Terrano insurance

96terrano · 07-04-2012, 14:37

Well, this year, I hope to take my driving test so I can drive my terrano on roads and not just private land

question is, how the feck do I get insurance as I'm soon to be a 17 year old

as a t2 ain't what I should be driving. These companies would rather me be driving somthing else e.g a saxo or 106

, pah, no thank you

Kamsin · 07-04-2012, 15:29

When i passed my test i had a 1970 ford Escort that was falling to bits.
It cost me almost £400 to insure it and this was in 1988. If you do the math, your no worse off that i was back then.

But credit too you though, at least you getting insurance, not like some people that are on the roads.

You could get your dad to insure it as his car and have you as a named driver.

you used to be able to get cover on any car with fully comp insurance but they stopped giving that to under 25's cos they knew they were driving another car.

gazterrano · 07-04-2012, 16:10

i cant imagine its gonna be easy getting a decent quote at 17 in a terrano like you say they prefer you in little 1 litre cars even then its mortgage money

it may be wise to bite the bullet use a small car to start with just to build up couple yrs no claims first ... good luck shop around but be prepared for high premium at first

stinka · 07-04-2012, 16:10

My first car was a fiesta xr2 mk2, second was a mk2 golf gti, insurance was £550 and £750 respectively. That was 1997 and I earned £100 per week less tax take home as a trainnee mechanic

gazterrano · 07-04-2012, 16:21

beetle was my first motor cost £68 insurance almost fell over at the time but now new drivers would welcome that quote with ease

even today 34 yrs driving no convictions accidents or offences my terrano fully comp £600 which is due in next couple month keeps going on the increase . time to shop around this time each yr they just keep saying its inflation

i feel im paying for the thousands un insured

supergnome · 07-04-2012, 16:39

Think you'll need a small lottery win . My simpathy to you these are crazy times. 17yr olds statistics don't read good so you will be paying for others wrecklessnes. But don't give up, you may find a company to take you on.
Don't suppose it'll help telling you my first legal car in 1967 cost me £32 fully comp,£50 excess. David.

firebobby · 07-04-2012, 16:46

We have just got insurance for my son on his 1989 Mini city, it started at £4950 and we ended up at £1030..bit of a difference

Like it's already been said here, you need to start with a small engine for a few years or have bloody deep pockets.

Nisstay · 07-04-2012, 22:21

Quote:

Originally Posted by gazterrano

beetle was my first motor cost £68 insurance almost fell over at the time but now new drivers would welcome that quote with ease

even today 34 yrs driving no convictions accidents or offences my terrano fully comp £600 which is due in next couple month keeps going on the increase . time to shop around this time each yr they just keep saying its inflation

i feel im paying for the thousands un insured

all very puzzling ........ I am 70 with 38 years clean licence ...... have business use included .... and its under £300 fully comp .

Nisstay · 08-04-2012, 09:37

Quote:

Originally Posted by Nisstay

all very puzzling ........ I am 70 with 38 years clean licence ...... have business use included .... and its under £300 fully comp .

my premium this year was actually £ 289.54 including £ 15 for legal expenses cover and was with Chaucer insurance . declared push ball joint as well

07-04-2012, 14:37	#1
96terrano Senior Member Join Date: Jun 2010 Location: Dumfries and Galloway, Scotland Vehicle: Nissan Terrano 2.7TD LWB Posts: 8,024	Terrano insurance Well, this year, I hope to take my driving test so I can drive my terrano on roads and not just private land question is, how the feck do I get insurance as I'm soon to be a 17 year old as a t2 ain't what I should be driving. These companies would rather me be driving somthing else e.g a saxo or 106, pah, no thank you

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07-04-2012, 15:29	#2
Kamsin Senior Member Join Date: Dec 2010 Location: East Midlands Vehicle: Maverick 4x4 2.7 TDI 97 Posts: 1,211	When i passed my test i had a 1970 ford Escort that was falling to bits. It cost me almost £400 to insure it and this was in 1988. If you do the math, your no worse off that i was back then. But credit too you though, at least you getting insurance, not like some people that are on the roads. You could get your dad to insure it as his car and have you as a named driver. you used to be able to get cover on any car with fully comp insurance but they stopped giving that to under 25's cos they knew they were driving another car.

07-04-2012, 16:10	#3
gazterrano Senior Member Join Date: Nov 2011 Location: rotherham s.yorks Vehicle: terrano11 2.7tdi Posts: 369	i cant imagine its gonna be easy getting a decent quote at 17 in a terrano like you say they prefer you in little 1 litre cars even then its mortgage money it may be wise to bite the bullet use a small car to start with just to build up couple yrs no claims first ... good luck shop around but be prepared for high premium at first

07-04-2012, 16:10	#4
stinka Senior Member Join Date: Feb 2012 Location: Staffs Vehicle: '02 Terrano TDI sport lwb Posts: 3,787	My first car was a fiesta xr2 mk2, second was a mk2 golf gti, insurance was £550 and £750 respectively. That was 1997 and I earned £100 per week less tax take home as a trainnee mechanic

07-04-2012, 16:21	#5
gazterrano Senior Member Join Date: Nov 2011 Location: rotherham s.yorks Vehicle: terrano11 2.7tdi Posts: 369	beetle was my first motor cost £68 insurance almost fell over at the time but now new drivers would welcome that quote with ease even today 34 yrs driving no convictions accidents or offences my terrano fully comp £600 which is due in next couple month keeps going on the increase . time to shop around this time each yr they just keep saying its inflation i feel im paying for the thousands un insured

07-04-2012, 16:39	#6
supergnome Senior Member Join Date: Sep 2010 Location: Isle of Axholme Vehicle: T2, 2.7 TDI 2002 lwb Posts: 955	Think you'll need a small lottery win . My simpathy to you these are crazy times. 17yr olds statistics don't read good so you will be paying for others wrecklessnes. But don't give up, you may find a company to take you on. Don't suppose it'll help telling you my first legal car in 1967 cost me £32 fully comp,£50 excess. David.

07-04-2012, 16:46	#7
firebobby Senior Member Join Date: Feb 2012 Location: South Bucks Vehicle: Terrano 3.0 SVE 2005 Posts: 3,499	We have just got insurance for my son on his 1989 Mini city, it started at £4950 and we ended up at £1030..bit of a difference Like it's already been said here, you need to start with a small engine for a few years or have bloody deep pockets.