Insurance.....

Kamsin · 18-01-2011, 14:06

As you know, i had an insurance problem.

For them that dont know, I did! (Long Story, check my other posts)

However, you know how i said i was going to join Admiral on a multicar policy as they dont see bike accidents as car accidents, i contacted them today to set it up, the cost of the Mav had gone up from £380 to £387 in a week, the guy i spoke to checked the policy to see if i had changed anything by accident. NO!

Hold on he tells me, let me see if i can do anything with it, came back and said, i can get it you down to £257 is that OK

, I only wanted the extra £7 knocking off.

Its true about the mods to the car though, you have to tell them about EVERYTHING you do to it. Although it does not mean the policy will go up, they just need to know.

As they say, everything happens for a reason, this time last week i was gutted i got the insurance cancelled, this week im £130 better off.

Thanks Admiral

Astalavista Chris Knott

(RIP) PLANK · 18-01-2011, 14:22

remind me to re-read your threads for a few tips when my insurance is due in June

rayf3262 · 18-01-2011, 15:16

Be aware that with Admiral although they may choose not to alter the cost of your policy, they WILL charge you an admin fee for EVERY little thing.
If you do have any mods etc, may be best to tell them all in one go, otherwise its an admin fee for each call.

Cost me about 17 quid just to change my address!

davenclaire · 18-01-2011, 19:31

we put the terrano on the multipolicy when we got it they charged me another £70 quid to remove the wifes mondeo and add the terra no mods declared i wont be renewing in may i found a good quote full come with a shed load of planned mods included £157 FULL COMP specalist 4x4 company who will only insure modded 4x4s her mondeo was costing a little over £400 quid a year

Kamsin · 18-01-2011, 19:34

Quote:

Originally Posted by rayf3262

Be aware that with Admiral although they may choose not to alter the cost of your policy, they WILL charge you an admin fee for EVERY little thing.
If you do have any mods etc, may be best to tell them all in one go, otherwise its an admin fee for each call.

Cost me about 17 quid just to change my address!

Im not planning to change anything on it to be honest, but if i do it will be removeable in the even on a claim. At the end of the day you get what you payfor and they all try to get out of paying if they can. i dont think i would make a claim on the truck even if it got nicked, id sooner keep my costs down.

Im saving £130 though so ive got £130 woth of admin charges before i start moaning about them,

Ontop of that, im back on the road with it and can shop around for better deals for next year.

Deleted account DD · 18-01-2011, 20:01

Quote:

Originally Posted by Kamsin

but if i do it will be removeable in the even on a claim.

That is not a wise move. There are numerous situations where you cannot or will not be allowed near your vehicle.

The most obvious is if its stolen recovered,or if youre in the back of the ambulance with a sprained ankle and recovery is underway in your absence.

If they catch you out on that youre driving without ANY insurance. You will get hammered for motoring and criminal offences.

Afterwards no one will ever touch you again for insurance unless its £25 3rd party on a 50cc ped.

Its just not worth it

Quote:

Originally Posted by rayf3262

Be aware that with Admiral although they may choose not to alter the cost of your policy, they WILL charge you an admin fee for EVERY little thing.
If you do have any mods etc, may be best to tell them all in one go, otherwise its an admin fee for each call.

Cost me about 17 quid just to change my address!

Ive posted almost the identical comments regarding them so its not just me moaning about them. I agree 100% with your advice on Admiral....................get em in on reasonable costs then have em over at every chance seems to be their principle.

rayf3262 · 18-01-2011, 21:31

Agreed, they will bang on an ADMIN fee if you tell you f*rted in the car!

Kamsin · 19-01-2011, 14:16

yes, i see your point Daved.

But to be honest, im not planning on doing anything to it. it will stay as it is now, if i do add anything then i will tell them but make sure its all at the same time.

Next year i may shop around a bit more, but its cos its a second car for me that i have the problem, i sent Frank Pickles an email for a quote yesterday and im still waiting for him to get back to me.

18-01-2011, 14:06	#1
Kamsin Senior Member Join Date: Dec 2010 Location: East Midlands Vehicle: Maverick 4x4 2.7 TDI 97 Posts: 1,211	Insurance..... As you know, i had an insurance problem. For them that dont know, I did! (Long Story, check my other posts) However, you know how i said i was going to join Admiral on a multicar policy as they dont see bike accidents as car accidents, i contacted them today to set it up, the cost of the Mav had gone up from £380 to £387 in a week, the guy i spoke to checked the policy to see if i had changed anything by accident. NO! Hold on he tells me, let me see if i can do anything with it, came back and said, i can get it you down to £257 is that OK , I only wanted the extra £7 knocking off. Its true about the mods to the car though, you have to tell them about EVERYTHING you do to it. Although it does not mean the policy will go up, they just need to know. As they say, everything happens for a reason, this time last week i was gutted i got the insurance cancelled, this week im £130 better off. Thanks Admiral Astalavista Chris Knott

18-01-2011, 19:31	#4
davenclaire Senior Member Join Date: Dec 2010 Location: south east Vehicle: terrano 2 lwb Posts: 816	erm we put the terrano on the multipolicy when we got it they charged me another £70 quid to remove the wifes mondeo and add the terra no mods declared i wont be renewing in may i found a good quote full come with a shed load of planned mods included £157 FULL COMP specalist 4x4 company who will only insure modded 4x4s her mondeo was costing a little over £400 quid a year

18-01-2011, 14:22	#2
(RIP) PLANK Senior Member Join Date: Mar 2006 Location: Central England, in the Heart of the Black Country Vehicle: T2 2004 TDI SE LWB Posts: 7,740	remind me to re-read your threads for a few tips when my insurance is due in June

18-01-2011, 15:16	#3
rayf3262 Senior Member Join Date: Nov 2009 Location: Norfolk, Poringland NR14 Vehicle: Terrano 3.0 SVE 2002 Posts: 1,549	Be aware that with Admiral although they may choose not to alter the cost of your policy, they WILL charge you an admin fee for EVERY little thing. If you do have any mods etc, may be best to tell them all in one go, otherwise its an admin fee for each call. Cost me about 17 quid just to change my address!

18-01-2011, 21:31	#7
rayf3262 Senior Member Join Date: Nov 2009 Location: Norfolk, Poringland NR14 Vehicle: Terrano 3.0 SVE 2002 Posts: 1,549	Agreed, they will bang on an ADMIN fee if you tell you f*rted in the car!

19-01-2011, 14:16	#8
Kamsin Senior Member Join Date: Dec 2010 Location: East Midlands Vehicle: Maverick 4x4 2.7 TDI 97 Posts: 1,211	yes, i see your point Daved. But to be honest, im not planning on doing anything to it. it will stay as it is now, if i do add anything then i will tell them but make sure its all at the same time. Next year i may shop around a bit more, but its cos its a second car for me that i have the problem, i sent Frank Pickles an email for a quote yesterday and im still waiting for him to get back to me.