What are you doing to beat the crunch?

Muzz · 31-01-2009, 18:20

Things are tight for all of us but what are you doing to beat the crunch.

I use this site a lot and it's helped me save some pennies.
http://www.moneysavingexpert.com/

I've tried with the home grown vedgie's last year and had some success. Today I've decided to quadruple the vedge patch ready for this years crop.

Still got some way to go and me backs killing me.

We have cut down on the shoping switched to Tesco and now collect the points.

We switched to an online account with the gas and electric and can now monitor use monthly. It's helped a great deal and were now paying less than last year.

Lets share some tips and help each other out.

floyd500b · 31-01-2009, 18:34

Muzz - the website you mentioned - Martin Lewis is quite a guy, sign up for the weekly e-mail (i'm sure you already have), there are always freebies going.

I haven't personally seen too much happening up here with the credit crunch, apart from Woolies but that was bad management.

It was suggested that Scotland may not get hit too bad or will it just be delayed by a couple of months.

That said I'm a tight arsed Scot (

) and frugality is in the genes

Cheers

Graham

Muzz · 31-01-2009, 18:46

How about this one.

http://www.tescovouchercodes.blogspot.com/

BTW PMSL at your comment.

wanaron · 01-02-2009, 23:45

Hi Muzz,
good on you for having a go at home grown veggies. got a large allotment myself and grow a large variety of veg. If i can be of any help with tips or advice, be happy to help.
All the best Wayne

willow · 02-02-2009, 00:48

yes been doing home grown veg and chickens and turkeys and ducks for the last 3 years

Spent 2 whole days on getting the utilities sorted and saved a great amount.
Stuck on the phone computer bundle thing dont know what to do some look good but is the service good

Any advice

tezzer · 02-02-2009, 00:59

hi willow, im with virgin media, and when i phoned them i followed instructions to terminate my contract and when you speak to someone i explained that i had been with them for years and new customers get free periods ie 3months free, i/we old customers get nothing, she said hang on,( music ) for 2minutes then she said we can lower your contract charge from £58.00 to £38.00 per months, with no loss of service. so it does pay to ask, old chinese proverb says "dont ask dont get" very true, hope this might help you.

tezzer

willow · 02-02-2009, 07:59

Thanks Tezzer
Ill give it a go

Like you say if you don't ask you don't get I have nothing to lose

zippy656 · 02-02-2009, 08:19

Quote:

Originally Posted by willow

Thanks Tezzer
Ill give it a go

Like you say if you don't ask you don't get I have nothing to lose

you wont lose anything, but you could save a lot

also look at talktalk thats who we are with

willow · 02-02-2009, 08:33

Thanks Zippy

Already saved on the electric and insurance Trying to bundle the phone and internet but not sure if it is a good idea

Having another look at it today

02-02-2009, 10:52

Shopping at lidl instead of tesco's just getting fed up with the prices of stuff .In cupar there is only tesco lidl and a small co-op
And noticing the price difference
still need to buy somethings out of tescos but trying to use anyone else but tesco.

Servicing all my vehicles myself
Patrol
Vito van
Polo
and a old Zetor tractor (£300 for parts or £1500 to get it fitted )
Internet shopping for big things (New washing machine just before crimbo)

Thomas-the-Terrano2 · 02-02-2009, 15:49

Quote:

Originally Posted by tezzer

hi willow, im with virgin media, and when i phoned them i followed instructions to terminate my contract and when you speak to someone i explained that i had been with them for years and new customers get free periods ie 3months free, i/we old customers get nothing, she said hang on,( music ) for 2minutes then she said we can lower your contract charge from £58.00 to £38.00 per months, with no loss of service. so it does pay to ask, old chinese proverb says "dont ask dont get" very true, hope this might help you.

tezzer

with out wishing too sound too nosey, what does £38/58 get you then?

cos I get free bt line broad band thru having my mobiles with orange,
though could also get free bb with may talktalk tarriff which includes
the land line and unlimited uk all day calls upto 70 minutes and could
have free bb with tt! typically £20 a month +/- charged non geographical
numbers.

paying sky about £25 a month for sky+ on family package, no movies
or sports. did have multiroom which switched service off and still works
as free sat/view in bedroom as hardly used anyway.

the orange mobiles btw are long term numbers 28 day contracts minimum
doplhin/racoon or whatever they call it this week, about £30 for the pair
including 300min+150 texts each there abouts.

willow · 02-02-2009, 16:08

Well I have got it down to £30.85 a month so far

broadband with tiscali still at £14.85 for medium use and with bt more talk unlimited phone calls all day and reduced charge to mobiles .including the line rental and vat. Saving about £10.00 by adjusting a bit

so far. I hardly use my mobile only have it for when I am out and about on my own so pay as you go there.

makeitfit · 02-02-2009, 16:41

Following the sky virgin etc bin them and download what you want from the web

You can get virtually anything thats on sky and stream it or save it to your pc. then watch it on your telly,easy and free

Just make sure you've got an unlimited bb package. Mine's with orange so I get landline and free evening and w/end calls and my mobile and bb for £19 something

Check out MARTIN LEWIS money web site he has all you'll ever need to switch suppliers etc and he's free. DO IT you'll be amazed at what and how you can save

I've also been using up the delivery pallets on the fire mmm nice and toasty

Kitchen offcuts have been getting in there too lately.
Changed the car to LPG easy job and 55p a litre. My friend has just got a transfer pump so he is now using red bottle lpg at silly cheap domestic rates about 30p I think

zippy656 · 02-02-2009, 17:01

we pay £25 for phone a month, BB free.
with talktalk..

makeitfit · 02-02-2009, 17:45

Quote:

Originally Posted by zippy656

we pay £25 for phone a month, BB free.
with talktalk..

