Insurance Renewal - Page 2

makeitfit · 06-11-2012, 18:53

Ins just drives me nuts

I tried with Admiral to get three of our cars covered, well they wanted twice as much as I was already paying

How the hell did that work ? Alfa 156 with 9 years NCD, Focus oil burner with 10 years NCD , and a Merc Vito with 1 year NCD, they wanted near 1500 quid the robbing barstewards. All individually covered now for a total of £446

I have some points by the way

supergnome · 06-11-2012, 19:21

"Saga over 50s £111.00 Full Comp full no claims Country area parked on drive. 92 Terrano TD"
Laurie your going to get hate mail. saga won't do imports. David.

laurieash · 06-11-2012, 21:10

Quote:

Originally Posted by supergnome

"Saga over 50s £111.00 Full Comp full no claims Country area parked on drive. 92 Terrano TD"
Laurie your going to get hate mail. saga won't do imports. David.

But i ant got a import

solarman216 · 06-11-2012, 23:52

My other halfs T2 is up for renewal later this month, current insurer Sureterm are asking £296 that's FC with breakdown cover and legal cover, Saga who we used to be with are talking around £250, for the same cover will let you know how we get on, Rick

arcascomp · 07-11-2012, 10:10

Hmm, the other half's Skoda had a handbrake fail last week and rolled out of her parents drive and damaged the opposite neighbours 2012 corsa, no real option but to claim so January could be painful!

Protected no claims bonus so I'll save even more as the base premium will probably sky rocket!

Kamsin · 07-11-2012, 11:36

Quote:

Originally Posted by arcascomp

Hmm, the other half's Skoda had a handbrake fail last week and rolled out of her parents drive and damaged the opposite neighbours 2012 corsa, no real option but to claim so January could be painful!

Protected no claims bonus so I'll save even more as the base premium will probably sky rocket!

Hate to be the bearer of bad news but your protected NCD wont help much. What the insurance will now do is raise the level of cover you need to high risk. If you have had no accidents you will have been in the low risk category.
That's how they con us all. So expect it to go up a fair bit.

arcascomp · 07-11-2012, 12:25

Aye, that's what I meant, I'll still get my NCD, but now it'll be x% off a much larger figure, so in that stereotyped woman's 'shopping in the sales' terms, I'll save so much more!

The hit on my pocket will still be much larger too.

ClanWolf · 04-12-2012, 15:16

Academy couldn't give me a competitive quote because Mak isn't modified enough!

Well, that's a first.

Fez_uk · 04-12-2012, 15:57

alot of specialist mod insurance companies are that way.

Some mods actually make it cheaper as they are seen as a safety device.

06-11-2012, 23:52	#19
solarman216 Off road maniac Join Date: Dec 2009 Location: Bexhill on Sea Vehicle: Y60 Patrol Me, 3 ltr Mrs Posts: 17,431	My other halfs T2 is up for renewal later this month, current insurer Sureterm are asking £296 that's FC with breakdown cover and legal cover, Saga who we used to be with are talking around £250, for the same cover will let you know how we get on, Rick __________________ Ex banger racer now off road maniac Lokka on the front with manual hubs Diff lock on rear 3 inch SS straight through exhaust Manly winch bumper with 13000 lb winch 10 spike ground anchor, with multiple straps and blocks Super strong body cills capped with scaffold pole 20% stronger springs all round aggressive off road tyres on wheels so just swap. Aim to get stuck and be completely self sufficient in extraction, love getting muddy, 2ft deep is good but rare.

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06-11-2012, 18:53	#16
makeitfit Senior Member Join Date: Apr 2008 Location: on the beach WEST WALES Vehicle: Maverick TDi BLACK mmm Posts: 15,136	Ins just drives me nuts I tried with Admiral to get three of our cars covered, well they wanted twice as much as I was already paying How the hell did that work ? Alfa 156 with 9 years NCD, Focus oil burner with 10 years NCD , and a Merc Vito with 1 year NCD, they wanted near 1500 quid the robbing barstewards. All individually covered now for a total of £446 I have some points by the way

06-11-2012, 19:21	#17
supergnome Senior Member Join Date: Sep 2010 Location: Isle of Axholme Vehicle: T2, 2.7 TDI 2002 lwb Posts: 955	"Saga over 50s £111.00 Full Comp full no claims Country area parked on drive. 92 Terrano TD" Laurie your going to get hate mail. saga won't do imports. David.

07-11-2012, 10:10	#20
arcascomp Senior Member Join Date: Jan 2012 Location: Edinburgh, Scotland Vehicle: 96 Mitsubishi Challenger! Posts: 775	Hmm, the other half's Skoda had a handbrake fail last week and rolled out of her parents drive and damaged the opposite neighbours 2012 corsa, no real option but to claim so January could be painful! Protected no claims bonus so I'll save even more as the base premium will probably sky rocket!

07-11-2012, 12:25	#22
arcascomp Senior Member Join Date: Jan 2012 Location: Edinburgh, Scotland Vehicle: 96 Mitsubishi Challenger! Posts: 775	Aye, that's what I meant, I'll still get my NCD, but now it'll be x% off a much larger figure, so in that stereotyped woman's 'shopping in the sales' terms, I'll save so much more! The hit on my pocket will still be much larger too.

04-12-2012, 15:16	#23
ClanWolf Senior Member Join Date: Oct 2009 Location: West Sussex Vehicle: Terrano II 2.4i SE Posts: 319	Academy couldn't give me a competitive quote because Mak isn't modified enough! Well, that's a first.

04-12-2012, 15:57	#24
Fez_uk Senior Member Join Date: Sep 2010 Location: Mid-Wales Vehicle: Maverick 2.7 - Patrol 4.2 Posts: 5,645	alot of specialist mod insurance companies are that way. Some mods actually make it cheaper as they are seen as a safety device.