too good to be true ?

[briggie]

our car insurance is up for renewal at the month, and the renewal quotes from our existing company ( direct line ) were quite frankly ridiculous ..... £1600 for sheilas car and £1150 for mine .... so ...... i started to shop around .....

i was totally honest about my illness , and the fact i was hit by another driver ( his fault ) ..... also that sheila was hit by a uninsured driver .. and that she needs class 1 business use.....

quotes i got are ........

for my car ....... £760

sheilas car ....... £675

too good to be true ?

ive checked the details to see if everything is covered and declared

[clivvy]

i cant believe you use the words "too good to be true"!! very expensive mate, cant you find cheaper??

[briggie]

i cant believe you use the words "too good to be true"!! very expensive mate, cant you find cheaper??

nope , thats the cheapest

[R1cho]

thats more than double what i'm paying, where you go to get that price?

[briggie]

thats more than double what i'm paying, where you go to get that price?

few problems..

sheila has to have class 1 business use on any car she may drive ( and that costs lots )

she was hit by a uninsured driver who cant be traced ( left the country )

my illness

plus both cars are imports

[jims-terrano]

I was talking to a friend on Saturday (Russell from the course Pete) and he has a Disco. His insurance went up from £400 to £900. I've heard of a few stories of the insurance premiums going up. Hope it's not a blanket price hike.

Jim

[briggie]

yes jim , ive heard about the price hike .. i believe its in the order of 30%

im struggling to afford to run the car as it is with fuel prices etc ..... it is a strong possibility that i may have to give up driving

[briggie]

Why is my car insurance going to go up?


Because insurers say they are paying out more than they are taking in. A survey carried out by industry experts EMB, the independent actuarial and consultancy supports this. Their survey showed that last year that for every £1 the retail motor industry received in premiums, it had to pay out £1.20 in costs and claims.

Blamed on higher bodily injury claims, this means insurance companies have to raise their premiums.

The competitive nature of online insurance resulted in 2009 becoming one the industry's least profitable years on record. The use of claim management companies and no-win, no-fee solicitors are on the rise and have added to the 'claim culture'.



How does this affect me?



The knock-on effect of this is that drivers could face paying up to 20% more for their car insurance. The average premium of a careful driver with a full no-claims bonus could rise from the average price of £400 to £480.


Read more: http://www.thisismoney.co.uk/insurance/car/article.html?in_article_id=497589&in_page_id=35#ixzz1NDH0tXyF

[solarman216]

from what I have heard it is an across the board steal, seems there are too many uninsured drivers out there and also the fake accident scam is taking its toll, so be very wary of some scam merchant in front slamming on the brakes for no reason, if you hit him it is your fault and the none existent passengers will claim whiplash injury, so basic rule keep your distance, and concentrate, all of the time, good luck, Rick

[MudLifeCrisis]

Been with Direct Line for 11 years until today. price rose from £318 to £480.


Renewed with More Than for £216 !!!!!!!!!!!!!

Same cover, fully comp and ocassional business use.


Brian

[briggie]

Been with Direct Line for 11 years until today. price rose from £318 to £480.


Renewed with More Than for £216 !!!!!!!!!!!!!

Same cover, fully comp and ocassional business use.


Brian

We’re really sorry that we are unable to offer you a quotation for MORE TH>N Car Insurance.

Great news - We have a partner, Call Connection Ltd who may be able to help you. They are a specialist insurance search company who work with over 100 companies to find people, aged 21 or over, alternative quotes. If you would like them to provide you with a quote simply call 0845 0745539