Insurance Renewal

ClanWolf · 05-11-2012, 16:43

Okay folks, who's good for T2 insurance?

My best quote so far is doable - if I have an excess greater than the trade value of the car!

My renewal is quoted at £85 a month - so i told them to shove it (this on top of the fact it took them four months to barely sort out last year's renewal f*ckup).

Fez_uk · 05-11-2012, 17:45

How old are you and do you have any ncb or points etc?

jims-terrano · 05-11-2012, 18:10

Compare the Meercat, SIMPLES

Did for me.

ClanWolf · 05-11-2012, 18:48

The quote with the huge excess was the meerkats best effort.

50 yrs, 14+ years protected NCB (but hit & run on my parked car in Feb '09 came out of my insurance), no convictions in last 5 years.

Fez_uk · 05-11-2012, 18:58

Im paying £68 a month for 10 months for my landrover all modded.

If I payed in one go it's £520 + £54 breakdown cover.

I am 23 with 3 yr ncb.

Try confused.com, I was getting quotes as standard for £500 fully comp.

makeitfit · 05-11-2012, 20:15

You simply have to blag it mate. The prices these days are complete ballocks

I just had my renewal from Adrian Flux last week. They ruddy well doubled it from last year so I told them to stuff it in a dark place

I was then asked what quotes I had had to warrant my reply/ I simply said I'd had a quote from Sureterm at half what they wanted (AF 580) ST 290

Took about 5 mins for them to come back with a new policy for less than the one I'd just told them

Fill your boots mate

Fez_uk · 05-11-2012, 20:29

Ha, I did a similar thing with AF a few days back. Although not quite the saving you did but good for my age. Saved £100 just by saying I can get it cheaper on confused.com.

RJL Services · 05-11-2012, 20:44

hi
i insure my nissan mistral import with the post office as my last insurance company would not cover it as it was an import and the last 2 years i have only payed £428 fully comp for me and my wife and she has only been driving for 3 years due for renewal in jan so will see if it has gone up i have 6yrs ncb
regar

ds
rob

supergnome · 05-11-2012, 21:40

Try Achademy ins talk to Tracey ask for club discount. £ 300 for me full comp with an import. David.

melissachels · 05-11-2012, 21:50

academy 4x4 gave me my best quote £700 compared to well over a grand elsewhere & club discount too

arcascomp · 06-11-2012, 10:24

I'm using Admiral multi car and have both T2 and Skoda Octy on fully comp, protected max NCD for wife and I at under £500 all in. However, I'm 42 and live in Scotland so I guess the risks are perceived to be lower.

Check your job description on Moneysavingexpert site as a different name for the same job can change it a bit too.

Kamsin · 06-11-2012, 12:15

I too am with Admiral and have a multi car policy.

BMW 520 (06) £350 FC

Ford Maverick (97) £ 275 FC

Nissan Terrano (00) £170 FC

(Only insured it from begining of September till end Jan).

Im 42, full NCD, no points, no convictions and living in a town area.
Vehicles parked on secure driveway at night.

Down side to mulit car is they all have to run out at the same time, hence why i only insured the Teranno till end of Jan and you get one bill to renew them. Other than than they been really good. Iv decleard the mods i have done and they wernt bothered.

arcascomp · 06-11-2012, 12:28

That's interesting, I assumed Admiral wouldn't like anything non standard, maybe I need to make a call.

ClanWolf · 06-11-2012, 15:37

Quote:

Originally Posted by arcascomp

Check your job description on Moneysavingexpert site as a different name for the same job can change it a bit too.

Good idea, except that my two options are 'unemployed' or 'author'. Neither of which rate highly in the reliability stakes, apparently.

laurieash · 06-11-2012, 17:57

Saga over 50s £111.00 Full Comp full no claims Country area parked on drive.

92 Terrano TD

05-11-2012, 16:43	#1
ClanWolf Senior Member Join Date: Oct 2009 Location: West Sussex Vehicle: Terrano II 2.4i SE Posts: 319	Insurance Renewal Okay folks, who's good for T2 insurance? My best quote so far is doable - if I have an excess greater than the trade value of the car! My renewal is quoted at £85 a month - so i told them to shove it (this on top of the fact it took them four months to barely sort out last year's renewal f*ckup).

