Insurance Renewal

[ClanWolf]

Okay folks, who's good for T2 insurance?

My best quote so far is doable - if I have an excess greater than the trade value of the car! :doh

My renewal is quoted at £85 a month - so i told them to shove it (this on top of the fact it took them four months to barely sort out last year's renewal f*ckup).

[Fez_uk]

How old are you and do you have any ncb or points etc?

[jims-terrano]

Compare the Meercat, SIMPLES:thumb2

Did for me.

[ClanWolf]

The quote with the huge excess was the meerkats best effort.

50 yrs, 14+ years protected NCB (but hit & run on my parked car in Feb '09 came out of my insurance), no convictions in last 5 years.

[Fez_uk]

Im paying £68 a month for 10 months for my landrover all modded.

If I payed in one go it's £520 + £54 breakdown cover.

I am 23 with 3 yr ncb.

Try confused.com, I was getting quotes as standard for £500 fully comp.

[makeitfit]

You simply have to blag it mate. The prices these days are complete ballocks :o I just had my renewal from Adrian Flux last week. They ruddy well doubled it from last year so I told them to stuff it in a dark place :sly
I was then asked what quotes I had had to warrant my reply/ I simply said I'd had a quote from Sureterm at half what they wanted (AF 580) ST 290 :lol
Took about 5 mins for them to come back with a new policy for less than the one I'd just told them :naughty
Fill your boots mate :cool:

[Fez_uk]

Ha, I did a similar thing with AF a few days back. Although not quite the saving you did but good for my age. Saved £100 just by saying I can get it cheaper on confused.com. :naughty

[RJL Services]

hi
i insure my nissan mistral import with the post office as my last insurance company would not cover it as it was an import and the last 2 years i have only payed £428 fully comp for me and my wife and she has only been driving for 3 years due for renewal in jan so will see if it has gone up i have 6yrs ncb
regar:thumb2ds
rob

[supergnome]

Try Achademy ins talk to Tracey ask for club discount. £ 300 for me full comp with an import. David.

[melissachels]

academy 4x4 gave me my best quote £700 compared to well over a grand elsewhere & club discount too :thumb2:D

[arcascomp]

I'm using Admiral multi car and have both T2 and Skoda Octy on fully comp, protected max NCD for wife and I at under £500 all in. However, I'm 42 and live in Scotland so I guess the risks are perceived to be lower.

Check your job description on Moneysavingexpert site as a different name for the same job can change it a bit too.

[Kamsin]

I too am with Admiral and have a multi car policy.

BMW 520 (06) £350 FC :augie
Ford Maverick (97) £ 275 FC :sly
Nissan Terrano (00) £170 FC :doh (Only insured it from begining of September till end Jan).

Im 42, full NCD, no points, no convictions and living in a town area.
Vehicles parked on secure driveway at night.:cool:

Down side to mulit car is they all have to run out at the same time, hence why i only insured the Teranno till end of Jan and you get one bill to renew them. Other than than they been really good. Iv decleard the mods i have done and they wernt bothered. :thumbs

[arcascomp]

That's interesting, I assumed Admiral wouldn't like anything non standard, maybe I need to make a call.

[ClanWolf]

Check your job description on Moneysavingexpert site as a different name for the same job can change it a bit too.

Good idea, except that my two options are 'unemployed' or 'author'. Neither of which rate highly in the reliability stakes, apparently.

[laurieash]

Saga over 50s £111.00 Full Comp full no claims Country area parked on drive.:thumb2 92 Terrano TD

[makeitfit]

Ins just drives me nuts :o I tried with Admiral to get three of our cars covered, well they wanted twice as much as I was already paying :eek: How the hell did that work ? Alfa 156 with 9 years NCD, Focus oil burner with 10 years NCD , and a Merc Vito with 1 year NCD, they wanted near 1500 quid the robbing barstewards. All individually covered now for a total of £446 :naughty
I have some points by the way :augie

[supergnome]

"Saga over 50s £111.00 Full Comp full no claims Country area parked on drive. 92 Terrano TD"
Laurie your going to get hate mail. saga won't do imports. David.

[laurieash]

"Saga over 50s £111.00 Full Comp full no claims Country area parked on drive. 92 Terrano TD"
Laurie your going to get hate mail. saga won't do imports. David.

But i ant got a import:lol

[solarman216]

My other halfs T2 is up for renewal later this month, current insurer Sureterm are asking £296 that's FC with breakdown cover and legal cover, Saga who we used to be with are talking around £250, for the same cover will let you know how we get on, Rick

[arcascomp]

Hmm, the other half's Skoda had a handbrake fail last week and rolled out of her parents drive and damaged the opposite neighbours 2012 corsa, no real option but to claim so January could be painful!

Protected no claims bonus so I'll save even more as the base premium will probably sky rocket!

[Kamsin]

Hmm, the other half's Skoda had a handbrake fail last week and rolled out of her parents drive and damaged the opposite neighbours 2012 corsa, no real option but to claim so January could be painful!

Protected no claims bonus so I'll save even more as the base premium will probably sky rocket!

Hate to be the bearer of bad news but your protected NCD wont help much. What the insurance will now do is raise the level of cover you need to high risk. If you have had no accidents you will have been in the low risk category.
That's how they con us all. So expect it to go up a fair bit. :(

[arcascomp]

Aye, that's what I meant, I'll still get my NCD, but now it'll be x% off a much larger figure, so in that stereotyped woman's 'shopping in the sales' terms, I'll save so much more!

The hit on my pocket will still be much larger too.

[ClanWolf]

:lol

Academy couldn't give me a competitive quote because Mak isn't modified enough! :eek: Well, that's a first.:doh

[Fez_uk]

alot of specialist mod insurance companies are that way.

Some mods actually make it cheaper as they are seen as a safety device.