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Old 23-02-2014, 13:31   #1
exosteve
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whats the crack with health and motor insurance anyone know

we have a nhs health card, but i belive they only get you seen too but wont cover medical bills.

so health cover is important.
so is car breakdown cover as it could cost thousands in recovery.were with the aa but i know from experience they will want millions of pounds off me for extra cover abroad.
Brittany ferries are offering me both covers for me and the family and car for 140. does that sound good?
or is there better options?
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Old 23-02-2014, 13:44   #2
jonela
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Originally Posted by exosteve View Post
whats the crack with health and motor insurance anyone know

we have a nhs health card, but i belive they only get you seen too but wont cover medical bills.

so health cover is important.
so is car breakdown cover as it could cost thousands in recovery.were with the aa but i know from experience they will want millions of pounds off me for extra cover abroad.
Brittany ferries are offering me both covers for me and the family and car for 140. does that sound good?
or is there better options?
As far as I know the EU card or Old E111 Covers all normal medical expenses. ie, if you break your leg here its all covered. However should something more serious happen and you need specialist transport back to the Uk for instance That is not covered, so you need insurance.140 for one week sounds Expensive!
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Old 23-02-2014, 13:56   #3
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As far as I know the EU card or Old E111 Covers all normal medical expenses. ie, if you break your leg here its all covered. However should something more serious happen and you need specialist transport back to the Uk for instance That is not covered, so you need insurance.140 for one week sounds Expensive!
that's car breakdown cover too
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Old 23-02-2014, 14:03   #4
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You can apply for EHIC card online. These are FREE to everyone, and give you free basic medical care in Europe. If you Google EHIC card, be careful, as the first few websites on show, are often scam websites which ask you to pay for the card. You do not have to pay for this card, or give any bank details, so check you pick the right website.

You can use this NHS website to apply for free.

http://www.nhs.uk/NHSEngland/Healthc...-the-ehic.aspx

Also, please note, these cards have an expiry date, so always check before you travel that your card is still valid.

Hope this helps.
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Old 23-02-2014, 14:11   #5
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You can apply for EHIC card online. These are FREE to everyone, and give you free basic medical care in Europe. If you Google EHIC card, be careful, as the first few websites on show, are often scam websites which ask you to pay for the card. You do not have to pay for this card, or give any bank details, so check you pick the right website.

You can use this NHS website to apply for free.

http://www.nhs.uk/NHSEngland/Healthc...-the-ehic.aspx

Also, please note, these cards have an expiry date, so always check before you travel that your card is still valid.

Hope this helps.
we applied and got one earlier this year, only took a week to arrive

you`re right tho , when you google EHIC , the first web results try to charge you for it, even tho its free
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Old 23-02-2014, 14:13   #6
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thanks. we already got the nhs cards.but I think its inadequate cover.
all done and dusted now
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Old 23-02-2014, 14:37   #7
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Years ago when we did the booze cruise, the AA did free European cover for a few days, but you only had to apply for it.

That benefit has long gone

After that we took out short breakdown cover, add to that the fuel to get there, ferry crossing, and the last trip or two we stopped over in Calais going, so a hotel, meal out etc... this made the whole trip very expensive.

Then wine in the UK went down in price.. so that put paid to that trip.

Mind you when I had a company car, it had european breakdown cover, and the fuel was free, for personal use, and we did the return trip in a day, and got a £10 ferry deal, so that was really cheap...
Just needed a copy of the vehicle V5 from the leasing company... a green card...etc
Those were the days...

Those perks have gone, that was using the French franc, so quite a while back...

Oh check your insurance cover, you might find you are only covered third party, so barely legal.
Also you need a fire extinguisher in the car, those headlight benders, red triangle and a high vis jacket for ALL people in the car. Maybe other things too.

The speed limit in Europe can vary, and if it is raining, the legal limit drops, even though the signs say otherwise.
Oh they drive on the right too ...

Now re headlight benders, does it apply the other way? I can never recall seeing similar black tape on any visiting cars to the UK from France, Poland, Holland, Germany etc, but the French police prosecute English drivers all the time.

Have I missed something here?
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Old 23-02-2014, 15:10   #8
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You can use this NHS website to apply for free.
http://www.nhs.uk/NHSEngland/Healthc...-the-ehic.aspx
Hope this helps.
Thanks for the link, I just renewed mine and the wife's...

They had both expired...
I had been meaning to do them for a while.
Only took 3 minutes, took longer to write this...

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Old 23-02-2014, 16:31   #9
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just got this off the RAC website

While driving in France you are required by law to carry the following items. Hefty on-the-spot fines can be issued for failing to carry specific items:

Reflective jackets (must be kept inside the vehicle, within reach)
Warning triangle (compulsory in every vehicle with 4 wheels or more)

Headlamp beam deflectors (Depending on your car, you will either need deflector stickers or have to adjust the beam manually)

Breathalysers/alcohol test (As of January 2013 the French government announced that the introduction of an €11 fine has been postponed indefinitely)

I had heard that the breathalyser law had been postponed but will do some more checking
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Old 23-02-2014, 16:44   #10
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As I understand it, our British cars 'dip' to the left so driving on tuther side would make them 'dip' into the centre of the road whilst continental cars just dip up and down not moving to right or left so they dont need adjusters. I stand correction. regards bri.
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Old 23-02-2014, 17:06   #11
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All the information you need about Driving in France is Here, Enjoy!!
http://brittany.angloinfo.com/inform...sport/driving/
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Old 23-02-2014, 20:00   #12
len peacock
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Quote:
Originally Posted by exosteve View Post
whats the crack with health and motor insurance anyone know

we have a nhs health card, but i belive they only get you seen too but wont cover medical bills.

so health cover is important.
so is car breakdown cover as it could cost thousands in recovery.were with the aa but i know from experience they will want millions of pounds off me for extra cover abroad.
Brittany ferries are offering me both covers for me and the family and car for 140. does that sound good?
or is there better options?
if you go on to Staysure Medical travel insuranse you can get a on line quote .if you are going with caravn as we do then the caravan club for the terrano try Green Flag.
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