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Old 19-03-2011, 11:30   #1
briggie
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Angry insurance

as you know sheilas disco has gone , so i got her a mistral , her insurance has gone up from £560 annually .... to wait for it ..............£1050 ..... the only difference is she has a mistral now
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Old 19-03-2011, 11:31   #2
R1cho
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who ya with?
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Old 19-03-2011, 11:32   #3
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bloody hell!!

you seriously need to shop around mate. i had the same experience with my MX3 and i got it back down to a more reasonable amount.
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Old 19-03-2011, 11:33   #4
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Originally Posted by R1cho View Post
who ya with?
direct line , but even nfu say they cant provide a quote without information on her non fault claim last year ...... the thing is the ONLY DIFFERENCE is she has changed her car to a mistral .......
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Old 19-03-2011, 11:35   #5
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Direct Line did this to me mate, but I managed to stick with them and get better quotes. Try putting you as the main driver, and her as the named driver....do it online....
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Old 19-03-2011, 11:37   #6
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Direct Line did this to me mate, but I managed to stick with them and get better quotes. Try putting you as the main driver, and her as the named driver....do it online....
but im allready the holder of a policy with them
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Old 19-03-2011, 11:39   #7
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try sureterm, mines £328 a year fully comp with them
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Old 19-03-2011, 11:38   #8
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Is it causce it's a Jap import??? maybe???
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Old 19-03-2011, 11:39   #9
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Is it causce it's a Jap import??? maybe???
so is mine
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Old 19-03-2011, 11:35   #10
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sheila is 62 ( nearly 63 ) and her only blemish is a wonker ( deliberate missprint ) ran into the back of her last year ....... and he wasnt insured
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Old 19-03-2011, 11:39   #11
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Default for comparision purposes

1993 landrover ( sorry for swearing ) discovery tdi auto ...... valued at £1000.....£560 premium


1994 nissan mistral ............. £1050
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Old 19-03-2011, 13:20   #12
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ok , after a long protracted phone call to the insurance company, the reasons they gave for the increase in premium......

car has tinted windows to the rear which are counted as a modification

car has had rear seats removed , which also counts as a modification

car has had factory fitted a bar removed ..guess what ? ... which counts as a modification

if i remove the tinted rear film and replace the rear seats the premium will drop to around £790 per year.


fuffin stoopid innit ?
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Old 19-03-2011, 13:22   #13
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should have just told them it was standard lol
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Old 19-03-2011, 13:33   #14
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Direct Line is NOT the place to be with a truck like that. They are looking for solid, middle-class reliable business and will whack anyone/anything that isn't.

Adrian Flux would probably do a better deal than that frankly....all that 'mod' stuff is bollox. But (i) the fact it is an import doesn't help, and (ii) even though the accident wasn't her fault, as I've said before, the insurance companies automatically stick your risk up so your base premium increases, even if your percentage NCD remains the same.
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Old 19-03-2011, 13:58   #15
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pete try sureterm direct its is alot cheaper, i was getting qoutes like £1000 but i tried them and it was £440, with her age should be alot cheaper unless you have alot of car crime
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