fully comp not covered

[(RIP) PLANK]

Question: If you have a limited mileage policy, how do they know how many miles you have done?

I know your MOT recordes it each year, but thousands of people insure cars they haven't had for a year or sell them part way through the MOT year.

And, as this thread says, if someone else has a policy that covers it they can drive your vehicle. So if I had a limit of 4000 miles a year, but lent my T2 to Lacroupade twice in that year for a trip to France, and he clocked up 5k miles on those trips, the car couls have covered 9k miles in ayear but i have driven less than 4K.

so again - how would they know?

[lacroupade]

Originally Posted by PLANK

Question: If you have a limited mileage policy, how do they know how many miles you have done?

I know your MOT recordes it each year, but thousands of people insure cars they haven't had for a year or sell them part way through the MOT year.

And, as this thread says, if someone else has a policy that covers it they can drive your vehicle. So if I had a limit of 4000 miles a year, but lent my T2 to Lacroupade twice in that year for a trip to France, and he clocked up 5k miles on those trips, the car couls have covered 9k miles in ayear but i have driven less than 4K.

so again - how would they know?

its one of those things I suppose they file under 'just in case we need it' so they can screw you on a claim - and what happens if you overdeclare, refund in the post? Nooooooo!

[(RIP) PLANK]

Originally Posted by lacroupade

its one of those things I suppose they file under 'just in case we need it' so they can screw you on a claim - and what happens if you overdeclare, refund in the post? Nooooooo!

or in case you are to daft to have prepared a decent alibi

[Deleted account DD]

The main way theyll catch you out is if the car falls into their hands say during a claim or written off and their engineer starts filling in the myriad of forms.

Dont forget , were theres an excuse theres no pay out

[(RIP) PLANK]

Originally Posted by daved

The main way theyll catch you out is if the car falls into their hands say during a claim or written off and their engineer starts filling in the myriad of forms.

Dont forget , were theres an excuse theres no pay out

but as i said, there is no proof exept the mot milage and that only proves the milage the vehicle has covered, not the ilage your have driven it on your insurance policy

i'm not recomending that people tell lies, that is the way to end up in big trouble, just wondering how they would prove it, unless of course you just admited you had done more.

[R1cho]

milage could also go up if you been towed