Insurance renewal time again

waterman · 13-08-2007, 22:23

Hi just renewed my Insurance today best quote was from Admiral @£192.15 fully comp for a 02 T2 12k miles with the mrs as 2nd driver - pretty good methinks!!-
ps no convictions either of us and bullbars on the front!!

just dont show them the pics of me towing out the Coastguard Toyota on the gallery!!!

:

13-08-2007, 22:31

Pretty good!cheapest quote i got was 290 full comp..thats with 9 years no claims and no points..whats your secret :?: :?: :smile:

BongoBerry · 14-08-2007, 06:12

wow - i am dreading my insurance quote this october... last time it was 550 quid from adrian flux... seems having your 4x4 classified as group 15 does not help !

supertaff · 14-08-2007, 09:08

The secret is ........ YOUR POSTCODE !!!!
I live in Swansea, SA1 postcode, and although I am 57yrs. old, clean licence since 1966, held a PSV class 1 since 1974 and have maximum NCD .... the cheapest quote I have had so far ( insurance expires on 29/09/07) for my Mistral is £316:71 with NIG .
Maybe we should all move North to the top end of Scotland !!
Matt. :roll: :roll: :roll:

14-08-2007, 09:17

Quote:

Pretty good!cheapest quote i got was 290 full comp..thats with 9 years no claims and no points..whats your secretoh,and i'm 37,and its 11 years ncb! i got my insurance through confused.com with Quin Direct from Ireland!! :smile: :smile:

Terranosaurus · 14-08-2007, 09:22

I'm told NFU are good for 4x4s, and thy are much more friendly when it comes to basic 4x4 mods like bull bars, spotlights, reasonable lifts 2-3" on suspension and chassis IIRC and big MT's etc After all these are only the sort of things farmers do all the times to their tractors (sorry I mean landies).

BongoBerry · 14-08-2007, 10:09

just rang NFU - said they would not insure a 4x4 with a winch bar on it.

chap was not keen to have it referred to the underwriters either, said they were always declined

waterman · 14-08-2007, 23:13

YUP its the postcode that helps - also held a PSV since I was 20 -23 years past also HGV with (touch wood) NO convictions for self or wife #(yet) and 9 years no claims so DONT MOVE UP HERE or my premiums will rocket
Cheers waterman :twisted: :twisted: :twisted:

BongoBerry · 15-08-2007, 08:23

mmm 12 years no claims, hold a car and bike license. must be the post code and the lack of a tractor !

13-08-2007, 22:23	#1
waterman Senior Member Join Date: Jun 2005 Location: North Scotland Vehicle: Vauxhall Antara 2.0cdti E Posts: 140	Insurance renewal time again Hi just renewed my Insurance today best quote was from Admiral @£192.15 fully comp for a 02 T2 12k miles with the mrs as 2nd driver - pretty good methinks!!- ps no convictions either of us and bullbars on the front!! just dont show them the pics of me towing out the Coastguard Toyota on the gallery!!! : : : :

13-08-2007, 22:31	#2
Deleted Member Guest Posts: n/a	*Pretty good!cheapest quote i got was 290 full comp..thats with 9 years no claims and no points..whats your secret :?: :?: :smile:*

14-08-2007, 06:12	#3
BongoBerry Senior Member Join Date: Dec 2006 Location: Kenley, Surrey Vehicle: Patrol 4.8l & Terrano 2 Posts: 307	wow - i am dreading my insurance quote this october... last time it was 550 quid from adrian flux... seems having your 4x4 classified as group 15 does not help !

14-08-2007, 09:08	#4
supertaff Senior Member Join Date: Jun 2007 Location: Swansea, South Wales Vehicle: 1999 (V) Terrano II SE Posts: 273	The secret is ........ YOUR POSTCODE !!!! I live in Swansea, SA1 postcode, and although I am 57yrs. old, clean licence since 1966, held a PSV class 1 since 1974 and have maximum NCD .... the cheapest quote I have had so far ( insurance expires on 29/09/07) for my Mistral is £316:71 with NIG . Maybe we should all move North to the top end of Scotland !! Matt. :roll: :roll: :roll:

14-08-2007, 09:22	#6
Terranosaurus Senior Member Join Date: Aug 2006 Location: YORKSHIRE Vehicle: 2001 2.7 TDi T2 SWB Posts: 4,077	I'm told NFU are good for 4x4s, and thy are much more friendly when it comes to basic 4x4 mods like bull bars, spotlights, reasonable lifts 2-3" on suspension and chassis IIRC and big MT's etc After all these are only the sort of things farmers do all the times to their tractors (sorry I mean landies).

14-08-2007, 10:09	#7
BongoBerry Senior Member Join Date: Dec 2006 Location: Kenley, Surrey Vehicle: Patrol 4.8l & Terrano 2 Posts: 307	just rang NFU - said they would not insure a 4x4 with a winch bar on it. chap was not keen to have it referred to the underwriters either, said they were always declined

14-08-2007, 23:13	#8
waterman Senior Member Join Date: Jun 2005 Location: North Scotland Vehicle: Vauxhall Antara 2.0cdti E Posts: 140	YUP its the postcode that helps - also held a PSV since I was 20 -23 years past also HGV with (touch wood) NO convictions for self or wife #(yet) and 9 years no claims so DONT MOVE UP HERE or my premiums will rocket Cheers waterman :twisted: :twisted: :twisted:

15-08-2007, 08:23	#9
BongoBerry Senior Member Join Date: Dec 2006 Location: Kenley, Surrey Vehicle: Patrol 4.8l & Terrano 2 Posts: 307	mmm 12 years no claims, hold a car and bike license. must be the post code and the lack of a tractor !