insurance

briggie · 19-03-2011, 11:30

as you know sheilas disco has gone , so i got her a mistral , her insurance has gone up from £560 annually .... to wait for it ..............£1050

..... the only difference is she has a mistral now

R1cho · 19-03-2011, 11:31

who ya with?

clivvy · 19-03-2011, 11:32

bloody hell!!

you seriously need to shop around mate. i had the same experience with my MX3 and i got it back down to a more reasonable amount.

briggie · 19-03-2011, 11:33

Quote:

Originally Posted by R1cho

who ya with?

direct line , but even nfu say they cant provide a quote without information on her non fault claim last year ...... the thing is the ONLY DIFFERENCE is she has changed her car to a mistral .......

briggie · 19-03-2011, 11:35

sheila is 62 ( nearly 63 ) and her only blemish is a wonker ( deliberate missprint ) ran into the back of her last year ....... and he wasnt insured

clivvy · 19-03-2011, 11:35

Direct Line did this to me mate, but I managed to stick with them and get better quotes. Try putting you as the main driver, and her as the named driver....do it online....

briggie · 19-03-2011, 11:37

Quote:

Originally Posted by clivvy

Direct Line did this to me mate, but I managed to stick with them and get better quotes. Try putting you as the main driver, and her as the named driver....do it online....

but im allready the holder of a policy with them

tintin · 19-03-2011, 11:38

Is it causce it's a Jap import??? maybe???

R1cho · 19-03-2011, 11:39

try sureterm, mines £328 a year fully comp with them

briggie · 19-03-2011, 11:39

1993 landrover ( sorry for swearing ) discovery tdi auto ...... valued at £1000.....£560 premium

1994 nissan mistral ............. £1050

briggie · 19-03-2011, 11:39

Quote:

Originally Posted by tintin

Is it causce it's a Jap import??? maybe???

so is mine

tony46 · 19-03-2011, 11:49

Have you tried Saga?, I tried them, and mine came down to £245 a year and that's for a Maverick 93 TD

briggie · 19-03-2011, 13:20

ok , after a long protracted phone call to the insurance company, the reasons they gave for the increase in premium......

car has tinted windows to the rear which are counted as a modification

car has had rear seats removed , which also counts as a modification

car has had factory fitted a bar removed ..guess what ? ... which counts as a modification

if i remove the tinted rear film and replace the rear seats the premium will drop to around £790 per year.

fuffin stoopid innit ?

R1cho · 19-03-2011, 13:22

should have just told them it was standard lol

lacroupade · 19-03-2011, 13:33

Direct Line is NOT the place to be with a truck like that. They are looking for solid, middle-class reliable business and will whack anyone/anything that isn't.

Adrian Flux would probably do a better deal than that frankly....all that 'mod' stuff is bollox. But (i) the fact it is an import doesn't help, and (ii) even though the accident wasn't her fault, as I've said before, the insurance companies automatically stick your risk up so your base premium increases, even if your percentage NCD remains the same.

19-03-2011, 11:30	#1
briggie Senior Member Join Date: Mar 2010 Location: peoples democratic republic of west yorkshire Vehicle: " alice " Posts: 10,473	insurance as you know sheilas disco has gone , so i got her a mistral , her insurance has gone up from £560 annually .... to wait for it ..............£1050 ..... the only difference is she has a mistral now

19-03-2011, 11:39	#10
briggie Senior Member Join Date: Mar 2010 Location: peoples democratic republic of west yorkshire Vehicle: " alice " Posts: 10,473	for comparision purposes 1993 landrover ( sorry for swearing ) discovery tdi auto ...... valued at £1000.....£560 premium 1994 nissan mistral ............. £1050

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19-03-2011, 11:31	#2
R1cho Senior Member Join Date: Aug 2010 Location: Wales Vehicle: 1997 LandCruiser Colorado Posts: 4,201	who ya with?

19-03-2011, 11:32	#3
clivvy Senior Member Join Date: Mar 2009 Location: Huddersfield Vehicle: Terrano 03 LWB Posts: 6,947	bloody hell!! you seriously need to shop around mate. i had the same experience with my MX3 and i got it back down to a more reasonable amount.

19-03-2011, 11:35	#5
briggie Senior Member Join Date: Mar 2010 Location: peoples democratic republic of west yorkshire Vehicle: " alice " Posts: 10,473	sheila is 62 ( nearly 63 ) and her only blemish is a wonker ( deliberate missprint ) ran into the back of her last year ....... and he wasnt insured

19-03-2011, 11:38	#8
tintin Senior Member Join Date: Jul 2010 Location: north east Vehicle: 99 2.7 se tourning auto Posts: 151	Is it causce it's a Jap import??? maybe???

19-03-2011, 11:49	#12
tony46 Member Join Date: Apr 2009 Location: surrey Vehicle: MAVERICK & Ford Focus Posts: 58	Have you tried Saga?, I tried them, and mine came down to £245 a year and that's for a Maverick 93 TD

19-03-2011, 13:20	#13
briggie Senior Member Join Date: Mar 2010 Location: peoples democratic republic of west yorkshire Vehicle: " alice " Posts: 10,473	ok , after a long protracted phone call to the insurance company, the reasons they gave for the increase in premium...... car has tinted windows to the rear which are counted as a modification car has had rear seats removed , which also counts as a modification car has had factory fitted a bar removed ..guess what ? ... which counts as a modification if i remove the tinted rear film and replace the rear seats the premium will drop to around £790 per year. fuffin stoopid innit ?

19-03-2011, 13:22	#14
R1cho Senior Member Join Date: Aug 2010 Location: Wales Vehicle: 1997 LandCruiser Colorado Posts: 4,201	should have just told them it was standard lol

19-03-2011, 13:33	#15
lacroupade Senior Member Join Date: Jan 2009 Location: All hail to the Glove of Love... Posts: 9,212	Direct Line is NOT the place to be with a truck like that. They are looking for solid, middle-class reliable business and will whack anyone/anything that isn't. Adrian Flux would probably do a better deal than that frankly....all that 'mod' stuff is bollox. But (i) the fact it is an import doesn't help, and (ii) even though the accident wasn't her fault, as I've said before, the insurance companies automatically stick your risk up so your base premium increases, even if your percentage NCD remains the same.