View Full Version : tell me why
slimlfc68
07-02-2011, 12:33
i dont like mondays or the fukn wind got up this mornin and the wind has decided to blow the tiles of the roof and land them on in through the windscreen of my fukn MISTRAL!!!! :( £60 excess :doh. so the cash i won yesterday in one hand and out the other gutted.:(
i dont like mondays or the fukn wind got up this mornin and the wind has decided to blow the tiles of the roof and land them on in through the windscreen of my fukn MISTRAL!!!! :( £60 excess :doh. so the cash i won yesterday in one hand and out the other gutted.:(
you are really lucky , my windscreen excess is £75 :lol
i dont like mondays or the fukn wind got up this mornin and the wind has decided to blow the tiles of the roof and land them on in through the windscreen of my fukn MISTRAL!!!! :( £60 excess :doh. so the cash i won yesterday in one hand and out the other gutted.:(
What bad luck that is, can't you claim off the house insurance together with the roof repair? Just a thought. :nenau
Mistral definition :-
A strong cold dry wind that blows south through France to the Mediterranean.
Today is called sick Monday, as it is one of those days when most people take off sick...
What bad luck that is, can't you claim off the house insurance together with the roof repair? Just a thought. :nenau
Mistral definition :-
A strong cold dry wind that blows south through France to the Mediterranean.
Today is called sick Monday, as it is one of those days when most people take off sick...
thats a good idea rustic :thumb2 , something worth looking into slimlfc , about claiming on the house insurance :clap
slimlfc68
07-02-2011, 13:05
[QUOTE=rustic;133219]What bad luck that is, can't you claim off the house insurance together with the roof repair? Just a thought. :nenau
Mistral definition :-
A strong cold dry wind that blows south through France to the Mediterranean.
Today is called sick Monday, as it is one of those days when most people take off sick...[/QUOTE
council house they look after the outside mate so dont have to claim thats why i aint ranting too much :rolleyes:
Council house they look after the outside mate so dont have to claim thats why i aint ranting too much :rolleyes:[/QUOTE]
Roof tiles are outside, can't get more outside than that can you. :doh
Even better, they will have "Landlord insurance" they have failed to maintain the house in a suitable safe condition, and as such they are responsible for third party damage.
Contact them, also any bodywork scratches etc....
slimlfc68
07-02-2011, 13:42
will give them a ring then mate nothin ventured an all that :thumbs
lacroupade
07-02-2011, 15:34
Council house they look after the outside mate so dont have to claim thats why i aint ranting too much :rolleyes:
Roof tiles are outside, can't get more outside than that can you. :doh
Even better, they will have "Landlord insurance" they have failed to maintain the house in a suitable safe condition, and as such they are responsible for third party damage.
Contact them, also any bodywork scratches etc....[/QUOTE]
Doesn't work that way sadly, they will always refer you to the motor insurer. The third party liability on house insurance is for personal injury.
(RIP) PLANK
07-02-2011, 15:50
Council house they look after the outside mate so dont have to claim thats why i aint ranting too much :rolleyes:
Roof tiles are outside, can't get more outside than that can you. :doh
Even better, they will have "Landlord insurance" they have failed to maintain the house in a suitable safe condition, and as such they are responsible for third party damage.
Contact them, also any bodywork scratches etc....[/QUOTE]
most local authorities don't carry insurance for such events at all! :eek:
what they have is a little man (or woman) employed to argue with you and try to make your claim as small as possible. He will have the authority to pay, but will first try and make you claim off your car insurance - be persistent :thumb2
slimlfc68
07-02-2011, 19:40
yep thats what i was told if my ins co think they can they will claim it of the council and give me it back :(
(RIP) PLANK
08-02-2011, 00:38
keep the bits of tile that did the damage as evidence, just in case :thumb2
Might also be worth taking pics of the spot it was parked and looking at met office wind speeds and directions for the area, I once had to deal with a very similar claim - scaffolding boards blowing onto a caravan roof!
lacroupade
08-02-2011, 00:45
keep the bits of tile that did the damage as evidence, just in case :thumb2
Might also be worth taking pics of the spot it was parked and looking at met office wind speeds and directions for the area, I once had to deal with a very similar claim - scaffolding boards blowing onto a caravan roof!
But that would have been against the builder surely?
(RIP) PLANK
08-02-2011, 00:50
But that would have been against the builder surely?
complicated, in this case the scaffolding co were putting up the scaffolding for the council, who were doing the work. So the customer/supplier relationship was with the council not the scaffold company.
I never miss my life as a local authority officer - honest :nenau
lacroupade
08-02-2011, 00:53
complicated, in this case the scaffolding co were putting up the scaffolding for the council, who were doing the work. So the customer/supplier relationship was with the council not the scaffold company.
I never miss my life as a local authority officer - honest :nenau
Never mind, just think of that big fat final salary pension eh? :lol
(RIP) PLANK
08-02-2011, 00:54
Never mind, just think of that big fat final salary pension eh? :lol
I wish :(
houfe2206
08-02-2011, 01:00
aye , i know that feeling, was parked in service station this afternoon, mind the carpark was all but empty, and some donut parked 10 inches away and dented me two month old van with his door.,with the comment "soz mate these things happen"and started to walk away. Big mistake sunshine. reg number taken and company phone number taken ,along with his name.Knob
slimlfc68
08-02-2011, 09:53
aye , i know that feeling, was parked in service station this afternoon, mind the carpark was all but empty, and some donut parked 10 inches away and dented me two month old van with his door.,with the comment "soz mate these things happen"and started to walk away. Big mistake sunshine. reg number taken and company phone number taken ,along with his name.Knob
people amaze me .like its ok mate only a little thing :eek: they fix themselves.for free :confused:
slimlfc68
08-02-2011, 13:30
well thats a nice new windscreen :thumbs now just need a lovely new t2 to go with it :lol
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