Advice Please - is my motor written off?

jims-terrano · 07-04-2013, 17:03

Hi Guy's, well here goes. My other Car a Reno Scenic was shunted yesterday. Here's a list of damage, what's peoples opinions about if this is a write off or not. Cars approx value according to Parkers is £1200 to £1500.

Rear Bumper and Moulding smashed
Boot floor with spare wheel well is broken appart (it's plastic)
The metal rear panel is pushed into the boot area trapping the spare wheel in place.
Tailgate moulding
The tailgate does not stay shut, tailgate may be pushed in or bent but I can't tell.
The tailgate striker on the rear panel is psuhed well over to one side.

Car is undriveable and also insure as it wont lock. There is a constant warning and bleep about the tailgate being open.

Insurance are picking it up possibly tomorrow and a hire car tomorrow too. The accident happened in front of two PCSO's so they make perfect witness's. Our vehicle was stationary in a traffic queue and car behind just didn't stop. Any advice on whether it may be written off would be appreciated. I personally think it will be a write off.

baker1988 · 07-04-2013, 17:08

Quote:

Originally Posted by jims-terrano

Hi Guy's, well here goes. My other Car a Reno Scenic was shunted yesterday. Here's a list of damage, what's peoples opinions about if this is a write off or not. Cars approx value according to Parkers is £1200 to £1500.

Rear Bumper and Moulding smashed
Boot floor with spare wheel well is broken appart (it's plastic)
The metal rear panel is pushed into the boot area trapping the spare wheel in place.
Tailgate moulding
The tailgate does not stay shut, tailgate may be pushed in or bent but I can't tell.
The tailgate striker on the rear panel is psuhed well over to one side.

Car is undriveable and also insure as it wont lock. There is a constant warning and bleep about the tailgate being open.

Insurance are picking it up possibly tomorrow and a hire car tomorrow too. The accident happened in front of two PCSO's so they make perfect witness's. Our vehicle was stationary in a traffic queue and car behind just didn't stop. Any advice on whether it may be written off would be appreciated. I personally think it will be a write off.

I would say it was a write off yes similar happened to me aa while back alot less damage on a car that was valued at £1800 and insurer wrote it off but I got the better deal out of it with 1600 back off insurance and a whiplash clain of £1200 (genuine whiplash before anyone says anything

)

stinka · 07-04-2013, 17:09

Yes mate

solarman216 · 07-04-2013, 17:11

I would say with a Parkers price of £1500 it will be written off, Rick

clivvy · 07-04-2013, 17:14

write off mate, no doubt. As Baker says you may end up better off, one or two whiplash claims and the car value may pay for you a decent newer car?

trophymick · 07-04-2013, 18:08

I would say right off as well.

Unfortunately it is has come to the point were it is cheaper to total loss a vehicle, rather than repair it.

Greed, rising costs and new techniques (water based paints etc) have us over a barrel when it comes to repairs.

Hope it works out OK for you, but with insurance company's,.........who knows. Expect the worse scenario, it's all a bonus after that!

Mick

briggie · 07-04-2013, 19:00

wrote off jim unfortunately ........ unless of course you are with direct line , and they take it you accident assist place my mistral went to , in which case you will have it back next week

96terrano · 07-04-2013, 19:37

yeah, probably a wright off, got a pic?

jims-terrano · 07-04-2013, 19:52

Well this appears conclusive doesn't it, what a shame because it's actually quite a tidy car. Can't really say a lot more now until insurance have picked it up and looked at it.
Fortunately Pete it's another company but their repairer is in Rotherham!!! which is miles away.
They have started the ball rolling for an uninsured loss claim too so if it is written off we want to claim repair/maintenance bills for last six months and see what happens.
Our photo's don't seem to do it justice at all otherwise I'd post a couple.

briggie · 07-04-2013, 20:09

jim mate , cars can be replaced ..... you and your family cant , whilst its sad to perhaps lose your car ( which it is only perhaps at this stage ) , the most important thing is you and your family are ok .

if you need a hand gimme a ring / call ..... not sure what I can do , but I will do my best

jims-terrano · 07-04-2013, 20:12

Quote:

Originally Posted by briggie

jim mate , cars can be replaced ..... you and your family cant , whilst its sad to perhaps lose your car ( which it is only perhaps at this stage ) , the most important thing is you and your family are ok .

if you need a hand gimme a ring / call ..... not sure what I can do , but I will do my best

Cheers Pete and you are 100% right of course.

jims-terrano · 09-04-2013, 22:50

Well just a quick update. The car has now been taken to the insurance companies repairer for assessment. We'll wait and see the out come just hope they let us know soon.
Doctor has officially said I'm suffering Whip Lash, insurance company have jumped at this news. I've always detested the compo culture we seem to be a part of, this makes me feel bad as am I as bad as the culture I detest?

clivvy · 10-04-2013, 00:49

Quote:

Originally Posted by jims-terrano

Well just a quick update. The car has now been taken to the insurance companies repairer for assessment. We'll wait and see the out come just hope they let us know soon.
Doctor has officially said I'm suffering Whip Lash, insurance company have jumped at this news. I've always detested the compo culture we seem to be a part of, this makes me feel bad as am I as bad as the culture I detest?

NO! Jim, what you detest, is the culture of false claims!! the insurance is now doing what it was originally designed to do-protect you.

rustic · 10-04-2013, 00:55

Quote:

Originally Posted by clivvy

NO! Jim, what you detest, is the culture of false claims!! the insurance is now doing what it was originally designed to do-protect you.

