DAN@ADRIAN FLUX

Hi,
If you need any assistance with insurance at all for this type of vehicle then please feel free to drop me a line.
Regards,
Dan.

Many Thanks Dan

I must admit Adrian Flux have bent over backwards for me with my Maverick and my Terrano with specialist 4x4 insurance

61jason61 · 24-10-2014, 13:22

have used adrian flux in past, they are very good.
had subaru legacy before this truck so didn't bother going back as already mid term insurance already running.

as far as insurance on commercial not sure, i have business use on my insurance and actually made it cheaper !!

both times i've used business insurance it got my premiums DOWN.

remember peeps, if you do any one a favour and get paid or rewarded with diesel sweeties or anything that can be traded you need business ins.

i had to have it for 4x4 response when i did all that, but always used since, as even charitable work which is reimbursed can get you in trouble.

and as i said, it made MY premiums go down, could for you. I need it as i use my truck for riding club work, so have to have it anyway, but would never be without it now.

19-10-2014, 20:33	#1
AlexD333 Senior Member Join Date: Jan 2014 Location: Uk Vehicle: 2004 Terrano 2.7 TDI Posts: 7,847	What classifies a Terrano as a commercial? So just reading up on the tax cut a commercial receives, what is needed for me to do this to my lwb? I take it I cant just send the papers off

19-10-2014, 20:54	#2
Sweety Senior Member Join Date: May 2013 Location: Northumberland Vehicle: Terrano 2.7TDI SE LWB Posts: 3,604	You would prob have to take out all of the rear seats & seatbelts for a start & poss have to black out the rear windows which I know is done to the disco 2 & shogun commercial's Yes road tax is cheaper but IIRC you pay more to use toll roads etc

19-10-2014, 20:57	#3
jims-terrano Senior Member Join Date: Sep 2004 Location: UK Posts: 12,965	And I reckon your insurance company would also take their cut too.

19-10-2014, 21:15	#4
AlexD333 Senior Member Join Date: Jan 2014 Location: Uk Vehicle: 2004 Terrano 2.7 TDI Posts: 7,847	Right not a simple swap over then. Wondered if it was an "anyone can apply" jobbie

19-10-2014, 21:30	#5
61jason61 Member Join Date: Sep 2014 Location: Wiltshire Vehicle: ford maverick 2.7td Posts: 90	yeah, rear windows would have to be paneled up, and seats belts totally removed. as far as insurance, prob not a lot of difference, except for the fact it would have been an after market conversion, which would probably make a huge difference. so all in all best to buy a commercial factory made if thats what your're after.

19-10-2014, 21:34	#6
Sweety Senior Member Join Date: May 2013 Location: Northumberland Vehicle: Terrano 2.7TDI SE LWB Posts: 3,604	TBH the road tax isn't that bad really for the T2 my astra coupe was only £10 a year cheaper

20-10-2014, 01:02	#9
kitchenman Senior Member Join Date: Jan 2011 Location: Essex Wescliff Vehicle: maverick 1994 2.7 TD Posts: 1,278	If you have not had commercial insurance before you will start with ZERO NCB When I told my insurers I had taken the rear seats out they wanted to class me as commercial, NCB was not a problem for me until recently I had a van too. BUT the premium would go up I took a while to persuadethem is would only take an hour or two to put it back as a 7 seater

20-10-2014, 06:19	#11
AlexD333 Senior Member Join Date: Jan 2014 Location: Uk Vehicle: 2004 Terrano 2.7 TDI Posts: 7,847	Euch... Massive hassle. Judge thought id investigate, was hoping for an easy saving

23-10-2014, 20:11	#12
DAN@ADRIAN FLUX Member Join Date: Feb 2014 Location: Norfolk Vehicle: Nissan Posts: 41	Hi, If you need any assistance with insurance at all for this type of vehicle then please feel free to drop me a line. Regards, Dan.

24-10-2014, 13:22	#14
61jason61 Member Join Date: Sep 2014 Location: Wiltshire Vehicle: ford maverick 2.7td Posts: 90	have used adrian flux in past, they are very good. had subaru legacy before this truck so didn't bother going back as already mid term insurance already running. as far as insurance on commercial not sure, i have business use on my insurance and actually made it cheaper !! both times i've used business insurance it got my premiums DOWN. remember peeps, if you do any one a favour and get paid or rewarded with diesel sweeties or anything that can be traded you need business ins. i had to have it for 4x4 response when i did all that, but always used since, as even charitable work which is reimbursed can get you in trouble. and as i said, it made MY premiums go down, could for you. I need it as i use my truck for riding club work, so have to have it anyway, but would never be without it now.