emergency fund - Page 3

clivvy · 29-09-2010, 07:54

Quote:

Originally Posted by daved

Personally I think its a crap idea to have a permanent charity slush fund.

Administering any kind of fund is a nightmare. You will end up with a disproportionate number of dissatisfied folk.

We all get caught out now and then and have to resort to raiding the building society , flexing the plastic or grovelling to the bank manager. Been there, done that.

However I'm sorry to be blunt but if you cant afford to run and fix the motor you buy you shouldn't have it.

A good mate in the trade told me years back look at the most expensive uninsured bit on your car that might conk out. If you cant afford to fix it or just walk away (even if doing either causes pain) don't run that type car. Personal circumstances may change that for some so each case should each be dealt with on its own merits.

Look at what this club is, its primarily a friendly advice and social set up, its not Disasters Emergency Committee.

sorry, I have to agree. the problem your gonan get is new members joining with veichles needing work that they know about, a good sob story, and theyre sorted, i think its a bad idea for the club.

a good idea is what we have done in the past, put up a post, can anyone help, and let the people decide. Its not an insult to those who need help but dont get it, we just have to be aware of who needs the help greater. Briggies was a fine example, the guy had been skanked into oblivion, twice.

Id love to help Jim out, in fact ive offered to donate or help out where i can plus computer fixing favours for anyone who helps him, and I want to donate to HarlowMaverick too but the idea of a permanent pot is dangerous and best left as it is.

robobone · 29-09-2010, 08:13

intresting debate to say the least

but i have to agree with against the idea brigade as it would get abused very easily

then if you have a loan system you have to be registerd finacial loan company or you come under the label of loan shark not that i am saying you would charge extoronal rate of intrest or send the bully boys around.
i mean from a legal point of view.

great if members can help out on a personal one to one level or a couple get together and come up with a private arrangment

ie if i hadnt had to shell out for a new boikler last week i could have offered finacial help to JT with his clutch as we go back a long way and I know him well.

hope this reads right

patbhoy · 29-09-2010, 09:08

On the whole i have to agree with Daved, when you buy a truck and it breaks, you fork out to have it fixed.
I felt briggies plight was worthy and we all chipped in and got him sorted out but where does it end.
At the moment my truck needs a new drag link that costs in excess of £200 from Nissan, thats something i'm going to have to fork out for and would not expect you guys to help me out.
I think it best if we stick with hands on help rather than financial.

clivvy · 29-09-2010, 12:48

agreed, we all have stuff that needs fixing, thats the responsibilities of owning something. I wouldnt expect help and im sure Jim for example, doesnt, hes sorting himself out. Im certainly going to help Jim as much as I possibly can because we get along, i live close to him, hes a great guy and has been on this club a very long time.

I feel that having some sort of fund's in place will only get abused, will cause arguemtns and fall outs etc etc so lets stick to the system we have, which is the goodness of peoples hearts helping out where and when they can.

29-09-2010, 08:13	#32
robobone Senior Member Join Date: Jul 2005 Location: midlands Vehicle: 1997 maverick gls Posts: 1,060	intresting debate to say the least but i have to agree with against the idea brigade as it would get abused very easily then if you have a loan system you have to be registerd finacial loan company or you come under the label of loan shark not that i am saying you would charge extoronal rate of intrest or send the bully boys around. i mean from a legal point of view. great if members can help out on a personal one to one level or a couple get together and come up with a private arrangment ie if i hadnt had to shell out for a new boikler last week i could have offered finacial help to JT with his clutch as we go back a long way and I know him well. hope this reads right

29-09-2010, 09:08	#33
patbhoy Senior Member Join Date: Jan 2010 Location: Bridge of Weir, Scotland Vehicle: Nissan Patrol GR SE 2.8TD Posts: 526	On the whole i have to agree with Daved, when you buy a truck and it breaks, you fork out to have it fixed. I felt briggies plight was worthy and we all chipped in and got him sorted out but where does it end. At the moment my truck needs a new drag link that costs in excess of £200 from Nissan, thats something i'm going to have to fork out for and would not expect you guys to help me out. I think it best if we stick with hands on help rather than financial.

29-09-2010, 12:48	#34
clivvy Senior Member Join Date: Mar 2009 Location: Huddersfield Vehicle: Terrano 03 LWB Posts: 6,947	agreed, we all have stuff that needs fixing, thats the responsibilities of owning something. I wouldnt expect help and im sure Jim for example, doesnt, hes sorting himself out. Im certainly going to help Jim as much as I possibly can because we get along, i live close to him, hes a great guy and has been on this club a very long time. I feel that having some sort of fund's in place will only get abused, will cause arguemtns and fall outs etc etc so lets stick to the system we have, which is the goodness of peoples hearts helping out where and when they can.