Car Insurance

clivvy · 20-09-2010, 20:08

Im looking at buying a new car to replace my Mazda. I want a 1.7 Ford Puma, always liked them and they get good reviews. what I dont understand, is the quotes i am getting are HIGHER than those i get for my Mazda, even though the insurance group is much lower, Mazda is a group 16, Puma is a group 12E, a smaller car, a MUCH smaller engine etc etc...it makes no sense...

anyone???

(RIP) PLANK · 20-09-2010, 20:36

car insurance seems to have gone through the roof lately mate, the best quote i got for one of our cars was £600 when it was just over £400 last year, it may be that your mazda would also cost much more to insure now. Also some insureres give dicounts if the car is older for some reason, is the puma going to be newer?

briggie · 20-09-2010, 20:38

the puma is probably considered more likely to be nicked by the brain dead moronic theiving bastids , so they can drive around in it looking cool on ther way to buy some more drugs ?

11redrex · 20-09-2010, 20:46

ring round mate, got my insurance through direct line, £600 cheaper than my old company !
Can't even remember who they were.

Don't know about cars but someone once told me bike insurance prices went on how many of a certain model were involved in accidents or claims. For example, my TRX850

cost less to insure than the TDM850 which replaced it. Basically the same bike. Same engine, same performance, although the TRX was sightly sportier. And handled better, ie. got crashed less.

clivvy · 20-09-2010, 21:58

very odd, but you guys are right, prices have shot up. they did last year when i was renwing for the Maverick AND mazda, I ended up with both cars with Direct Line paying slightly more than the year before. Im definately going to ring round and be hard. Ive got tons of no claims (never made a claim also) and im 33, two cars already etc etc. The Puma is newer, but then that makes it more desirable i suppose, although my mazda is considerably more prestige and sporty. go figure.

briggie · 20-09-2010, 22:00

Quote:

Originally Posted by clivvy

very odd, but you guys are right, prices have shot up. they did last year when i was renwing for the Maverick AND mazda, I ended up with both cars with Direct Line paying slightly more than the year before. Im definately going to ring round and be hard. Ive got tons of no claims (never made a claim also) and im 33, two cars already etc etc. The Puma is newer, but then that makes it more desirable i suppose, although my mazda is considerably more prestige and sporty. go figure.

go compare!!!!

clivvy · 21-09-2010, 08:08

dont give me "go compare" bollocks, i got quotes from them and they were £500 plus...!!

TONUP · 21-09-2010, 08:56

I used Compare the Market and renewed fully comp on the T2 for £212.00 with Admiral. My current insurer (the AA wanted £287.00). I also got a lower excess and free legal cover.

It really pays to spend a bit of time hammering away with these companies. It's a highly competetive market for them and they want your business.

Alan

briggie · 21-09-2010, 16:41

quite a few members seem to like nfu mutual clivvy for prices /service etc

zippy656 · 21-09-2010, 16:50

also theres Dan Clark

http://www.adrianflux.co.uk/

4wheel · 21-09-2010, 18:15

Quote:

Originally Posted by zippy656

also theres Dan Clark

http://www.adrianflux.co.uk/

I think the Puma is classed as a "Sports Coupe" and therefore supposedly driven by irresponsible youths with bumcrack jeans and hoods.The fact that you wear tweed and have a girlfriend called Gertrude makes no diffs to the ignorant little men in the back office who count the pound coins !!

clivvy · 21-09-2010, 19:51

Quote:

Originally Posted by 4wheel

I think the Puma is classed as a "Sports Coupe" and therefore supposedly driven by irresponsible youths with bumcrack jeans and hoods.The fact that you wear tweed and have a girlfriend called Gertrude makes no diffs to the ignorant little men in the back office who count the pound coins !!

good point.....and youre probably right too!! thing that gets me though, is my Mazda is a 2.5V6...its very much a sports coupe, a heck of a lot more powerful, but costs considerably less, as does my maverick...*sigh*, ah well./.

11redrex · 21-09-2010, 21:37

NOthing makes sense any more, we traded my missus old mazda 323 in on the scrappage deal (which was supposed to get older polluting cars off the road) for a new mazda 2.
Old (L Reg) 1.6 1200 thingys per wotsit co2 ; new 1.4 1400 oojamaflips per thingmy.
So, more pollution, same road tax, slower, less comfortable, more insurance, and if it goes wrong I can't even take the engine cover off or I'll invalidate the warranty. Wot a load of arse.

Highlander · 01-10-2010, 19:50

Just insured ours today 1/10 got several quotes rangeing from £197-£675 how the hell do they come up with quotes that far apart someone is at it....

Anyway added it to Multi-Car policy at £202.98 in the Mrs name and me as a named driver, bloody strange when you think the A8 4.2 costs £146.54 in my name and the Mrs as a named driver

Someone needs to look into these insurance people they are ripping the car driver off......So whats new £1.23.9 petrol and £1.27.9 Diesel need I say more The joys of Highland life.....chin-up

tezzer · 01-10-2010, 22:37

i dont understand why some members are paying £300-600, i use confused.com, voyager 2.8tdi £375 inc non insured driver cover, transit camper £153 full comp, mk2 cortina £70 classic, and when we had a t2 £165 full comp,
do you have points, been banned, etc, seems a bit painful for some.

