View Full Version : Insurance Rip Off Brittain
jims-terrano
07-07-2011, 17:55
Got my renewal from NFU yesterday £653, got a quote from Sureterm of £540. What the heck is going on? we don't do anything special or have loads of mods.
Jim
PS top it all off whilst I was on phone getting quote the wife reversed her car in to the back of the truck!!!! first car I looked at was OK tho:thumbs, wifes got a right dint in her motor tho:doh
(RIP) PLANK
07-07-2011, 18:28
try Adrian Flux :thumb2
I had the same price hike problem and they sorted a better one for me :thumb2
http://www.nissan4x4ownersclub.com/forum/showthread.php?t=13147
I paid 350 ish 3rd party fire and theft in the end.
steve
(RIP) PLANK
07-07-2011, 18:44
I paid £291 fully comp, no claims protection, extra drivers , green lane cover and business use :augie
Adrian Flux :thumb2
I had my renewal from NFU yesterday, a 43% increase on last years premium :eek:
As all our cars and house insurance is with them, I will be calling into the local office on Monday to see how much they want to keep my business :augie
jims-terrano
07-07-2011, 19:38
I paid £291 fully comp, no claims protection, extra drivers , green lane cover and business use :augie
Adrian Flux :thumb2
I'll have that please:thumbs
It's a shame about NFU as they are pretty good to deal with.
Jim
BTW It's my fault that my wife reversed her car into the back of the Terrano today:doh
(RIP) PLANK
07-07-2011, 20:33
I'll have that please:thumbs
It's a shame about NFU as they are pretty good to deal with.
Jim
BTW It's my fault that my wife reversed her car into the back of the Terrano today:doh
Jim, tell them your in this club and you get a discount too :thumb2
im with adrian flux £795 3rd part fire and theft with 9 yrs ncb on my toll..
(RIP) PLANK
07-07-2011, 22:43
im with adrian flux £795 3rd part fire and theft with 9 yrs ncb on my toll..
I would want a free car for that :eek:
makeitfit
07-07-2011, 22:45
im with adrian flux £795 3rd part fire and theft with 9 yrs ncb on my toll..
How many points have you amassed then ? :doh or are you only 12 years old?:lol
Mine's about 350 with Afrian Flux, fully comp, off road cover, all mods inc LPG, business use,protected NCB, I've got 6 points and had a right off claim last year :D
£650 Third party fire and theft with adrian flux. But I am only 22 and have just 2yrs NCB
sureterm £340 fully comp 1 year ncb
im with adrian flux £795 3rd part fire and theft with 9 yrs ncb on my toll..
I take it moomin valley is A high risk vandel ridden area of wonderland :eek:
Another case of us that want to pay for insurance paying for the dickweeds that don't..
Christine's car went from £340 to £1500 with morethan (we are supposed to get it cheap cos we are both with them).. Full no claims, went with the Post office @ the end £390.
jims-terrano
08-07-2011, 18:57
Adrian flux - £481.72
Where the hell is the justice.
They explained reasons along the lines of:
Because I have 3 points
Because my wife has had one claim in which the other parties insurance paid out 4 years ago.
Because some old gimmer nudged her car in a car park on Saturday night and his insurance has already accepted liability.
Because I have business cover (basic going from one place of work to another)
And finally he didn't say this but... BECAUSE THEY CAN!!!!!
Anyone want to buy my T2?
Jim
PS quite seriously thinking about getting rid when it's MOT'd next week.
Mines due soon, already not sleeping @ night..
laurieash
27-07-2011, 17:32
Hi all just been on line today fo insurance Quote put in Third party only for my 1992 Terrano2 £169 not bad i thought try for the Laugh and put in Fully comp, £151.07 with Saga over 50s:thumbs so having some of that:thumbs
Laurie.
I take it moomin valley is A high risk vandel ridden area of wonderland :eek:
moomin vally was a car crime hotspot and im still paying for there fun..
im 38 with 9 years ncb, no points. insurance is the easy bit the hard bit is 12,000 miles a year at 25 to gallon on a run
larson
laurieash
27-07-2011, 21:33
moomin vally was a car crime hotspot and im still paying for there fun..
im 38 with 9 years ncb, no points. insurance is the easy bit the hard bit is 12,000 miles a year at 25 to gallon on a run
larson
where is moomin vally?
where is moomin vally?
well.... now your asking something arent you
Moomin Valley is a quiet, peaceful place somewhere in Finland. It was first discovered by Tove Janson in 1945. In Moomin Valley, eggshells turn into clouds and the rivers are (periodically) full of Rasberry Juice. In Moomin Valley, giant snow horses come to life and the Queen of the Cold rides accross the sky on winters nights... while in Moomin house, Moomin Mama, Moomin Papa, and Moomintroll himself keep an open house for all their friends.....
makeitfit
27-07-2011, 23:20
insurance is the easy bit the hard bit is 12,000 miles a year at 25 to gallon on a run
larson
Same as me :thumb2 that's why I run on Bio and LPG :sly
lacroupade
28-07-2011, 10:32
There are too many arseholes, insurance companies and police included, skimming off the top by allowing people in luxury cars to have expensive like for like replacements and then taking weeks to complete simple repairs. Then there are the ambulance chasers.
F*ck the lot of 'em. :mad::mad::mad:
The Patrolman
28-07-2011, 19:20
Sure term last year £200
This year renewal £308
19yeards NCD no points.....they should be paying me!!
now with some one else £218 not too bad!!
Dynamics
28-07-2011, 19:43
http://en.wikipedia.org/wiki/Moominvalley :thumb2
macabethiel
28-07-2011, 19:52
Got my renewal from NFU yesterday £653, got a quote from Sureterm of £540. What the heck is going on? we don't do anything special or have loads of mods.
