Modified?

[makeitfit]

Try Dave Brewer, he specialises in modified
https://www.facebook.com/profile.php...ref=ts&fref=ts

[cncfabs]

Is it really necessary to tell insurance about minor mods i cant immagine any 10-15 year old vehicle on the road that exactly the same as when it left the factory.Suspension lifts and engine performance mods yes but in a minute they will be classing shopping in the boot as a mod

[kitchenman]

Thanks for the link to the insurance.
I tell them everything so they have no wriggle room if I have a crash, 'sorry guv you did not tell us about that'
There was an example on TV a while ago, a bloke was refused a pay out on his whole life insurance, he had not told them his dad died of cancer

[cncfabs]

Originally Posted by kitchenman

Thanks for the link to the insurance.
I tell them everything so they have no wriggle room if I have a crash, 'sorry guv you did not tell us about that'
There was an example on TV a while ago, a bloke was refused a pay out on his whole life insurance, he had not told them his dad died of cancer

Ive had 2 insurance claims neither my fault and in both cases the car was fitted with non std alloys insurance assesor never said anything and both claims were paid.I can see what your saying about telling them everthing but where does it stop eg different brand of tyres ,floor mats, air freshner furry dice..........................

[Fez_uk]

Adrian flux should be able to match your quote. Got to ask them though.

[kitchenman]

Originally Posted by Fez_uk

Adrian flux should be able to match your quote. Got to ask them though.

Thanks, they did say that I forgot, [oldtimers] strikes again

[kitchenman]

Being a boring old fart I read the small print, there was no mention of removing seats, I had told all three Tesco staff I spoke to, so I called to get removed seats added, that makes it a commercial vehicle he said, cover declined.
Just as well I read the small print, I could have been driving uninsured if I had taken out the Tesco cover.
So it is a call to Adrian first thing Monday, the other guy I was referred to went straight to answering machine I will try him too on Monday
Anyway if you have a bog standard car give Tesco a try

[kitchenman]

No luck with Dave Brewer, toooo pricey
However I went on line and got a quote from Flux Direct, with same modifications £355 which worked out £20 cheaper than the renewal price from Adrian Flux before modifications. I spoke to Abbey who is from Adrian Flux renewals, she was very helpful, and the Mav is still classed as a car not a van

So same company same policy and I am £20 up, well worth the time spent on line and on the phone, that saving is around a days pension

[Fez_uk]

Better to ring them get quotes online with adrian flux.

Anyway sounds like your pretty happy with that price.

Can I ask how many NCB you used for the insurance on that vehicle?

[kitchenman]

Hi, I had rung them to sort out the renewal they jacked up the price, was £374 up to £433, the web price sorted that out £355
NCD 10, plus I am 74 with only 1 accident in last 5 years £75, 3 points and been driving cars since 1962, bikes since 1955, not had a bike for 30 years though.
Being a wrinkly helps some times

[solarman216]

well done kitchenman, just done the Mrs insurance renewal via Sureterm, policy is actually with Lancaster, total £260.57, comprehensive made up as policy £165.62 breakdown and recovery £39.95 legal assistance £25.00 and policy fee £30.00 67 year old no claims 4 years (no claims ever but been named driver on my policy for years but decided a while ago she needed to build her own) motor is a 97 petrol LWB and cover includes towing, Rick