I'm looking for car insurance with a twist ???

niks_terrano ii · 25-12-2012, 22:02

Hi guys hope you all had a wonderful day !!

I've been given a bit of a project by my mum and dad for a surprise for Christmas a 3dr 1991 vw golf gti 8v slammed with coil overs on bbs wheels!

A real nice surprise as I've always wanted one ever since my dad had one from new in 1987.

But my dilemma is insurance as I've just bought another t2 for the missus and I also have my one which is well modded so would prefer to use the wife's t2 as the every day car and holiday car.

At the moment I've got my truck insured £600 a year & got a quote for the wife to be added on the new truck's insurance which I've been quoted £530 a year,
Oh and the wife has a provissional license.

Now I've got the golf which is 22 years old and will need insuring and at a guess will be another £500 on limited mileage etc

Is there a cheaper way ??

Any suggestions guys

96terrano · 25-12-2012, 22:26

ive got a load of red GTI strips for the doors and bumper stick on

96terrano · 25-12-2012, 22:34

....

clivvy · 26-12-2012, 11:29

hi Nik, very awesome gift indeed, I love those MK2 golfs, not many of them around! I assume its a late MK2??

anyway, id be considering:

tracked insurance
classic insurance
multicar at least
Pay as you go insurance.

have alook at them, there are options out there, especially for classic car owners, which I THINK yours is classed as Classic in terms of production not age, but i am sure you could get a classic policy.

Pay as you go is also an option, a friend had that, cost him considerably less than a normal insurance policy on a bog standard Ford Focus. They fit a box, that tells the insurance how far you have been etc, in mileage/time and you pay for that usage. worth a look. i looked once, and didnt suit me because of the mileage i do.

supergnome · 26-12-2012, 11:57

We will all have these one day. Yank cars have one that calls recovery if your in a bump and don't reply to their call. Big Brother, " it'll be for your own good " My arse! David.

terranobreakershropshire · 26-12-2012, 12:58

i run 3 cars on a admiral policy for about 1200. mrs only has couple of years no claims so her car is over 600! my 2 are under 600. terrano and astra gte. (i have a golf mk 2 16v 3door in my shed that i havnt touched for ages, i am hoping to get it on the road next summer instead of my astra)

25-12-2012, 22:02	#1
niks_terrano ii Senior Member Join Date: Jan 2010 Location: caterham surrey Vehicle: 2.4 maverick ---LWB Posts: 390	I'm looking for car insurance with a twist ??? Hi guys hope you all had a wonderful day !! I've been given a bit of a project by my mum and dad for a surprise for Christmas a 3dr 1991 vw golf gti 8v slammed with coil overs on bbs wheels! A real nice surprise as I've always wanted one ever since my dad had one from new in 1987. But my dilemma is insurance as I've just bought another t2 for the missus and I also have my one which is well modded so would prefer to use the wife's t2 as the every day car and holiday car. At the moment I've got my truck insured £600 a year & got a quote for the wife to be added on the new truck's insurance which I've been quoted £530 a year, Oh and the wife has a provissional license. Now I've got the golf which is 22 years old and will need insuring and at a guess will be another £500 on limited mileage etc Is there a cheaper way ?? Any suggestions guys

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25-12-2012, 22:26	#2
96terrano Senior Member Join Date: Jun 2010 Location: Dumfries and Galloway, Scotland Vehicle: Nissan Terrano 2.7TD LWB Posts: 8,024	ive got a load of red GTI strips for the doors and bumper stick on

26-12-2012, 11:29	#4
clivvy Senior Member Join Date: Mar 2009 Location: Huddersfield Vehicle: Terrano 03 LWB Posts: 6,947	hi Nik, very awesome gift indeed, I love those MK2 golfs, not many of them around! I assume its a late MK2?? anyway, id be considering: tracked insurance classic insurance multicar at least Pay as you go insurance. have alook at them, there are options out there, especially for classic car owners, which I THINK yours is classed as Classic in terms of production not age, but i am sure you could get a classic policy. Pay as you go is also an option, a friend had that, cost him considerably less than a normal insurance policy on a bog standard Ford Focus. They fit a box, that tells the insurance how far you have been etc, in mileage/time and you pay for that usage. worth a look. i looked once, and didnt suit me because of the mileage i do.

26-12-2012, 11:57	#5
supergnome Senior Member Join Date: Sep 2010 Location: Isle of Axholme Vehicle: T2, 2.7 TDI 2002 lwb Posts: 955	We will all have these one day. Yank cars have one that calls recovery if your in a bump and don't reply to their call. Big Brother, " it'll be for your own good " My arse! David.

26-12-2012, 12:58	#6
terranobreakershropshire Senior Member Join Date: Feb 2011 Location: shropshire Vehicle: d22 double cab 2001 Posts: 175	i run 3 cars on a admiral policy for about 1200. mrs only has couple of years no claims so her car is over 600! my 2 are under 600. terrano and astra gte. (i have a golf mk 2 16v 3door in my shed that i havnt touched for ages, i am hoping to get it on the road next summer instead of my astra)