emergency fund

[clivvy]

Originally Posted by daved

Personally I think its a crap idea to have a permanent charity slush fund.

Administering any kind of fund is a nightmare. You will end up with a disproportionate number of dissatisfied folk.

We all get caught out now and then and have to resort to raiding the building society , flexing the plastic or grovelling to the bank manager. Been there, done that.

However I'm sorry to be blunt but if you cant afford to run and fix the motor you buy you shouldn't have it.

A good mate in the trade told me years back look at the most expensive uninsured bit on your car that might conk out. If you cant afford to fix it or just walk away (even if doing either causes pain) don't run that type car. Personal circumstances may change that for some so each case should each be dealt with on its own merits.

Look at what this club is, its primarily a friendly advice and social set up, its not Disasters Emergency Committee.

sorry, I have to agree. the problem your gonan get is new members joining with veichles needing work that they know about, a good sob story, and theyre sorted, i think its a bad idea for the club.

a good idea is what we have done in the past, put up a post, can anyone help, and let the people decide. Its not an insult to those who need help but dont get it, we just have to be aware of who needs the help greater. Briggies was a fine example, the guy had been skanked into oblivion, twice.

Id love to help Jim out, in fact ive offered to donate or help out where i can plus computer fixing favours for anyone who helps him, and I want to donate to HarlowMaverick too but the idea of a permanent pot is dangerous and best left as it is.