too good to be true ?

briggie · 23-05-2011, 21:19

our car insurance is up for renewal at the month, and the renewal quotes from our existing company ( direct line ) were quite frankly ridiculous ..... £1600 for sheilas car and £1150 for mine .... so ...... i started to shop around .....

i was totally honest about my illness , and the fact i was hit by another driver ( his fault ) ..... also that sheila was hit by a uninsured driver .. and that she needs class 1 business use.....

quotes i got are ........

for my car ....... £760

sheilas car ....... £675

too good to be true ?

ive checked the details to see if everything is covered and declared

clivvy · 23-05-2011, 21:40

i cant believe you use the words "too good to be true"!! very expensive mate, cant you find cheaper??

briggie · 23-05-2011, 21:41

Quote:

Originally Posted by clivvy

i cant believe you use the words "too good to be true"!! very expensive mate, cant you find cheaper??

nope , thats the cheapest

R1cho · 23-05-2011, 21:47

thats more than double what i'm paying, where you go to get that price?

briggie · 23-05-2011, 21:58

Quote:

Originally Posted by R1cho

thats more than double what i'm paying, where you go to get that price?

few problems..

sheila has to have class 1 business use on any car she may drive ( and that costs lots )

she was hit by a uninsured driver who cant be traced ( left the country )

my illness

plus both cars are imports

jims-terrano · 23-05-2011, 22:15

I was talking to a friend on Saturday (Russell from the course Pete) and he has a Disco. His insurance went up from £400 to £900. I've heard of a few stories of the insurance premiums going up. Hope it's not a blanket price hike.

Jim

briggie · 23-05-2011, 22:16

yes jim , ive heard about the price hike .. i believe its in the order of 30%

im struggling to afford to run the car as it is with fuel prices etc ..... it is a strong possibility that i may have to give up driving

solarman216 · 23-05-2011, 22:25

from what I have heard it is an across the board steal, seems there are too many uninsured drivers out there and also the fake accident scam is taking its toll, so be very wary of some scam merchant in front slamming on the brakes for no reason, if you hit him it is your fault and the none existent passengers will claim whiplash injury, so basic rule keep your distance, and concentrate, all of the time, good luck, Rick

MudLifeCrisis · 24-05-2011, 00:18

Been with Direct Line for 11 years until today. price rose from £318 to £480.

Renewed with More Than for £216 !!!!!!!!!!!!!

Same cover, fully comp and ocassional business use.

Brian

briggie · 24-05-2011, 08:02

Quote:

Originally Posted by MudLifeCrisis

Been with Direct Line for 11 years until today. price rose from £318 to £480.

Renewed with More Than for £216 !!!!!!!!!!!!!

Same cover, fully comp and ocassional business use.

Brian

We’re really sorry that we are unable to offer you a quotation for MORE TH>N Car Insurance.

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briggie · 23-05-2011, 22:24

Why is my car insurance going to go up?

Because insurers say they are paying out more than they are taking in. A survey carried out by industry experts EMB, the independent actuarial and consultancy supports this. Their survey showed that last year that for every £1 the retail motor industry received in premiums, it had to pay out £1.20 in costs and claims.

Blamed on higher bodily injury claims, this means insurance companies have to raise their premiums.

The competitive nature of online insurance resulted in 2009 becoming one the industry's least profitable years on record. The use of claim management companies and no-win, no-fee solicitors are on the rise and have added to the 'claim culture'.

How does this affect me?

The knock-on effect of this is that drivers could face paying up to 20% more for their car insurance. The average premium of a careful driver with a full no-claims bonus could rise from the average price of £400 to £480.

Read more: http://www.thisismoney.co.uk/insuran...#ixzz1NDH0tXyF

23-05-2011, 21:19	#1
briggie Senior Member Join Date: Mar 2010 Location: peoples democratic republic of west yorkshire Vehicle: " alice " Posts: 10,473	too good to be true ? our car insurance is up for renewal at the month, and the renewal quotes from our existing company ( direct line ) were quite frankly ridiculous ..... £1600 for sheilas car and £1150 for mine .... so ...... i started to shop around ..... i was totally honest about my illness , and the fact i was hit by another driver ( his fault ) ..... also that sheila was hit by a uninsured driver .. and that she needs class 1 business use..... quotes i got are ........ for my car ....... £760 sheilas car ....... £675 too good to be true ? ive checked the details to see if everything is covered and declared

23-05-2011, 21:40	#2
clivvy Senior Member Join Date: Mar 2009 Location: Huddersfield Vehicle: Terrano 03 LWB Posts: 6,947	i cant believe you use the words "too good to be true"!! very expensive mate, cant you find cheaper??

23-05-2011, 21:47	#4
R1cho Senior Member Join Date: Aug 2010 Location: Wales Vehicle: 1997 LandCruiser Colorado Posts: 4,201	thats more than double what i'm paying, where you go to get that price?

23-05-2011, 22:15	#6
jims-terrano Senior Member Join Date: Sep 2004 Location: UK Posts: 12,965	I was talking to a friend on Saturday (Russell from the course Pete) and he has a Disco. His insurance went up from £400 to £900. I've heard of a few stories of the insurance premiums going up. Hope it's not a blanket price hike. Jim

23-05-2011, 22:16	#7
briggie Senior Member Join Date: Mar 2010 Location: peoples democratic republic of west yorkshire Vehicle: " alice " Posts: 10,473	yes jim , ive heard about the price hike .. i believe its in the order of 30% im struggling to afford to run the car as it is with fuel prices etc ..... it is a strong possibility that i may have to give up driving

23-05-2011, 22:25	#8
solarman216 Off road maniac Join Date: Dec 2009 Location: Bexhill on Sea Vehicle: Y60 Patrol Me, 3 ltr Mrs Posts: 17,427	from what I have heard it is an across the board steal, seems there are too many uninsured drivers out there and also the fake accident scam is taking its toll, so be very wary of some scam merchant in front slamming on the brakes for no reason, if you hit him it is your fault and the none existent passengers will claim whiplash injury, so basic rule keep your distance, and concentrate, all of the time, good luck, Rick

24-05-2011, 00:18	#9
MudLifeCrisis Senior Member Join Date: Sep 2006 Location: St Albans Herts Vehicle: 1997 Mav 2.7tdi lwb Posts: 1,377	Been with Direct Line for 11 years until today. price rose from £318 to £480. Renewed with More Than for £216 !!!!!!!!!!!!! Same cover, fully comp and ocassional business use. Brian

23-05-2011, 22:24	#11
briggie Senior Member Join Date: Mar 2010 Location: peoples democratic republic of west yorkshire Vehicle: " alice " Posts: 10,473	Why is my car insurance going to go up? Because insurers say they are paying out more than they are taking in. A survey carried out by industry experts EMB, the independent actuarial and consultancy supports this. Their survey showed that last year that for every £1 the retail motor industry received in premiums, it had to pay out £1.20 in costs and claims. Blamed on higher bodily injury claims, this means insurance companies have to raise their premiums. The competitive nature of online insurance resulted in 2009 becoming one the industry's least profitable years on record. The use of claim management companies and no-win, no-fee solicitors are on the rise and have added to the 'claim culture'. How does this affect me? The knock-on effect of this is that drivers could face paying up to 20% more for their car insurance. The average premium of a careful driver with a full no-claims bonus could rise from the average price of £400 to £480. Read more: http://www.thisismoney.co.uk/insuran...#ixzz1NDH0tXyF