Jim
PS top it all off whilst I was on phone getting quote the wife reversed her car in to the back of the truck!!!! first car I looked at was OK tho:thumbs, wifes got a right dint in her motor tho:doh
Just got renewal (NFU) for the R3mR its £463.03 with 3 years NCB, £250 excess fully comp. Nearest online quote so far is £450 with £350 excess.
eezelife
29-07-2011, 07:21
Insurance is much more on a Mistral. They instantly add around £200 to the price as it is an "imported" car, and so parts cost more! You can tell them the parts are the same price as the non imported ones...to no avail. My old insurance company insured me for my saab 900 2.0 - me and wife fully comp £187 - but when I changed to the Mistral they wanted over £800 -tossers.
After much searching online and ringing around I got one at £400 fully comp with Mayfaire.
When I was searching around I asked the cost of third party (as then the cost of parts for my imported truck do not come in to it) believe it or not, some companies charge MORE for third party than for fully comp!!! So they want to charge us more for less cover!! When asked why the reps have no answer.
makeitfit
29-07-2011, 08:56
Sure term last year £200
This year renewal £308
19yeards NCD no points.....they should be paying me!!
now with some one else £218 not too bad!!
Tell us who then ? :D
Yakkerman
29-07-2011, 11:43
Well ive got 10 years NCD ... clean licence etc ...
my mistral fully comp protected last year was £495 with NFU ... last week got renewal of £830 !!
Thats around a 65% hike !!!!!!!!!!!!
Told them where to put it !
Yakkerman
29-07-2011, 12:02
After much searching online and ringing around I got one at £400 fully comp with Mayfaire..
So is the Mayfiar you mention this one ?
http://www.mayfaironline.co.uk/motor-insurance/japanese-import.php
I rang them today and was quoted £560 comp .... ive got clean licence and full NCD ...
eezelife
29-07-2011, 14:24
So is the Mayfiar you mention this one ?
http://www.mayfaironline.co.uk/motor-insurance/japanese-import.php
I rang them today and was quoted £560 comp .... ive got clean licence and full NCD ...
Yes Yakkerman, that is them. I guess the price has gone up since march.
My insurance on my astra went down now only £240 (£270)(2 years ncd full comp)
Thats with ASDA
Tony
Hey All,
Havent been about for a while but thought i'd add my bit :)
Just insured my patrol 1990 for the 1st time, called round 12 companies and found Performance direct the best by far!
£305, Import, fully comp and all mods!!! (turbo, suspension and body lift, snorkel, wheels etc......)
Oh...and if you call Adrian flux, they only insure on the driveway for up to 4k, if you say its worth over that and then back track while on the phone they refuse cover!! Ha! crazy.
Daz
Ooh Ah,mine comes up in November and I am starting to brick it.:(
Yakkerman
04-11-2011, 13:50
i got my 1998 Mistral insured with NFU 2 years ago ..... £495 then and for last year ... 10 years no claims intact and the renewal last month was £830
Thats a MASSIVE rise !! .. i rang them and told them where to stick it ..
4x4onarret
04-11-2011, 14:20
Hi All,
1998 LWB terrano 2.7 TDi SE Touring.
I am 41 years young, 23+ years NCD, wife on the policy, No points or convictions for either of us.
End of August I paid £210 3rd party F & T, protected NCD and legal cover.
Was £187 the year before.:confused:
Gone with Bradford & Bingley insurance. Got the quote through Argos compare.
This did give me a £30 Argos voucher for buying through them so technically I have only paid £180:clap
Steve
Yakkerman
04-11-2011, 14:48
well im 53 ... full no claims etc etc .... so dont know where they are coming from with those prices at NFU ..
Maybe its because mine is a Jap import ...
Ill seriously have to look elsewhre ..
Yakkerman
04-11-2011, 16:09
thanks again for the info .... just got quote on Argos site and its £304 TPFT protected and thats for business use too ... well happy ! :)
I accepted via the Argos site with Swinton but no mention of my £30 voucher though in the Swinton emails ??
Is ths voucher sent automatically or do i need to contact Argos ?
:thumb2
I have just paid £274.00 fully comp with More Than.
That's me and a named driver (both over 40 with clean licenses).
£150.00 excess, £100.00 voluntary & £75.00 windscreen.
11 years NCB not protected.
I thought it was a fair deal and allowed me to get away from Shielas Wheels, who are part of eSure. The worlds worst insurance company (from my experience).
Alan
Insured mine today with Sureterm - £228.67 ! Don't ask me what the 67p is for !
Yakkerman
04-11-2011, 23:07
Cheap ! :)
Must be just he Jap imports that get banged for price .... hence my Mistral :o(
solarman216
05-11-2011, 02:39
just had Maggs renewal through today with Sureterm £291 fully comp including legal, and breakdown cover, 2 years no claim ( I thought it better she build up her own) been a second driver on mine for years, Rick
4x4onarret
05-11-2011, 21:23
Hi,
The Argos vouchers came after 60 days, you have to wait, Mine came today:)
This is the link to Argos compare
http://www.argos.co.uk/webapp/wcs/stores/servlet/CreditAndInsuranceView?langId=-1&storeId=10001&page=Credit%20%26%20Insurance%20homepage%7CInsuran ce%7CCar%20Insurance
When you get the list of insurers at the very bottom in the small print there will be a link on how to claim the vouchers.
Save the page, come back in 60 days and claim them back,
Bit of a pain but worth doing.:thumbs
If you cant see it PM me and I will look mine up, I have the link saved on my PC at work.
Cheers,
Steve.
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