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The Clubs Virtual Pub For general chat, so come on in and pull up a chair. |
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19-03-2011, 11:30 | #1 |
Senior Member
Join Date: Mar 2010
Location: peoples democratic republic of west yorkshire
Vehicle: " alice "
Posts: 10,473
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insurance
as you know sheilas disco has gone , so i got her a mistral , her insurance has gone up from £560 annually .... to wait for it ..............£1050 ..... the only difference is she has a mistral now
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19-03-2011, 11:31 | #2 |
Senior Member
Join Date: Aug 2010
Location: Wales
Vehicle: 1997 LandCruiser Colorado
Posts: 4,201
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who ya with?
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19-03-2011, 11:32 | #3 |
Senior Member
Join Date: Mar 2009
Location: Huddersfield
Vehicle: Terrano 03 LWB
Posts: 6,947
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bloody hell!!
you seriously need to shop around mate. i had the same experience with my MX3 and i got it back down to a more reasonable amount. |
19-03-2011, 11:33 | #4 |
Senior Member
Join Date: Mar 2010
Location: peoples democratic republic of west yorkshire
Vehicle: " alice "
Posts: 10,473
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19-03-2011, 11:35 | #5 |
Senior Member
Join Date: Mar 2009
Location: Huddersfield
Vehicle: Terrano 03 LWB
Posts: 6,947
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Direct Line did this to me mate, but I managed to stick with them and get better quotes. Try putting you as the main driver, and her as the named driver....do it online....
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19-03-2011, 11:37 | #6 |
Senior Member
Join Date: Mar 2010
Location: peoples democratic republic of west yorkshire
Vehicle: " alice "
Posts: 10,473
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19-03-2011, 11:39 | #7 |
Senior Member
Join Date: Aug 2010
Location: Wales
Vehicle: 1997 LandCruiser Colorado
Posts: 4,201
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try sureterm, mines £328 a year fully comp with them
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19-03-2011, 11:38 | #8 |
Senior Member
Join Date: Jul 2010
Location: north east
Vehicle: 99 2.7 se tourning auto
Posts: 151
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Is it causce it's a Jap import??? maybe???
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19-03-2011, 11:39 | #9 |
Senior Member
Join Date: Mar 2010
Location: peoples democratic republic of west yorkshire
Vehicle: " alice "
Posts: 10,473
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19-03-2011, 11:35 | #10 |
Senior Member
Join Date: Mar 2010
Location: peoples democratic republic of west yorkshire
Vehicle: " alice "
Posts: 10,473
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sheila is 62 ( nearly 63 ) and her only blemish is a wonker ( deliberate missprint ) ran into the back of her last year ....... and he wasnt insured
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19-03-2011, 11:39 | #11 |
Senior Member
Join Date: Mar 2010
Location: peoples democratic republic of west yorkshire
Vehicle: " alice "
Posts: 10,473
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for comparision purposes
1993 landrover ( sorry for swearing ) discovery tdi auto ...... valued at £1000.....£560 premium
1994 nissan mistral ............. £1050 |
19-03-2011, 13:20 | #12 |
Senior Member
Join Date: Mar 2010
Location: peoples democratic republic of west yorkshire
Vehicle: " alice "
Posts: 10,473
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ok , after a long protracted phone call to the insurance company, the reasons they gave for the increase in premium......
car has tinted windows to the rear which are counted as a modification car has had rear seats removed , which also counts as a modification car has had factory fitted a bar removed ..guess what ? ... which counts as a modification if i remove the tinted rear film and replace the rear seats the premium will drop to around £790 per year. fuffin stoopid innit ? |
19-03-2011, 13:22 | #13 |
Senior Member
Join Date: Aug 2010
Location: Wales
Vehicle: 1997 LandCruiser Colorado
Posts: 4,201
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should have just told them it was standard lol
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19-03-2011, 13:33 | #14 |
Senior Member
Join Date: Jan 2009
Location: All hail to the Glove of Love...
Posts: 9,212
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Direct Line is NOT the place to be with a truck like that. They are looking for solid, middle-class reliable business and will whack anyone/anything that isn't.
Adrian Flux would probably do a better deal than that frankly....all that 'mod' stuff is bollox. But (i) the fact it is an import doesn't help, and (ii) even though the accident wasn't her fault, as I've said before, the insurance companies automatically stick your risk up so your base premium increases, even if your percentage NCD remains the same. |
19-03-2011, 13:58 | #15 |
Senior Member
Join Date: Aug 2010
Location: Manchester
Vehicle: Ford Maverick 2.7 LWB GLX
Posts: 1,519
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pete try sureterm direct its is alot cheaper, i was getting qoutes like £1000 but i tried them and it was £440, with her age should be alot cheaper unless you have alot of car crime
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