05-11-2012, 20:44	#8
RJL Services Senior Member Join Date: Jan 2011 Location: southwest gloucester Vehicle: Nissan Terrano 2.7 2003 Posts: 615	hi i insure my nissan mistral import with the post office as my last insurance company would not cover it as it was an import and the last 2 years i have only payed £428 fully comp for me and my wife and she has only been driving for 3 years due for renewal in jan so will see if it has gone up i have 6yrs ncb regards rob

06-11-2012, 17:57	#15
laurieash Senior Member Join Date: Aug 2010 Location: Isle of Axholme nr scunthorpe Vehicle: TerranoII /Discos/Landrov Posts: 423	Insurance Saga over 50s £111.00 Full Comp full no claims Country area parked on drive. 92 Terrano TD

05-11-2012, 17:45	#2
Fez_uk Senior Member Join Date: Sep 2010 Location: Mid-Wales Vehicle: Maverick 2.7 - Patrol 4.2 Posts: 5,645	How old are you and do you have any ncb or points etc?

05-11-2012, 18:10	#3
jims-terrano Senior Member Join Date: Sep 2004 Location: UK Posts: 12,965	Compare the Meercat, SIMPLES Did for me.

05-11-2012, 18:48	#4
ClanWolf Senior Member Join Date: Oct 2009 Location: West Sussex Vehicle: Terrano II 2.4i SE Posts: 319	The quote with the huge excess was the meerkats best effort. 50 yrs, 14+ years protected NCB (but hit & run on my parked car in Feb '09 came out of my insurance), no convictions in last 5 years.

05-11-2012, 18:58	#5
Fez_uk Senior Member Join Date: Sep 2010 Location: Mid-Wales Vehicle: Maverick 2.7 - Patrol 4.2 Posts: 5,645	Im paying £68 a month for 10 months for my landrover all modded. If I payed in one go it's £520 + £54 breakdown cover. I am 23 with 3 yr ncb. Try confused.com, I was getting quotes as standard for £500 fully comp.

05-11-2012, 20:15	#6
makeitfit Senior Member Join Date: Apr 2008 Location: on the beach WEST WALES Vehicle: Maverick TDi BLACK mmm Posts: 15,136	You simply have to blag it mate. The prices these days are complete ballocks I just had my renewal from Adrian Flux last week. They ruddy well doubled it from last year so I told them to stuff it in a dark place I was then asked what quotes I had had to warrant my reply/ I simply said I'd had a quote from Sureterm at half what they wanted (AF 580) ST 290 Took about 5 mins for them to come back with a new policy for less than the one I'd just told them Fill your boots mate

05-11-2012, 20:29	#7
Fez_uk Senior Member Join Date: Sep 2010 Location: Mid-Wales Vehicle: Maverick 2.7 - Patrol 4.2 Posts: 5,645	Ha, I did a similar thing with AF a few days back. Although not quite the saving you did but good for my age. Saved £100 just by saying I can get it cheaper on confused.com.

05-11-2012, 21:40	#9
supergnome Senior Member Join Date: Sep 2010 Location: Isle of Axholme Vehicle: T2, 2.7 TDI 2002 lwb Posts: 955	Try Achademy ins talk to Tracey ask for club discount. £ 300 for me full comp with an import. David.

05-11-2012, 21:50	#10
melissachels Senior Member Join Date: Mar 2012 Location: Near Armagh, Northern Ireland Vehicle: half of a T2 2.7td swb Posts: 1,216	academy 4x4 gave me my best quote £700 compared to well over a grand elsewhere & club discount too

06-11-2012, 10:24	#11
arcascomp Senior Member Join Date: Jan 2012 Location: Edinburgh, Scotland Vehicle: 96 Mitsubishi Challenger! Posts: 775	I'm using Admiral multi car and have both T2 and Skoda Octy on fully comp, protected max NCD for wife and I at under £500 all in. However, I'm 42 and live in Scotland so I guess the risks are perceived to be lower. Check your job description on Moneysavingexpert site as a different name for the same job can change it a bit too.

06-11-2012, 12:15	#12
Kamsin Senior Member Join Date: Dec 2010 Location: East Midlands Vehicle: Maverick 4x4 2.7 TDI 97 Posts: 1,211	I too am with Admiral and have a multi car policy. BMW 520 (06) £350 FC Ford Maverick (97) £ 275 FC Nissan Terrano (00) £170 FC (Only insured it from begining of September till end Jan). Im 42, full NCD, no points, no convictions and living in a town area. Vehicles parked on secure driveway at night. Down side to mulit car is they all have to run out at the same time, hence why i only insured the Teranno till end of Jan and you get one bill to renew them. Other than than they been really good. Iv decleard the mods i have done and they wernt bothered.

06-11-2012, 12:28	#13
arcascomp Senior Member Join Date: Jan 2012 Location: Edinburgh, Scotland Vehicle: 96 Mitsubishi Challenger! Posts: 775	That's interesting, I assumed Admiral wouldn't like anything non standard, maybe I need to make a call.