check your card and bank statements properly

[Deleted account DD]

Got an odd text this morning basically said that "as my card provider for card ending in XXXXXX13672 they had spoted and did I recognise a transaction for £10 to o2nelson made today. If yes, respond with yes, if not respond with no".

At first I ignored it, another "please sign on and give us yer details type" Got thinking, unlikely anyone who would send that other than the card company would want to know that AND have the card number AND mobile number .

The account also hasnt been used for months so I rang MBNA. Have to say they were absolutely spot on. Confirmed the text was from them and passed me to the security section.

Apparently it appears I was the victim of number cruncher. Some low life twat who generates thousands upon thousands of number combos hoping to get a hit on one.

Once they get a hit it seems they make a couple of lower value test purchases. In my case between midnight and twenty past midnight last night they made one purchase to a florida company for £1.78 , then a £10 o2 top up, then another £10 o2 top up. Presumably if MBNA hadnt spotted them the next would have been a few grands worth of xbox and flat screen !!!!!!!!!!!!!!!!!!!!!

Account now closed off, payments blocked and now monitored for those further attempts to try and catch the b******s.

Moral is of course keep an eye on things

Talking to the boss at work and he was saying he got a similar message one sunday morning so its not that random.