Tiscali home phone and unlimited bb £14.99 a month,so there

31-01-2009, 18:20	#1
Muzz Senior Member Join Date: Jan 2009 Location: North West Vehicle: Nissan Terrano II Posts: 186	What are you doing to beat the crunch? Things are tight for all of us but what are you doing to beat the crunch. I use this site a lot and it's helped me save some pennies. http://www.moneysavingexpert.com/ I've tried with the home grown vedgie's last year and had some success. Today I've decided to quadruple the vedge patch ready for this years crop. Still got some way to go and me backs killing me. We have cut down on the shoping switched to Tesco and now collect the points. We switched to an online account with the gas and electric and can now monitor use monthly. It's helped a great deal and were now paying less than last year. Lets share some tips and help each other out.

31-01-2009, 18:34	#2
floyd500b Senior Member Join Date: Sep 2008 Location: UK Posts: 553	Muzz - the website you mentioned - Martin Lewis is quite a guy, sign up for the weekly e-mail (i'm sure you already have), there are always freebies going. I haven't personally seen too much happening up here with the credit crunch, apart from Woolies but that was bad management. It was suggested that Scotland may not get hit too bad or will it just be delayed by a couple of months. That said I'm a tight arsed Scot () and frugality is in the genes Cheers Graham

02-02-2009, 10:52	#10
poppypiesdad Guest Posts: n/a	Shopping at lidl instead of tesco's just getting fed up with the prices of stuff .In cupar there is only tesco lidl and a small co-op And noticing the price difference still need to buy somethings out of tescos but trying to use anyone else but tesco. Servicing all my vehicles myself Patrol Vito van Polo and a old Zetor tractor (£300 for parts or £1500 to get it fitted ) Internet shopping for big things (New washing machine just before crimbo) Last edited by poppypiesdad; 02-02-2009 at 10:52. Reason: cant spell

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31-01-2009, 18:46	#3
Muzz Senior Member Join Date: Jan 2009 Location: North West Vehicle: Nissan Terrano II Posts: 186	How about this one. http://www.tescovouchercodes.blogspot.com/ BTW PMSL at your comment.

01-02-2009, 23:45	#4
wanaron Senior Member Join Date: Jun 2008 Location: staffordshire Vehicle: terrano Posts: 199	Hi Muzz, good on you for having a go at home grown veggies. got a large allotment myself and grow a large variety of veg. If i can be of any help with tips or advice, be happy to help. All the best Wayne

02-02-2009, 00:48	#5
willow Senior Member Join Date: Oct 2008 Location: Norfolk East Vehicle: terrano11 1995 TD Posts: 1,955	yes been doing home grown veg and chickens and turkeys and ducks for the last 3 years Spent 2 whole days on getting the utilities sorted and saved a great amount. Stuck on the phone computer bundle thing dont know what to do some look good but is the service good Any advice

02-02-2009, 00:59	#6
tezzer Senior Member Join Date: Nov 2008 Location: basildon essex Vehicle: transit camper van 1987 Posts: 2,829	hi willow, im with virgin media, and when i phoned them i followed instructions to terminate my contract and when you speak to someone i explained that i had been with them for years and new customers get free periods ie 3months free, i/we old customers get nothing, she said hang on,( music ) for 2minutes then she said we can lower your contract charge from £58.00 to £38.00 per months, with no loss of service. so it does pay to ask, old chinese proverb says "dont ask dont get" very true, hope this might help you. tezzer

02-02-2009, 07:59	#7
willow Senior Member Join Date: Oct 2008 Location: Norfolk East Vehicle: terrano11 1995 TD Posts: 1,955	Thanks Tezzer Ill give it a go Like you say if you don't ask you don't get I have nothing to lose

02-02-2009, 08:33	#9
willow Senior Member Join Date: Oct 2008 Location: Norfolk East Vehicle: terrano11 1995 TD Posts: 1,955	Thanks Zippy Already saved on the electric and insurance Trying to bundle the phone and internet but not sure if it is a good idea Having another look at it today

02-02-2009, 16:08	#12
willow Senior Member Join Date: Oct 2008 Location: Norfolk East Vehicle: terrano11 1995 TD Posts: 1,955	Well I have got it down to £30.85 a month so far broadband with tiscali still at £14.85 for medium use and with bt more talk unlimited phone calls all day and reduced charge to mobiles .including the line rental and vat. Saving about £10.00 by adjusting a bit so far. I hardly use my mobile only have it for when I am out and about on my own so pay as you go there.

02-02-2009, 16:41	#13
makeitfit Senior Member Join Date: Apr 2008 Location: on the beach WEST WALES Vehicle: Maverick TDi BLACK mmm Posts: 15,136	Following the sky virgin etc bin them and download what you want from the web You can get virtually anything thats on sky and stream it or save it to your pc. then watch it on your telly,easy and free Just make sure you've got an unlimited bb package. Mine's with orange so I get landline and free evening and w/end calls and my mobile and bb for £19 something Check out MARTIN LEWIS money web site he has all you'll ever need to switch suppliers etc and he's free. DO IT you'll be amazed at what and how you can save I've also been using up the delivery pallets on the fire mmm nice and toasty Kitchen offcuts have been getting in there too lately. Changed the car to LPG easy job and 55p a litre. My friend has just got a transfer pump so he is now using red bottle lpg at silly cheap domestic rates about 30p I think

02-02-2009, 17:01	#14
zippy656 Senior Member Join Date: Aug 2008 Location: Devizes Wiltshire Vehicle: Nissan Note Ntec 1.5 Posts: 14,138	we pay £25 for phone a month, BB free. with talktalk..