insurance renew

[panelbeater]

my 3l terrys insurance is soon up for renewal and had an email from currant provider and wow up by about 70,last year up a fiver so let it auto renew, so went online to do compair sites and found i could renew about what i paid last year on a few places so phoned up and told them i was not paying it and do me a better price.they would take off 25 max so told them not to auto renew as will leave them at the renew date.
any way what i have done is took out a new com policy from renew date with a company called by miles.
google it.
its a policy that you pay a basic fixed price for your motor and then pay pr mile via obd port plug that is gps run.
i looked it all up seems ok as it charges 3.3p a mile and bills you monthly like a phone.
now in the last 2 years i have only done 250mls and filled in form for 2000mls and it came up cheaper than i paid last year.
no extra costs if you do less or more mls.
the start price for my terry is 172.50,100 comp ins 60 admn and 12.50 ta etc.
i got the obd plug today and it says plug it in when i want as long as its in on start date as will not charge any mls untill start date.its also app run and downloaded app on phone and acts as a motor monitor as well as theft tracker device.
there i the excess of 300 with no volintery extra and the comp gives me more than i have now.
my rac is due a few days later from start date and thats come through at 150ish but the by miles offered me full rac like i have now for 69,99 so took it out at the same time.
so all in full rac full comp and its onl 248.22 so saving a shed load.
so now just have to cancel rac auto renew.
as i am a very low miles driver it will be better for me,its under writer by Zurich ins.
this might be of use to any low miles driver.

[elty001]

Good to know.
The mrs does hardly any mileage so might be worth looking into it for her when insurance is up for renewal