View Full Version : NFU mutual recommended !
Yakkerman
21-08-2010, 13:25
Got 3 quotes yesterday for fully comp protected insurance with full breakdown recovery for my 1998 import Mistral 2.7tdi ... i have maximum no claims discount.
1: My existing insurers wouldnt insure it .. :(
2: Adrian Flux = £473.86 inc breakdown with local garages network.
3: NFU Mutual = £472.50 inc Full breakdown and recovery with RAC.
As its my first 4x4 and an import prices were pretty steep so needed to pay deposit and pay rest monthly direct debit over 11 months
Adrian Flux wanted £65 deposit up front and 11 monthly payments £56 = total of £681 so £207.14 added for admin fees and paying monthly etc .. :eek:
NFU Mutual wanted £44 first payment payable on 18th Sept then 11 months at £40.44 ... total £488.84 ... so £16.34 added for admin etc ..
So as you can see i went with the NFU ! :)
I am with them as well.Check prices every year and they are always very competitive so stay with them.Other thing is they are down the road (6 miles) and I always speak to the same local person with a pronouncable name. Suits me sir !:thumb2
patroljock
21-08-2010, 19:22
The other thing worth noting is that the more you insure with them the more annual discount you get - they now do both our 4x4's, house, business, dog and each year I save a lotadosh in comparison to what I used to pay - they are also sensible by insuring both 4x4's on a combined policy !! magic
ATB Patroljock
...Other thing is they are down the road (6 miles) and I always speak to the same local person with a pronouncable name.
This was a big deciding factor for me too.
The NFU were not the cheapest but, the quality of service is superb :clap
Deleted account DD
21-08-2010, 22:31
I have to say whenever I've contacted NFU theyve been helpful and friendly, not at all pushy but their prices have been way out :nenau
When I last insured the T2 I cant remeber exact figures but somewhere around £250 ish maybe a little less. NFU were over £400. They were up there with axa and direct line cost wise.
ALWAYS worth shopping around :thumb2
Yakkerman
21-08-2010, 22:43
the problem is that wherever one goes with an Imported vehicle the cover prices will be much higher ...
Its quite reassuring though that the NFU dont seem to want to charge much if anything at all in the way of admin fees etc while other insurance companies like Adrian Flux who i rang just to want to milk you dry with extra charges !
Deleted account DD
21-08-2010, 22:53
So long as you get top cover for minimum bucks it doesnt really matter who's name is on the policy doc :thumb2 thats my philosophy anyway.
Over the last two years Ive been with Bell and Elephant. I'm now with Admiral.
Each time I move I save money, quite a lot this time around..............but they're all the same company working out of the same office with access to the same computers :nenau
Work that one out :D
IM INSURED WITH DIRECT LINE , and yes they know its a imported mistral , ok i get loaded a lot because of my medical condition , but i have a full no claims bonus
macabethiel
21-08-2010, 23:41
NFU mutual should have lower excess and £50 excess for glass cover, adrian flux were £90 excess for glass cover and higher accident excess.
NFU mutual should have lower excess and £50 excess for glass cover, adrian flux were £90 excess for glass cover and higher accident excess.
£75 my windscreen excess
Peasgood
22-08-2010, 00:23
NFU will do whatever excess you want. Lower the excess and the higher the premiums are. Mine was £100 as that's what i wanted.
BigBlack
22-08-2010, 01:23
I'm with NFU - A1 :thumb2
Deleted account DD
22-08-2010, 08:25
NFU will do whatever excess you want. Lower the excess and the higher the premiums are.
Most do that :thumb2 if yo u go on somewhere like confused.com theres a little slider button on the results page where you can alter the excess and see the premium change.
jims-terrano
22-08-2010, 08:50
I'm with NFU, changed from DL last year. They were only about 20 quid cheaper but I liked their telephone manner if you know what I mean.
On the down side I've no idea why I can't get a premium below 400 quid fully comp, me and mrs both in our 40's and have full no claims. We don't live in a bad area and motor is kept off street:nenau
Only downer I had with NFU was when they asked about mods I mentioned I was thinking about having a second battery fitted to supply power for camping and such things. They basically said no way?
Jim
I left Direct Line when we moved house one block away and the vehicle was off the street and in a locked garage. They wanted to charge me an extra £50 even though the car was now safer overnight ! They simply said the post code was different and that was it. The fact that the car had been vandalised at the previous address made no difference at all and the faceless voice on the phone was just not interested.. :doh
Living in Mid wales managed to get full comp with Swinton for £350 with £100 excess. Not bad as they would not take my full no claims in to account as the Mav 2.7 td is a third car only used for off road, rally marshalling and the occasional trip to work.
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