Well said Clivvy, after all we have been paying for insurance for all these years which includes events like these.

The people who should feel guilty are those hangers on who exaggerate their injuries and make a career out of it.

Rustic

jims-terrano · 10-04-2013, 17:32

Heard from the repairer today. They told her in doors that the cost of repairs is between £1200 to £1400, he reckoned it was borderline but thought the insurance company may call it a total loss but it is up to the insurance company not him.

07-04-2013, 17:03	#1
jims-terrano Senior Member Join Date: Sep 2004 Location: UK Posts: 12,965	Advice Please - is my motor written off? Hi Guy's, well here goes. My other Car a Reno Scenic was shunted yesterday. Here's a list of damage, what's peoples opinions about if this is a write off or not. Cars approx value according to Parkers is £1200 to £1500. Rear Bumper and Moulding smashed Boot floor with spare wheel well is broken appart (it's plastic) The metal rear panel is pushed into the boot area trapping the spare wheel in place. Tailgate moulding The tailgate does not stay shut, tailgate may be pushed in or bent but I can't tell. The tailgate striker on the rear panel is psuhed well over to one side. Car is undriveable and also insure as it wont lock. There is a constant warning and bleep about the tailgate being open. Insurance are picking it up possibly tomorrow and a hire car tomorrow too. The accident happened in front of two PCSO's so they make perfect witness's. Our vehicle was stationary in a traffic queue and car behind just didn't stop. Any advice on whether it may be written off would be appreciated. I personally think it will be a write off.

07-04-2013, 17:11	#4
solarman216 Off road maniac Join Date: Dec 2009 Location: Bexhill on Sea Vehicle: Y60 Patrol Me, 3 ltr Mrs Posts: 17,431	I would say with a Parkers price of £1500 it will be written off, Rick __________________ Ex banger racer now off road maniac Lokka on the front with manual hubs Diff lock on rear 3 inch SS straight through exhaust Manly winch bumper with 13000 lb winch 10 spike ground anchor, with multiple straps and blocks Super strong body cills capped with scaffold pole 20% stronger springs all round aggressive off road tyres on wheels so just swap. Aim to get stuck and be completely self sufficient in extraction, love getting muddy, 2ft deep is good but rare.

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07-04-2013, 17:09	#3
stinka Senior Member Join Date: Feb 2012 Location: Staffs Vehicle: '02 Terrano TDI sport lwb Posts: 3,787	Yes mate

07-04-2013, 17:14	#5
clivvy Senior Member Join Date: Mar 2009 Location: Huddersfield Vehicle: Terrano 03 LWB Posts: 6,947	write off mate, no doubt. As Baker says you may end up better off, one or two whiplash claims and the car value may pay for you a decent newer car?

07-04-2013, 18:08	#6
trophymick Senior Member Join Date: Feb 2013 Location: Langholm,Scotland Vehicle: 2001 Terrano 2. S LWB 2.7 Posts: 463	I would say right off as well. Unfortunately it is has come to the point were it is cheaper to total loss a vehicle, rather than repair it. Greed, rising costs and new techniques (water based paints etc) have us over a barrel when it comes to repairs. Hope it works out OK for you, but with insurance company's,.........who knows. Expect the worse scenario, it's all a bonus after that! Mick

07-04-2013, 19:00	#7
briggie Senior Member Join Date: Mar 2010 Location: peoples democratic republic of west yorkshire Vehicle: " alice " Posts: 10,473	wrote off jim unfortunately ........ unless of course you are with direct line , and they take it you accident assist place my mistral went to , in which case you will have it back next week

07-04-2013, 19:37	#8
96terrano Senior Member Join Date: Jun 2010 Location: Dumfries and Galloway, Scotland Vehicle: Nissan Terrano 2.7TD LWB Posts: 8,024	yeah, probably a wright off, got a pic?

07-04-2013, 19:52	#9
jims-terrano Senior Member Join Date: Sep 2004 Location: UK Posts: 12,965	Well this appears conclusive doesn't it, what a shame because it's actually quite a tidy car. Can't really say a lot more now until insurance have picked it up and looked at it. Fortunately Pete it's another company but their repairer is in Rotherham!!! which is miles away. They have started the ball rolling for an uninsured loss claim too so if it is written off we want to claim repair/maintenance bills for last six months and see what happens. Our photo's don't seem to do it justice at all otherwise I'd post a couple.

07-04-2013, 20:09	#10
briggie Senior Member Join Date: Mar 2010 Location: peoples democratic republic of west yorkshire Vehicle: " alice " Posts: 10,473	jim mate , cars can be replaced ..... you and your family cant , whilst its sad to perhaps lose your car ( which it is only perhaps at this stage ) , the most important thing is you and your family are ok . if you need a hand gimme a ring / call ..... not sure what I can do , but I will do my best

09-04-2013, 22:50	#12
jims-terrano Senior Member Join Date: Sep 2004 Location: UK Posts: 12,965	Well just a quick update. The car has now been taken to the insurance companies repairer for assessment. We'll wait and see the out come just hope they let us know soon. Doctor has officially said I'm suffering Whip Lash, insurance company have jumped at this news. I've always detested the compo culture we seem to be a part of, this makes me feel bad as am I as bad as the culture I detest?

10-04-2013, 17:32	#15
jims-terrano Senior Member Join Date: Sep 2004 Location: UK Posts: 12,965	Heard from the repairer today. They told her in doors that the cost of repairs is between £1200 to £1400, he reckoned it was borderline but thought the insurance company may call it a total loss but it is up to the insurance company not him.