20-09-2010, 20:08	#1
clivvy Senior Member Join Date: Mar 2009 Location: Huddersfield Vehicle: Terrano 03 LWB Posts: 6,947	Car Insurance Im looking at buying a new car to replace my Mazda. I want a 1.7 Ford Puma, always liked them and they get good reviews. what I dont understand, is the quotes i am getting are HIGHER than those i get for my Mazda, even though the insurance group is much lower, Mazda is a group 16, Puma is a group 12E, a smaller car, a MUCH smaller engine etc etc...it makes no sense... anyone???

20-09-2010, 20:36	#2
(RIP) PLANK Senior Member Join Date: Mar 2006 Location: Central England, in the Heart of the Black Country Vehicle: T2 2004 TDI SE LWB Posts: 7,740	car insurance seems to have gone through the roof lately mate, the best quote i got for one of our cars was £600 when it was just over £400 last year, it may be that your mazda would also cost much more to insure now. Also some insureres give dicounts if the car is older for some reason, is the puma going to be newer?

20-09-2010, 20:38	#3
briggie Senior Member Join Date: Mar 2010 Location: peoples democratic republic of west yorkshire Vehicle: " alice " Posts: 10,473	the puma is probably considered more likely to be nicked by the brain dead moronic theiving bastids , so they can drive around in it looking cool on ther way to buy some more drugs ?

20-09-2010, 20:46	#4
11redrex Senior Member Join Date: Aug 2010 Location: East Anglia. Buh. Vehicle: 1997 LWB Maverick 2.7TDi Posts: 1,377	ring round mate, got my insurance through direct line, £600 cheaper than my old company ! Can't even remember who they were. Don't know about cars but someone once told me bike insurance prices went on how many of a certain model were involved in accidents or claims. For example, my TRX850 cost less to insure than the TDM850 which replaced it. Basically the same bike. Same engine, same performance, although the TRX was sightly sportier. And handled better, ie. got crashed less.

20-09-2010, 21:58	#5
clivvy Senior Member Join Date: Mar 2009 Location: Huddersfield Vehicle: Terrano 03 LWB Posts: 6,947	very odd, but you guys are right, prices have shot up. they did last year when i was renwing for the Maverick AND mazda, I ended up with both cars with Direct Line paying slightly more than the year before. Im definately going to ring round and be hard. Ive got tons of no claims (never made a claim also) and im 33, two cars already etc etc. The Puma is newer, but then that makes it more desirable i suppose, although my mazda is considerably more prestige and sporty. go figure.

21-09-2010, 08:08	#7
clivvy Senior Member Join Date: Mar 2009 Location: Huddersfield Vehicle: Terrano 03 LWB Posts: 6,947	dont give me "go compare" bollocks, i got quotes from them and they were £500 plus...!!

21-09-2010, 08:56	#8
TONUP Senior Member Join Date: Oct 2008 Location: England Posts: 755	I used Compare the Market and renewed fully comp on the T2 for £212.00 with Admiral. My current insurer (the AA wanted £287.00). I also got a lower excess and free legal cover. It really pays to spend a bit of time hammering away with these companies. It's a highly competetive market for them and they want your business. Alan

21-09-2010, 16:41	#9
briggie Senior Member Join Date: Mar 2010 Location: peoples democratic republic of west yorkshire Vehicle: " alice " Posts: 10,473	quite a few members seem to like nfu mutual clivvy for prices /service etc

21-09-2010, 16:50	#10
zippy656 Senior Member Join Date: Aug 2008 Location: Devizes Wiltshire Vehicle: Nissan Note Ntec 1.5 Posts: 14,138	also theres Dan Clark http://www.adrianflux.co.uk/

21-09-2010, 21:37	#13
11redrex Senior Member Join Date: Aug 2010 Location: East Anglia. Buh. Vehicle: 1997 LWB Maverick 2.7TDi Posts: 1,377	NOthing makes sense any more, we traded my missus old mazda 323 in on the scrappage deal (which was supposed to get older polluting cars off the road) for a new mazda 2. Old (L Reg) 1.6 1200 thingys per wotsit co2 ; new 1.4 1400 oojamaflips per thingmy. So, more pollution, same road tax, slower, less comfortable, more insurance, and if it goes wrong I can't even take the engine cover off or I'll invalidate the warranty. Wot a load of arse.

01-10-2010, 19:50	#14
Highlander Junior Member Join Date: Sep 2010 Location: North Scotland Vehicle: Nissan Mistral 1994 2.7td Posts: 9	Just insured ours today 1/10 got several quotes rangeing from £197-£675 how the hell do they come up with quotes that far apart someone is at it.... Anyway added it to Multi-Car policy at £202.98 in the Mrs name and me as a named driver, bloody strange when you think the A8 4.2 costs £146.54 in my name and the Mrs as a named driver Someone needs to look into these insurance people they are ripping the car driver off......So whats new £1.23.9 petrol and £1.27.9 Diesel need I say more The joys of Highland life.....chin-up

01-10-2010, 22:37	#15
tezzer Senior Member Join Date: Nov 2008 Location: basildon essex Vehicle: transit camper van 1987 Posts: 2,829	i dont understand why some members are paying £300-600, i use confused.com, voyager 2.8tdi £375 inc non insured driver cover, transit camper £153 full comp, mk2 cortina £70 classic, and when we had a t2 £165 full comp, do you have points, been banned, etc, seems a bit painful for some.