Insurance, not sure where to post this

G0WXJ · 10-07-2009, 10:53

Hi Guys,
First of all, this site great, I have learned more about my recent Terrano II since coming on here than I could have hoped for from a book.

I love my motor, but there is a fly in the ointment. I have always managed to get a good deal through Tesco (don't shoot me) and again, they gave me a good price fully comp etc for the Terrano. Then the bombshell, do it have a cat 1 or 2 alarm immobiliser fitted? No idea I said, its the one fitted at the factory, do i have a certificate? Nope says me.....to cut a long story short, the jobs worth script reader on the other end of the phone tells me I am covered, but not for theft until I produce and engineers certificate to say if its cat 1 or 2. What a pain....

HELP !!!

Pete

tezzer · 10-07-2009, 11:37

it should'nt matter, just tell them it's a factory alarm/ immobiliser, you definately got a jobs worth, you could try "saga" we pay £165 protected for 2 off us. or try tesco again you mat get someone who knows what there doing.

G0WXJ · 10-07-2009, 12:39

Thanks for the info teezer
Just got a cracking cover from CoOp for 180 quid with all the bells and whistles so Tesco is just about to get a snotty phone call cancelling cover.

tezzer · 10-07-2009, 13:09

im glad your sorted pete,

ocelot · 10-07-2009, 17:17

just for the record, if your T2 is anything like mine, it has NATS fitted, then it's catagory 2 Thatcham...................

Damned insurance companies.....

Deleted account DD · 10-07-2009, 19:17

Quote:

Originally Posted by ocelot

just for the record, if your T2 is anything like mine, it has NATS fitted, then it's catagory 2 Thatcham...................

Damned insurance companies.....

Ta..............I didnt know that

I knew it had NATS but the cat 2 is useful, I'm about to start on the annual confused.com search, renaewal in early August.

G0WXJ · 11-07-2009, 10:01

I used money supermarket website and as it happened kwikfit came in with the best price for a full cover policy with CoOp Insurance. I get a free MOT with them too, not that I really fancy them doing one, but its free!

Pete

Terranoman · 11-07-2009, 10:22

try adrian flux www.adrianflux.co.uk found these best for me. Proper 4x4 cover

Terranosaurus · 11-07-2009, 10:44

Quote:

Originally Posted by Terranoman

try adrian flux www.adrianflux.co.uk found these best for me. Proper 4x4 cover

And big charges if you want to make a change mid term - also not go the best reputation with claims, though I can't speak from personal experiance.

I've moved from the likes of Adrian Flux and Sure Term (both so called 4x4 specialists) to NFU. I saved around £150 for better cover. Business in place of SDP, unlimited mileage against 5000mile policy etc and the excess dropped too IIRC

10-07-2009, 10:53	#1
G0WXJ Junior Member Join Date: Jul 2009 Location: West Midlands Vehicle: Nissan Terrano Posts: 28	Insurance, not sure where to post this Hi Guys, First of all, this site great, I have learned more about my recent Terrano II since coming on here than I could have hoped for from a book. I love my motor, but there is a fly in the ointment. I have always managed to get a good deal through Tesco (don't shoot me) and again, they gave me a good price fully comp etc for the Terrano. Then the bombshell, do it have a cat 1 or 2 alarm immobiliser fitted? No idea I said, its the one fitted at the factory, do i have a certificate? Nope says me.....to cut a long story short, the jobs worth script reader on the other end of the phone tells me I am covered, but not for theft until I produce and engineers certificate to say if its cat 1 or 2. What a pain.... HELP !!! Pete

10-07-2009, 12:39	#3
G0WXJ Junior Member Join Date: Jul 2009 Location: West Midlands Vehicle: Nissan Terrano Posts: 28	All sorted now Thanks for the info teezer Just got a cracking cover from CoOp for 180 quid with all the bells and whistles so Tesco is just about to get a snotty phone call cancelling cover.

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10-07-2009, 11:37	#2
tezzer Senior Member Join Date: Nov 2008 Location: basildon essex Vehicle: transit camper van 1987 Posts: 2,829	it should'nt matter, just tell them it's a factory alarm/ immobiliser, you definately got a jobs worth, you could try "saga" we pay £165 protected for 2 off us. or try tesco again you mat get someone who knows what there doing.

10-07-2009, 13:09	#4
tezzer Senior Member Join Date: Nov 2008 Location: basildon essex Vehicle: transit camper van 1987 Posts: 2,829	im glad your sorted pete,

10-07-2009, 17:17	#5
ocelot Senior Member Join Date: Jun 2009 Location: merseyside Vehicle: Nissan Terrano 2.7 Posts: 242	just for the record, if your T2 is anything like mine, it has NATS fitted, then it's catagory 2 Thatcham................... Damned insurance companies.....

11-07-2009, 10:01	#7
G0WXJ Junior Member Join Date: Jul 2009 Location: West Midlands Vehicle: Nissan Terrano Posts: 28	I used money supermarket website and as it happened kwikfit came in with the best price for a full cover policy with CoOp Insurance. I get a free MOT with them too, not that I really fancy them doing one, but its free! Pete

11-07-2009, 10:22	#8
Terranoman Senior Member Join Date: Dec 2008 Location: Northamptonshire Vehicle: Terrano II Posts: 622	try adrian flux www.adrianflux.co.uk found these best for me. Proper 4x4 cover